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I took out a loan from Cash in a Wink and had to close my bank account due to someone trying to hack it. I called them and told them the loan payment would be late. They were horrible with harassing phone calls. I asked them not to call my work and they said they did not fall under the same fair credit rules or guidelines so they could call and harass any time they wanted to. Is that true. They keep adding these charges that I don't owe.
Cash in a wink is an illegal lender. You owe them nothing more than the principal balance.Tell them to stop calling you and if required file a complaint against them to the SAG or FTC.
Obviously the previous poster cannot read.
The FDCPA does NOT apply to the original creditor so that was true. Cash in a wink is an illegal lender. Go to http://www.creditmagic.org/repair/about33804.html Follow the instructions for full information on how to deal with them.