I have never had a situation where you tried to give people money and they not want it but here I am.
Ok I have two Judgments against my son for two credit cards. Both were issued in 07. Mind you he took these cards for me while I was disabled to help cover bills and a surgery for my service animal.
They are rightly mine and I wish to pay and get them off his credit.
I am expecting a settlement check from Disability next month and wish to pay them.
I called the Court house got the lawyer info for both cases.
I called one no one there left message
Called second and the lawyer informed me they No longer had the case it had been returned to GE Money bank.
I called GE Money bank and the man I spoke to acted as if the judgment does not even exist. He tells me at one point I can pay close to 1900.00 to close the account. Mind you my son closed the account back at the end of 2006 early 2007 It was Dec or Jan. I forget which.
The 1900 is a good bit more than they won in the judgment. No way am I paying more than I am supposed to. he than tells me to hold on and comes back and says Ok if you give me 1000.00 I can close the account. Again mind you he is NOT mentioning the clearing of this judgment not even mentioning or acknowledging one exists through this conversation. I inform him to send me in writing a payment agreement that IF I pay this amount that the judgment will be settled and that they will send a notice to the court house and credit companies that it is in fact satisfied.
He states he will do that However I do not believe he really understood what I was saying. I know I barely understood what he said His accent and speedy talk were just way too much I kept telling him to SLOW down I could not understand etc.
He then gave a speech about how this had to be paid ASAP or it would go to collections and I am telling this idiot that IT was in collections and to be quite honest after all this time they will get it when I have it next month IF I get a statement as stated earlier
I have to be honest I would rather the debt go back to the lawyer at least I could understand and knew he understood me. I trusted him way more than this guy.
I just want this settled without paying and finding it still is not paid later etc.
Any advice on this is welcome as I am just totally thrown as to what to do and how to handle this
I pray the one I call for tomorrow when I call the other back does not go through all this.
Never knew you had to fight to pay off debt.
I am not asking to negotiate or anything I just want to pay the darn things now that I am financially capable.
Thanks a lot for any help.