How much will a judgment lower my credit score ?

Submitted by fletch on Fri, 06/20/2008 - 15:00

I did a short sale and had a first and 2nd mortage. The first is 1099 me the diff. The 2nd only got 3k out of 75k and is saying they MAY take 1/2 on a payment plan. Just wondering if I didn't pay, how bad it would be. I live in Flrida so thet can't touch my primary or my pay check. If the send to a collection agency they will only get about 20% so I was thinking to offer them 30% or nothing. Comments ?

AllisonN.Fisher (not verified)

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Fri, 10/05/2018 - 06:40 Permalink
AllisonN.Fisher (not verified)

Hello everyone, I have been battling with my credit score because it was very low until a friend of mine introduced me to a best hacker named COMPUTERSPYEXPERTS he helped increase my credit score from 550 to 800. I was really surprised that he helped me do it within 72 hours, even though I doubted him at first because he told me to pay the service fee before any action can take place after I paid 500 upfront payment. Then you pay the rest after he finishes the job. Contact him (COMPUTERSPYEXPERTS @ GMAIL . COM) He's the best and really affordable. also Text (8 5 9) 780-3779

Fri, 10/05/2018 - 07:40 Permalink
Richard Benson (not verified)

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Fri, 10/05/2018 - 08:27 Permalink
Meka McDonald (not verified)

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Mon, 11/19/2018 - 06:04 Permalink
Emily6575 (not verified)

My mom was scammed by someone who claims to be a repair expert back in late 2015 or early 2016. I tried to tell her it was a scam but she had already given her information’s and money. I’ve tried to tell her that she could try to get her money back but I think she doesn't believe that I know what I'm talking about. It really upsets me when these scammers target our parents & grandparents! I just lost my dad when they did this to her. They called several months after she paid for the service. Thank God I answered the phone & not my mom! I told them hell no & if they owe us money to either mail a check or credit the card they charged in the 1st place. No exaggeration, they called 6 times in a row one day. I kept saying no, they would hang up or I would hang up & they would call right back. This went on for about a week & finally the calls stopped. She lost about $500.00. They charged her around $150.00-$200.00 for "fixing" her Credit & then told her a year membership for about $300.00 more dollars. I don’t know which bothers me more, that she was scammed or that she won't listen to me when I try to help her. So after much argument she finally listen to me I called a friend Tracy that contacted a hacker that worked on a criminal records on her Dad so she gave me he’s contact and I contacted him and explained the situation and how possible could it be. He assured me of a clean and safe job and he will get done in just 4 days we provided the information he asked for and we contacted on Tuesday and on Friday everything was solved credit history looking superb and her scored increased to 200 points we are really grateful to you who may be reading this right now you want to fix your credit pick up phone and contact COLE (.)FRANK (@) CYBERSERVICES (.) COM OR text +1 (972) 798 8812 my name is Emily tell him I referred you have a nice day.

Mon, 11/19/2018 - 11:45 Permalink
Rose Jojo (not verified)

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Thu, 11/29/2018 - 13:26 Permalink
Robert454 (not verified)

I want to acknowledge Ghost for dedicating so much making sure I get my credit fixed and my score increased qualifying me for everything. I had 4 negative items, couple of collections tons of debts, eviction on my profile. I needed to secure a new home for me and my family and also start a business this year. So after I contacted Ghost and we worked together got done fixing my credit which took about 12 business days to achieve, I got qualified for everything. I’m so grateful to Ghost you’re a hero thanks for everything. If you wish to get in touch with Ghost you can reach them on the address Ghostvirus@Workmail.com text +1 205 418 0498. All the best

Mon, 01/07/2019 - 22:09 Permalink
Nathan George (not verified)

My recent experience made me understand that the credit score doesn’t matter nearly as much as the actual information in your credit report, few months ago I decided to buy a home suited for my family. I didn’t have the best track record with funds in my past and my credit profile was faulty, as expected my application got turned down. This is both a recommendation and an appreciation of the good job that XAP credit solution did for me. After reading various testimonies on trulia I decided to give them a trial. And believe me when I say they were up to the task as they cleared all the repos and negatives from my report. My report is squeaky clean. My score is now 785 this might sound sketchy but XAP is a life saver, it’s almost like a miracle. Mail xapcreditsolution@gmail.com or text 972 597 9704 to reach them.

