Here is what the judgments look like. Can anyone please advise me as to what to do. Should I send the Law Firm who has them a PFD or should I just pay them off. I am prepared to pay today, but I want them removed from my credit report and I don't want to be too aggressive, so what should I do. The Bellsouth one has a Attorney listed on the Judgment and the Credit Union has themselves listed....Please advise whether I should call, write, or just go ahead and pay.