IN NEW JERSEY DO THEY HAVE SLOW PAY MOTION /instead of garni

I AM FACING CREDIT CARD DEBT AROUND $60,000 I WAS A REAL ESTATE AGENT AND NO MONEY COMING IN. AM NOW COLLECTING SOCIAL SECURITY AND AM WORKING AS A SECURITY GUARD I CAN ONLY MAKE $14,000 A YEAR BECAUSE OF SOCIAL SECURITY / DO NJ COURTS ALLOW FOR SLOW PAY MOTION INSTEAD OF GARNISHMENT OF WAGES.

THANK YOU