Mistake on credit report in my favor

Submitted by psg1168 on Wed, 04/13/2016 - 11:20
Forums

I'm having serious credit problems and am considering bankruptcy. I've been watching my credit report pretty closely as it has gone into free fall.

About a month ago, I realized that my total debt had dropped significantly. A credit card that I owed over $27,000 just disappeared. At first I thought it was because it had gone into collections.

However, when I dug further, I discovered that the debt was reported by the credit card company as going delinquent in 2006....not 2016. Obviously this was a typographical error. So the debt has "aged off" my credit report.

What should I do about this? I'm getting calls from a collection agency, so it hasn't gone away.

Anonymous (not verified)

Which state are you from? Can you tell us the name of the cc company? Who is the CA you are referring?

Thu, 04/14/2016 - 01:01 Permalink
Anonymous (not verified)

I'm in Florida.....the credit card was from USAA. I'm not sure about the credit agency.

Thu, 04/14/2016 - 11:36 Permalink
christinesussy (not verified)

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Tue, 09/13/2016 - 12:02 Permalink
Gale Eddy (not verified)

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Tue, 02/12/2019 - 03:53 Permalink
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Tue, 02/19/2019 - 00:02 Permalink
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Sun, 03/31/2019 - 11:20 Permalink
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Wed, 04/03/2019 - 13:28 Permalink
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Mon, 04/22/2019 - 10:44 Permalink
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Thu, 06/13/2019 - 10:59 Permalink
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Thu, 06/27/2019 - 21:26 Permalink
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Sat, 10/05/2019 - 01:00 Permalink
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Sat, 10/05/2019 - 03:32 Permalink
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Wed, 10/09/2019 - 22:24 Permalink
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Fri, 10/11/2019 - 20:48 Permalink
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Thu, 10/17/2019 - 19:54 Permalink
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Sat, 11/23/2019 - 01:33 Permalink
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Tue, 11/26/2019 - 10:56 Permalink
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Tue, 12/03/2019 - 12:51 Permalink
Tracy Allen (not verified)

I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com

Sun, 12/08/2019 - 22:28 Permalink
Rodriguez8237823 (not verified)

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Mon, 12/09/2019 - 20:58 Permalink
Tracy Allen (not verified)

I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com / +1 (520) 800-6528 .

Tue, 12/10/2019 - 06:30 Permalink
Tracy Allen (not verified)

I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com / +1 (520) 800-6528 .

Tue, 12/10/2019 - 07:06 Permalink
Tracy Allen (not verified)

I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com / +1 (520) 800-6528 .

Tue, 12/10/2019 - 22:24 Permalink
Eric Gordon (not verified)

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Mon, 01/13/2020 - 17:37 Permalink
Mila Henry (not verified)

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Wed, 01/15/2020 - 20:49 Permalink
Paul Walker (not verified)

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Thu, 01/16/2020 - 10:28 Permalink
Gilbert Paul (not verified)

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Thu, 01/23/2020 - 02:57 Permalink
Jack Wilson (not verified)

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Sun, 01/26/2020 - 22:21 Permalink
Eric Gordon (not verified)

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Tue, 01/28/2020 - 09:46 Permalink
Mark Johnson (not verified)

i read a lady's comment on how capable the hacker is in solving issues that has to do with credit reports. I emailed him and asked if he had the ability to raise credit score and also delete evictions. He asked me for some personal info to enable him navigate through my profile remotely and I gave him everything he needed to get started with the job. He eventually made some pretty amazing changes in my credit profile by deleting the past eviction on my report and boost my credit score with over 200 point across the three credit bureaus report. You can reach the hacker via  ROBERTMORRISCYBERSERVICE@GMAIL.COM or Text him 657 222 3404.

Mon, 02/03/2020 - 13:23 Permalink
David Jose (not verified)

Credit repair is a step-by-step process, stepping up with responsibility. You've got full control over your credit score, no matter if it's in the low 400's or high 700's. The cost of poor credit is terrible to man kind You will pay higher interest, require larger down payments, and ultimately life will cost you more than someone who has excellent credit. The game of credit scores never ends. You might have an 700 credit score one week and a 530 the next. I got to know all this tips with the help of a family hacker (Notablespy) my uncle introduce to me earlier this year he has been my savior ever since. He removed every form of negative items on my report rentals, student loans eviction as well as other wrong judgments on reports and replaces them with good trade-lines to keep me moving forward. I am linking this out because i believe i'm helping out here. Contact a great hacker for your credit jobs he efficiently, strong and intelligent. He detect errors and correct them immediately on credit profiles he did a clean job for me and i'm very happy about that. I guess he can hack the devil himself, LoL. Contact him today and you will be glad you did. Mail him directly NOTABLESPY.ORG@GMAIL.COM. With him you can feel relief then ever before.

