I have been contacted by a lawyer representing a collection agency. I do not dispute that I owe this debt and intend to pay it. I just need to know what to do to protect myself from these bloodsuckers. I did not send a dv letter within the thirty days. Does this mean they no longer need to provide validation? They are suing me in small claims court and the hearing is next week. Will a judge enter a judgement against me with no proof that they are legally entitled to collect this debt? I called them on the phone, which I now know was stupid, and it was completely fruitless. The representative was hoping that I would want to get out of going to court and make a deal with her. Even though it will be completely mortifying, I'm thinking I need to appear at the hearing to ensure this can't come back to haunt me later. I have read horror stories from people who have paid a debt only to be harassed by another collection agency for the same debt. I want to pay the entire amount of this debt and I want to make sure once I do there aren't any future issues. What should I do?