credit cards not been paid for more than 12 years

Submitted by Anonymous (not verified) on Tue, 10/06/2009 - 15:21

I left the usa in 1996 with many credit card bills never paid..for a total of around $20, of them have been paid to this date..the collectors were after me until about 13 years have passed what is my credit situation

Do you get any yearlly credit score update?
Have you check about your credit score?

Tue, 10/06/2009 - 16:08 Permalink

Hi jmr,

When did you last check your credit report? Your credit situation does not seem to be good since you have not paid any of your your debts. Your credit score must be bad as well. Although the negative items do not stay on your credit report for more than 7 years, yet your credibility to the creditors will definitely take a hit. Are you using any credit card now? Try and build a good payment history by paying the bills on time.

Wed, 10/07/2009 - 05:04 Permalink