When my wife and I got married, she had some Visa card debt. We worked actually hard the first four years of our marriage to repay that debt and we did.
Recenlty, We had to move due to work ( truly, the shortage there of ) and we had to depend on some visa cards to get by while we looked for employment. This is the 1st time in my life that I saw how straightforward it is to build up card debt - and that I truly don't know to much about avoiding debt, or getting out of debt. When we were paying off my other half's debt we were in a great financial situation - I was in classes and I had grants and a stipend that enabled us to take care of our basic wants so any 'extra' revenue ( ie paychecks ) went to help pay off her debt.
So here in my cluelessness I ask - what are some basic paths to avoid debt or get out of debt?
Like what is debt relief?