Mon, 02/18/2019 - 01:09 Permalink
Rasheita Gilmore (not verified)

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Tue, 02/19/2019 - 00:21 Permalink
olivia358 (not verified)

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Wed, 06/05/2019 - 05:30 Permalink
JamesRat (not verified)

Great Do Business From Home Business Advice For Busy Lifestyles

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Tue, 06/25/2019 - 23:19 Permalink
Robert Morgan (not verified)

I’ve lived in a rented apartment with my wife and two children for over 10 years. Although my wife and I decided to save so we could buy our own home. Unfortunately for us, our daughter Ashley fell sick and she was slated for surgery and we spent almost what we had to make sure she’s Ok. There was nothing left with us and it effected my credit and my score went down to 492. I ran into an old friend Fredrick back in college that told me about ACTION CREDIT SOLUTIONS. I don’t usually believe such things but he persuaded me to try them out, and honestly speaking there is a massive turnaround. My debts, charge offs, late payments are cleared. Thank God for bringing ACTION CREDIT SOLUTIONS my way. Contact them today via ACTIONCREDITSOLUTIONS@GMAIL.COM / +1 (737) 201 -7316.

Mon, 07/01/2019 - 04:27 Permalink
Derek McKinnon (not verified)

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Mon, 07/01/2019 - 18:00 Permalink
Hilson Brian (not verified)

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Mon, 07/01/2019 - 22:50 Permalink
Juliet Fletcher (not verified)

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Wed, 07/17/2019 - 11:09 Permalink
Eldy William (not verified)

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Sat, 07/27/2019 - 18:32 Permalink
Esther Jacob (not verified)

If you want a credit repair agency that’s legit and rewarding, then you need to contact ACTION CREDIT SOLUTIONS. I contacted them last month to remove my eviction and judgement from my report and to help increase my score, they told me in less than 14 days they could get my credit fixed. I was desperate and needed help because my life was crumbling and ACTION CREDIT SOLUTIONS removed my eviction and judgement and also increased my score to a high 800. I’ll forever remain grateful to you guys. ACTIONCREDITSOLUTIONS@GMAIL.COM and (737) 201-7316 is their contact. Thank you for helping me!

Mon, 07/29/2019 - 00:48 Permalink
Dianne Wilson … (not verified)

This is my way of expressing gratitude to XAP Credit Solution. I was not sure what I was getting myself into when I spoke with him some months ago. I did not think he could get my credit fixed and also increase my limit so quick. By using XAP services, they cleaned up my credit to the point where I can now be qualified to purchase a home as an "A" paper borrower! XAP took my bad credit with bad FICO score of 450 and pushed it to 779!! Oh and to let you know I recently applied for a car loan at Gateway Bank and I was approved!!! I got a good rate and the vehicle I wanted. I could never even think that this could happen as soon as it did. Thanks a MILLION. I have been telling all my friends and colleagues about XAP, they deserve a ton of recognition for what they do. Hopefully this will assure others to trust their services and let them do what they do best; you can easily contact XAP by emailing XAPCREDITSOLUTION@GMAIL.COM and/or text: (972) 597 9704.

Wed, 07/31/2019 - 09:40 Permalink
Alicia Harrison (not verified)

My name is Alicia and I’m here to thank Zenith Credit Solution for making my family happy again. I must tell you that I was skeptical at first about this Company when they told me they’ll remove all the derogatory items in my report and I had to pay certain amount. But believe me, giving in to their offer is the best thing that has happened to me this year.my credit score went from low 462 to a high 786 and my husband’s score went from 612 to 800. We did all they asked to do and delivered to their promise. They removed late payments, some charge offs, eviction and collections. We are still amazed at how awesome this company is. I contacted them with this number (301) 299-4765 and later via zenithcreditsolution@gmail.com

Sat, 08/03/2019 - 08:37 Permalink
Jacob Smith (not verified)

Hello guys, when I was applying for loans for my most recent investment property (my third property including my home), my score was in the mid-400’s. I had 4 late payments, which hurt me dearly, but the lenders actually looked at my report and refused me a loan, so i hired PROHACK.NET@AOL.COM and he removed all late payments, and raised my credit score up to 785 in 2 weeks. I was indeed pleased. You can call or text him on +1(252) 307-3167.

