For my second question put to y'all: The phone call I got the other day (I described it in another thread) from a CA that must have bought an old debt of mine reminded me that I've got several debts that were sent to collections about four to five years ago after I lost my job and was put into the hospital from a catastrophic medical occurance. I've made a slow but remarkable recovery (thanks for asking! :P )
I'm wondering if I write a letter to another CA that's on my credit report to verify the debt, would it reactivate my account with them and they'd feel like dunning me again? Should I let sleeping dogs lie in this case? There are only a few years left to run on them before they drop off, but I'm getting married soon and I want to get my credit cleaned up for starting my new life. I'm still on Social Security Disability, so my income is fixed and limited; I honestly don't have much to be able to pay these accounts off.
What say you?