Hi! I have recently received court judgement for a credit card account that I refused to pay because I don't recognize that account. I requested for documentations from the collecting firm to prove that the account is mine. While waiting for the documents, the court scheduled a trial and unfortunately (due to work) I wasn't able to show up. So the court gave the final judgement in favor of the collector. The amount the I have to pay is $1,600.00. Do you know if there is still a way to dispute the account or at least negotiate a lower pay-off? Will appreciate any advice. Thanks!