I was looking at my transunion report.
I have a few open accounts, like toyota and my mortgage that are current now but had a few 30 day lates on them, on my credit report they are under the adverse section and not the good accounts, although they reflect current status for quite some time.
I had a rough couple of months last year, I would end up paying at like 35 days, instead of when the payment was due. They both reflect the 30 day late and are in the negative side of my report.
Can I request that they go to the positive side. Hoping Doc will come along here and help me out.
when will they move to the positive side of the house?