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Sun, 08/25/2019 - 21:39 Permalink
Jessica Grigori (not verified)

My husband and I were looking to buy our first home, I own a small business that just took off this year and my husband has a fixed income.
We both wanted to get a home so desperately but got denied twice because of our poor credit score and bad credit history.
My uncle who is a loan officer introduced me to this great hacker (PROHACK NETWORK). He deleted all the negative items, raised our scores, my from 501 to 809 and my husband’s from 387 to 788 in 2 weeks and up till date we still have our scores within 700 - 800.
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Tue, 09/03/2019 - 22:42 Permalink
arthur (not verified)

Hi guys I am Arthur green by name, I want to share my little experience about life. I had 4 late payment which affected my credit score down to 320 which is very bad. I tread all my possible best to bring back my score to life all to no avail, but with the help of this great hacker my life was revive again. With his great effort my score was raised from 320 to 750, and all the negative items and late payment was removed completely from my credit profile. I want to say a big thanks to ICON CREDIT REPAIR for reviving my life again. My advice to everyone out there is to contact them via ICONCREDITREPAIR@GMAIL.COM or text (631) 290-6402 for any credit repair fixing thanks.

Thu, 09/05/2019 - 18:47 Permalink
Dowain (not verified)

I’m Dowain, few days ago I read several good reviews on an ethical hacker's good services. I desperately needed help in improving my credit score to be able to obtain a new place to live and pay off medical bills that was killing me from critical PTSD disability government very low income. I got in touch with Hack West Credit Repair with so much hope in my heart and just as I hoped, he got the job done in less than 72 hours.... The problems I had due to my low credit score has been a burden on me all this while especially me being a father of 3 but now I'm glad it’s been fixed with the help of this ethical hacker. Get in touch with him at H A C K W E S T @ W R I T E M E . C O M. You can as well text: +1.424.307.2638. Good luck!

Sun, 11/17/2019 - 22:41 Permalink
Tracy Allen (not verified)

I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com / +1 (520) 800-6528 .

Sun, 12/15/2019 - 15:13 Permalink
Marie Mays (not verified)

Hi, compliment of the season. Wonderful Information, I did fix my credit and got rid of my debts with the help of XAPCREDITSOLUTION@GMAIL.COM and he did a near perfect job on my report increasing my credit about 384 points in few days. My score is amazingly at its high 780’s now and all debts and inquiries are gone and I've never been so happy like this. I recommend XAP Credit Solution to all those who have a fixed date to fix their credit score. XAP is timely, they will surely deliver if you maintain your side of the bargain. You can also text or call +1 (972) 597-9704. I’m Marie Mays.

Wed, 12/18/2019 - 10:16 Permalink
Mila Henry (not verified)

Merry Christmas guys, contact: autolinkscreditservices@hotmail.com or +1 520 800 6528 , for credit repair, they made me smiles again. I was evicted for some couple of months, then I went surfing the internet and find AUTOLINKS CREDIT SERVICES, I contacted them ASAP and they boosted my bad credit score from 368-780 within 5 days. They cleared all negatives on my report even gave me good trade lines for loans. Thank you AUTOLINKS CREDIT SERVICES I will keep recommending you to the world. Thank you once more am very happy, I now have my own home.

Thu, 12/26/2019 - 08:35 Permalink
Austin Benedict (not verified)

Happy to have honored my mother in-law’s invitation last week for she helped introduce me to 760PLUS CREDIT SCORE who did a wonderful job by clearing all bad credit records on my profile. I contacted him on phone, we had a deal after our discussion and agreement, he increased my low credit score from 458 to 802 in less than a week removing all hard inquiries, charge offs and eviction after I narrated to this hacker on how I lost my wife and 2 children to fire accident that claimed their lives on 18th Nov, 2018. Life became difficult and sad for me back them. Am just happy I got my credit fixed even when the pains of losing my family is irreplaceable but I must appreciate his good works and thanking my mother in-law for her relentless support to me. CONTACT VIA: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Mon, 01/20/2020 - 21:26 Permalink
Bodaway Cliff (not verified)

