With no income coming in for about a year now. The little I do get, barely pays for food.
However, I have always managed to pay the mins on my cars. But I am paying $100 here and there and that's about what the interest is. It will never go away. Even if I get a job, I will be paying this off for the rest of my life.
I wanted to do some kind of loan or something to consolidate so I can pay off ONE balance a month but nobody is going to give me over $50,000 in loans. ALL my credit cards have balances. Nobody is going to give me an increase. Balance Tranfers aren't an option as all my cards are maxed out.
Yeah, it was either become homeless or max out the credit cards. I chose to max out the cards and now I don't know what to do. Everyone says file bankrupcy but I hate seeing my credit go down the drain completley.