Sample dispute letter to remove credit report listing

Submitted by Richard on Fri, 04/04/2008 - 10:40
Forums

Your full Name:
Your permanent address:
Present contact number:

Name of credit reporting agency
Address of credit reporting agency

Dear Sir or Madam,

I would like to dispute some inaccurate information I have discovered on my credit report. The items I believe to be incorrect are listed below. I am also including a copy of my credit report with the disputed information highlighted.

  • Creditor name and account number
  • Description of the item
  • Item(s) and an explanation of what you want the credit bureau to do with the information, along with valid proof to support your claim.

In compliance with the Fair Credit Reporting Agency (FCRA), I request that you investigate this matter and update my credit report accordingly.

If your investigation validates the listing, please provide me with an explanation if the procedure you used to validate the listing within 15 business days of your completion of the investigation, as per the FCRA. I also request that you send me a copy of the information you gathered as a result of the investigation.

If your investigation shows this listing to erroneous, please update my credit report and send me a copy of my updated credit report.

Sincerely,

Your signature
Your name

James732 (not verified)

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Fri, 01/03/2020 - 17:27 Permalink
Mila Henry (not verified)

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Sat, 01/04/2020 - 07:50 Permalink
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Wed, 01/08/2020 - 21:03 Permalink
Karen Williams (not verified)

I'm filing a dispute against Citicards CBNA they have something on my credit report that is not mine. I have called them just to get the same excuse over and over again.

Fri, 01/17/2020 - 17:46 Permalink
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Tue, 01/21/2020 - 05:40 Permalink
Lorba Banrne (not verified)

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Fri, 01/24/2020 - 11:33 Permalink
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Tue, 02/11/2020 - 20:43 Permalink
sc (not verified)

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We have provided over $1 Billion in business loans to over 35,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable; loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a
maximum of 20 million.

Do you need a genuine loan Online to secure your Bills? Starts a new business? Do you need a personal loan? or Business loan, Apply for a quick and convenient loan to start a new financing of your projects at a cheapest interest rate of 2%. Are you in need of a Loan of any amount? Has the bank or broker refused your Loan Application because of your Low Credit Scores or Lack of Collateral Security? And you are in need of an urgent Personal or Business Loan to re-finance your business, pay your bills, settle your bad credit problems, buy and own a house of your own? Etc. CONTACT US NOW VIA EMAIL:(cyberdonsservices@gmail.com) call/text +1 (917) 473-3920

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Our services include the following:

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*Investment Loan
* Commercial Loan
* Construction Loan
*Truck Loans
* Personal Loans
*Business Start up loans
* Debt consolidation loans
* Car Loans
* Hotels Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

NOTE: It will only take 72 Hours to process your file no matter your Credit Score.

Yours Sincerely,
Tracy Allen.
+1 (917) 473-3920
We are certified and your privacy is 100% safe with us. Worry no more about
your financial problems.

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Tue, 02/11/2020 - 20:51 Permalink
Brenda (not verified)

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Fri, 02/14/2020 - 00:29 Permalink
DebLaw (not verified)

Download the Credit Uturn app! Literally all you have to do is download the app from either the Google Play or Apple App store, create an account and then sign in - Credit Uturn takes care of the rest! The app automatically sends out dispute letters to all three credit bueros for any negative accounts listed on your report & it continues to check your report and send out any disputes needed consistently and on a regular basis. You can opt in to recieve a notification any time a new dispute has been sent out, when a negative account has been removed from your report and any time there is an increase to your credit score. My score had already increased by 200+ barely over one month after I first started using the Credit Uturn app. It will help you tremendously! Definitely worth giving a shot.

Tue, 02/18/2020 - 07:53 Permalink
CamTaylor505 (not verified)

Download the Credit Uturn app! Literally all you have to do is download the app from either the Google Play or Apple App store, create an account and then sign in - Credit Uturn takes care of the rest! The app automatically sends out dispute letters to all three credit bueros for any negative accounts listed on your report & it continues to check your report and send out any disputes needed consistently and on a regular basis. You can opt in to recieve a notification any time a new dispute has been sent out, when a negative account has been removed from your report and any time there is an increase to your credit score. My score had already increased by 200+ barely over one month after I first started using the Credit Uturn app. It will help you tremendously! Definitely worth giving a shot.

Tue, 02/18/2020 - 07:54 Permalink
CamTaylor505 (not verified)

Download the Credit Uturn app! Literally all you have to do is download the app from either the Google Play or Apple App store, create an account and then sign in - Credit Uturn takes care of the rest! The app automatically sends out dispute letters to all three credit bueros for any negative accounts listed on your report & it continues to check your report and send out any disputes needed consistently and on a regular basis. You can opt in to recieve a notification any time a new dispute has been sent out, when a negative account has been removed from your report and any time there is an increase to your credit score. My score had already increased by 200+ barely over one month after I first started using the Credit Uturn app. It will help you tremendously! Definitely worth giving a shot.

Tue, 02/18/2020 - 07:54 Permalink
CamTaylo (not verified)

Download the Credit Uturn app! Literally all you have to do is download the app from either the Google Play or Apple App store, create an account and then sign in - Credit Uturn takes care of the rest! The app automatically sends out dispute letters to all three credit bueros for any negative accounts listed on your report & it continues to check your report and send out any disputes needed consistently and on a regular basis. You can opt in to recieve a notification any time a new dispute has been sent out, when a negative account has been removed from your report and any time there is an increase to your credit score. My score had already increased by 200+ barely over one month after I first started using the Credit Uturn app. It will help you tremendously! Definitely worth giving a shot.

Tue, 02/18/2020 - 07:55 Permalink
CamTaylo (not verified)

Download the Credit Uturn app! Literally all you have to do is download the app from either the Google Play or Apple App store, create an account and then sign in - Credit Uturn takes care of the rest! The app automatically sends out dispute letters to all three credit bueros for any negative accounts listed on your report & it continues to check your report and send out any disputes needed consistently and on a regular basis. You can opt in to recieve a notification any time a new dispute has been sent out, when a negative account has been removed from your report and any time there is an increase to your credit score. My score had already increased by 200+ barely over one month after I first started using the Credit Uturn app. It will help you tremendously! Definitely worth giving a shot.

Tue, 02/18/2020 - 14:36 Permalink
charleshaarrhy (not verified)

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Fri, 02/21/2020 - 23:00 Permalink
Robert Kurkjian (not verified)

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Sat, 02/22/2020 - 19:11 Permalink
Mikkycourtney (not verified)

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Tue, 02/25/2020 - 22:28 Permalink
Franklin Joel (not verified)

I'm proud and happy to be a part of the Dprotocol credit repair process cause without it, i would never own a home today. Dprotocol Credit Solution is changing our Life and making citizens build a healthier relationship with their credit. Many thanks for solving my overwhelming credit issues. contact them today: DPROTOCOL7@GMAIL.COM +1 607 988 1268.

Tue, 03/03/2020 - 21:19 Permalink
EOGHAN (not verified)

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Wed, 03/04/2020 - 23:01 Permalink
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Fri, 03/20/2020 - 00:18 Permalink
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Sun, 03/29/2020 - 22:44 Permalink
David Scott (not verified)

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Sun, 04/05/2020 - 16:11 Permalink
oceanicfinance (not verified)

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Tue, 04/07/2020 - 00:39 Permalink