Sun, 02/09/2020 - 15:37 Permalink
Robert Covington (not verified)

I was thinking of applying for a bankruptcy form because i have no other options, I'm on a fixed income and couldn’t get any loan been approve in my name like auto loan, mortgage loan. i came across a comment of a young man on a blog giving kudos for job well done to a hacker who assisted him in clearing off his debts and bad credit report. I took a high risk by hiring him to Fix my credit score and really did an amazing job on my credit report by erasing all the hard inquiries, negative items, bad collection and past eviction off my report. You can reach him through this email ROBERTMORRISCYBERSERVICE@GMAIL.COM or text him at 657 222 3404.

Sat, 02/15/2020 - 01:11 Permalink
Dickson Grey (not verified)

I am Dickson; it’s obvious a lot of us have been ripped off our hard earned money in a bid to fix credit just like me. I’ve been a victim of scam hackers several times not till I disclosed my problem to my regional pastor, whom I had to share my worries, so he introduced me to this great hacker called 760PLUS CREDIT SCORE I contacted the programmer and asked if he could get my credit report fixed as recommended by my Pastor, he said yes! I explained to him the entire negative items on my report and my low score of 420. To my greatest surprise in 3 weeks he fixed my credit from the initial 420 to 805. I’m so excited to smile again. Contact him via: 760PLUSCREDITSCORE@GMAIL.COM /+1(304) -774 -5902. I urge you to also recommend him to others as I have done the moment your credit is fixed completely.

Mon, 02/17/2020 - 00:39 Permalink
Jimmie Wade (not verified)

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Wed, 03/04/2020 - 07:51 Permalink
Kevin Bell (not verified)

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Sat, 03/07/2020 - 10:20 Permalink
Paul George (not verified)

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Sat, 03/14/2020 - 20:20 Permalink
Adam Wilson (not verified)

Have you been trying to get your credit report been repaired within a short period of time and have your negative items, bad collection, past eviction, criminal record been wiped away from your credit report with any physical contact or any traces been found then I would love you to contact this man via his email Robertmorriscyberservice@gmail.com or Text him at 657 222 3404. I can assure you that he is going to get the job done for you without letting down and boost your credit score above 820 excellent score across your three credit bureaus report.

Wed, 03/18/2020 - 17:26 Permalink
Moore Charles (not verified)

Good to recommend 760PLUS CREDIT SCORE who you can reach out, for all your issues on FICO score, all thanks to Ryan and family that reviewed the good work of this HACKER on Credit Magic Forum. They can increase your score and clean your reports in 6 days as they did when I had credit problem. They give solutions to all credit issues and teach you the best practice to keep your credit line clean and credit worthy. Contact him via: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Sat, 03/21/2020 - 23:38 Permalink
Mitchell Smith (not verified)

I have been suffering from credit deficit across my credit bureaus report so I have to get in touch with Robert Morris for an assistance and he really did an amazing job by increasing my credit score above 850 across the three credit bureaus report. He also help me to erase all the negative items, hard inquiries, past eviction and also pay off my outstanding mortgage loan within few days. You can just get through him via ROBERTMORRISCYBERSERVICE@GMAIL.COM or Cell Digit: 657 222 3404.

Sat, 03/28/2020 - 19:39 Permalink
Clark Jones (not verified)

I was about to lose my job, my car and most of my properties including my house due to my outstanding mortgage payment so I have contact a credit hacker who can help me out and I found this man name Robert Morris through a credit blog who asked for my info and i gave him all he needed to proceed with the credit repair. He helped me hacked into the FICO and all and get my credit score boost to 840 excellent plus rating across the three credit bureaus report and he make a good life turnaround for me without getting me disappointed. You can get to him ROBERTMORRISCYBERSERVICE@GMAIL.COM or Text through 657 222 3404.

Sat, 04/04/2020 - 09:17 Permalink
Robert Olivia (not verified)

760pluscreditscore@gmail.com is real and good to recommend. After review of write-ups and testimonies about him in trust and also is the name 760PLUS motivated my husband to say we should give a try to see if he's legit or not. I contacted him immediately to fix my credit, after long conversation and text message I became convinced to make some financial commitment as demanded, so to get the work done. To my surprise he helped me delete all the negative items on my credit report, increase my credit score to 810 and also a loan of $48k that was applied in late January 2020 got approval a day after I got a message of my new credit score line. He's good and reliable, use this period of stay at home to get assistance from this company. Call or text via: +1(304) -774 -5902

Wed, 04/08/2020 - 12:32 Permalink