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Tue, 01/21/2020 - 03:28 Permalink
Bodaway Cliff (not verified)

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Tue, 01/21/2020 - 03:29 Permalink
Bodaway Cliff (not verified)

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Tue, 01/21/2020 - 03:30 Permalink
Bodaway Cliff (not verified)

760PLUS CREDIT SCORE is reliable and efficient credit company to work with. A Colleague recommended 760PLUS to me after I confided in him about my poor credit situation. I contacted them immediately on +1(304) -774 -5902 and they increased my low credit score from 420 to 810 in less than a week. Removing all hard inquiries, charge offs and eviction. Guess what? They even added some positive trade lines to my report. I want you to contact them, they can help you. Here is their email: 760PLUSCREDITSCORE@GMAIL.COM /+1(304) -774 -5902. Cheers. Don’t forget to mention my name when you text.

Tue, 01/21/2020 - 03:30 Permalink
Bodaway Cliff (not verified)

760PLUS CREDIT SCORE is reliable and efficient credit company to work with. A Colleague recommended 760PLUS to me after I confided in him about my poor credit situation. I contacted them immediately on +1(304) -774 -5902 and they increased my low credit score from 420 to 810 in less than a week. Removing all hard inquiries, charge offs and eviction. Guess what? They even added some positive trade lines to my report. I want you to contact them, they can help you. Here is their email: 760PLUSCREDITSCORE@GMAIL.COM /+1(304) -774 -5902. Cheers. Don’t forget to mention my name when you text.

Tue, 01/21/2020 - 03:30 Permalink
Bodaway Cliff (not verified)

760PLUS CREDIT SCORE is reliable and efficient credit company to work with. A Colleague recommended 760PLUS to me after I confided in him about my poor credit situation. I contacted them immediately on +1(304) -774 -5902 and they increased my low credit score from 420 to 810 in less than a week. Removing all hard inquiries, charge offs and eviction. Guess what? They even added some positive trade lines to my report. I want you to contact them, they can help you. Here is their email: 760PLUSCREDITSCORE@GMAIL.COM /+1(304) -774 -5902. Cheers. Don’t forget to mention my name when you text.

Tue, 01/21/2020 - 03:32 Permalink
TayTay25 (not verified)

Download the Credit Uturn app! Literally all you have to do is download the app from either the Google Play or Apple App store, create an account and then sign in - Credit Uturn takes care of the rest! The app automatically sends out dispute letters to all three credit bueros for any negative accounts listed on your report & it continues to check your report and send out any disputes needed consistently and on a regular basis. You can opt in to recieve a notification any time a new dispute has been sent out, when a negative account has been removed from your report and any time there is an increase to your credit score. My score had already increased by 200+ barely over one month after I first started using the Credit Uturn app. It will help you tremendously! Definitely worth giving a shot.

Tue, 02/18/2020 - 07:36 Permalink
TayTay25 (not verified)

Download the Credit Uturn app! Literally all you have to do is download the app from either the Google Play or Apple App store, create an account and then sign in - Credit Uturn takes care of the rest! The app automatically sends out dispute letters to all three credit bueros for any negative accounts listed on your report & it continues to check your report and send out any disputes needed consistently and on a regular basis. You can opt in to recieve a notification any time a new dispute has been sent out, when a negative account has been removed from your report and any time there is an increase to your credit score. My score had already increased by 200+ barely over one month after I first started using the Credit Uturn app. It will help you tremendously! Definitely worth giving a shot.

Tue, 02/18/2020 - 07:36 Permalink
Derrick Richard (not verified)

760PLUS CREDIT SCORE cleared all financial mess from my profile, after reading favorable reviews about him online I decided to give a try base on reviews, I contacted him on 24th January, we had a deal after my wife explained to him our family worries and poor financial status, he gave me a task to make some initial commitment which I did, on 12th Feb, 2020 got an email that my credit score has being raised from 410 to 780, hard inquiries removed from my credit report. I got approved for mortgage loan as a result of my credit profile that is brought back to lime light. He is very fast and affordable. Write him via: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Wed, 02/19/2020 - 00:43 Permalink
Derrick Richard (not verified)

