Hi I'm not sure if this is really the right place to ask but was wondering if I could get some information on how to go about paying off collection. I am about to move but the apartments where I am going saw that I have a collection from an apartment from almost 5 years ago. They said I can either pay it off and be accepted or pay it to below $1500 and just have to put down one months rent as a deposit. They said all I would have to do is get in touch with the agency (Professional Debt Mediation) and work out a deal with them and then have the collection agency fax the apartments that I have made such and such payments.
After reading so much stuff on how to deal with collection agencies I really don't know what would be the best route to go with this. I'd like to just pay it in full and be able to get this done as quickly as possible because I'm in a tight situation with where I'm living and have to find a new place ASAP. Also, I live in Texas and would it be better to just find an attorney to deal with it for me? Is that expensive? Any help would be greatly appreciated.