I have too many payday loans that I have not been able to pay. All of them about 3 years old. It was in my first job and I ran into too much of debt. To pay off the debts I took payday loans but as the job was not paying well I did not mange to get rid of debts totally.
Now I have a stable job and can afford to pay back the debts. I am in the process of clearing my debts and want to buy my first house. So I want to know if it is possible to consolidate payday loans.