I am trying to improve my credit score and I am curious about one item: My only credit card reports the account status as "Current, was past due 30 days"
I asked them about it on the phone and the rep said, even though my bill has been paid on time for years, that the status will always have that note on it. Should I cancel the card and get a different one to eliminate that note? Another way to state the question, I guess, is does this note have an effect on my credit rating? If so, then I will get a new card and cancel this one. If not, then I guess I will just keep it.
Thanks in advance for your knowledgeable replies.