760PLUS CREDIT SCORE cleared all financial mess from my profile, after reading favorable reviews about him online I decided to give a try base on reviews, I contacted him on 24th January, we had a deal after my wife explained to him our family worries and poor financial status, he gave me a task to make some initial commitment which I did, on 12th Feb, 2020 got an email that my credit score has being raised from 410 to 780, hard inquiries removed from my credit report. I got approved for mortgage loan as a result of my credit profile that is brought back to lime light. He is very fast and affordable. Write him via: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Wed, 02/19/2020 - 00:43 Permalink
Derrick Richard (not verified)

760PLUS CREDIT SCORE cleared all financial mess from my profile, after reading favorable reviews about him online I decided to give a try base on reviews, I contacted him on 24th January, we had a deal after my wife explained to him our family worries and poor financial status, he gave me a task to make some initial commitment which I did, on 12th Feb, 2020 got an email that my credit score has being raised from 410 to 780, hard inquiries removed from my credit report. I got approved for mortgage loan as a result of my credit profile that is brought back to lime light. He is very fast and affordable. Write him via: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Wed, 02/19/2020 - 00:43 Permalink
Jason Jones (not verified)

With 3 late payments, a couple collections, charge offs and credit cards debts, life was not easy. I sourced for the help of a professional hacker. So many encouraging comments popped up in respect of Rock Base Credit Repair, so therefore, I decided to give it a shot. I provided the necessary details he requested for as well as an affordable payment and to my greatest surprise, he removed all negatives, paid debts(credit cards and loan) and increased my credit to 795. Do well to reach him on ROCKBASE at PROTONMAIL dot COM or text +1 (972) 449-1968 to fix your credit problems.

Wed, 02/19/2020 - 21:55 Permalink
Elisa Brownson (not verified)

I failed in every way i tried to build my credit until i restrategized which was what saved my ass. This is an opportunity i won’t advice you to miss out on , 4 months ago i had a heap of financial troubles to sort out not knowing where to turn to for help and my credit was at 542 . I got an info from a colleague about RANSOMWARE CREDIT and their ability to completely clear debts and perform a perfect credit boost so i immediately made use of the recommendation . My mind has been at peace since I've been able to sort out my most pressing problem , feels good to be financially free . Contact them RANSOMWARECREDIT@GMAIL.COM or text +1 954 416 0322 to get help with this. 

Tue, 02/25/2020 - 17:53 Permalink
James M (not verified)

I had a few items from my past that I was trying to address, Ransomware Credit was very gracious to provide me with the best solution that suits my issue and developed a strategy that will work best to achieve my goals. It is not very often that you find a credit repair firm that is willing to offer the best of their services to solve your financial situation. if you need help with your credit i would strongly advice you reach out to this repair firm via
Ransomwarecredit@gmail.com +1 954  416 0322 for all credit repair

Thu, 02/27/2020 - 23:06 Permalink
Lee Baron (not verified)

Lexington Law is a huge rip-off scam. They tell you that they will fix your credit, they make very big promises to get you to sign their contract. You pay the monthly payments and getting nothing in return. I used them for about a year and my credit scores actually went down. We had a very sick child and had a lot of medical collections and because they inquired about those to try and dispute them it basically quote refreshed the debt thus making our scores lower. We were young and dumb back then. I recommend Ransom Warecredit, he is a genius! He saved us from Financial ruins and bankruptcy. contact him on: RANSOMWARECREDIT@GMAIL.COM, +1 954 416 0322 And be happy you did.

Wed, 03/04/2020 - 19:07 Permalink
Harry Clifford (not verified)

Happy I made a good decision, to approach 760PLUS CREDIT SCORE for my credit repairs and management, which today is the best decision to me and my family. 760PLUS HACKER is the fastest and most reliable hacker I’ve ever done business with and I suggest the hacker to any with same problem. He cleared all negative reports in my profile and increased my score to 795. I was surprised and still smiling the speed he used in completing the job (Two weeks and 5days). He’s dependable. Contact Him Via: 760PLUSCREDITSCORE@GMAIL.COM or text 1(304) -774 -5902.

Fri, 03/13/2020 - 01:54 Permalink