double reporting?

Submitted by martina on Thu, 02/15/2007 - 14:05
Forums

I have read various posts & just want to make sure I understand correctly. I am in the process of cleaning up my reports and paying on old accounts. I have noticed multiple lines on my report for what I believe to be the same account by different collection companies. some report the same open date, some don't but have the same amount with a new "reaged" date. Some haven't updated in at least 3 yrs and some are in the last 4 months. Am I able to have the old ca removed if another ca bought the account? Isn't this double reporting? There are 3 accounts that have at least 2 different ca reporting for it. If I can get these removed, it would be a big help.

Have you disputed the TL with the CRA? If not, I would start there. Dispute the TL with the CRA's. If they come back verified then send a DV to the CA's reporting; certified mail return receipt requested of course.

Mon, 03/05/2007 - 03:40 Permalink

No I have not contacted the CRA yet. I sent the DV letters to the CAs first. I have received responses back for two TL stating that those CAs will remove their accounts as they have been closed (or unable to validate LOL), I'm still waiting a response from the other CAs on those accounts. I'm sending the ones I have to the CRA today CMRR. Thanks

Mon, 03/05/2007 - 15:09 Permalink