Need help....Westbury Ventures

Submitted by gottahavefaith on Mon, 03/19/2007 - 23:23

Westbury Ventures....Need help

I got a payday loan from them back in late summer/early fall of 2005. I got in over my head with several payday loan companies. My checking account was closed due to overdrafts. I was out of work for over half of 2006. Starting back in late fall of 2006 I started getting emails from a lady at Westbury Ventures. Now I'm getting on average 2-3 a day. They range from threats to "special offers". I emailed her and told her that I could pay 25-50 a month because I didn't get paid all that much at work. She refused saying I had to pay at least 100 if not more blah blah blah. Now I'm still getting these emails. What should I do?

Any and all help will be greatly appreciated.

Hi Manny,

I would be really happy if you share your knowledge and information and also the excitement and proceedings going on for the lawsuit. Even if people do not join your enthusiasm and strength to fight back will inspire many who will visit the forum in the near future. All the best to you. We wish you success in your endeavor.

Wed, 02/20/2008 - 03:55 Permalink

Great effort,

Wish you all the luck. :)

Wed, 02/20/2008 - 03:59 Permalink

Wow...a law suit? Thats a brilliant effort Emmanuel. Best of luck and keep us posted. I had sued a company before and won the case. Hope it goes well with you. God Bless!!

Wed, 02/20/2008 - 04:21 Permalink
Linda (not verified)

Threaten to fille all sort of legal charges on me. Borrowed 300, and paid interest of 90 per month, until I had to pay income taxes. My account was short and Westbury Ventures docked my account a wopping $900 with the weekly charges of 20, 100, 200, 150. What can I do. I am willing to pay what ever I owe. I was put in an unsolicited situation.

Wed, 02/20/2008 - 19:12 Permalink

I've never heard of this place. Which state are they in? Hopefully its a 1 party state and you can tape without their permission. You would then have them on violations and be able to get a cool $1,000 out of them!

Files chargebacks on them if they took out what they weren't suppose to. I would be irate if someone began tagging my account for money.

It sounds like a lawsuit in the making, but civil cases will be faster for you. I would participate in both if they pulled these shenanigans on me!

Wed, 02/20/2008 - 22:37 Permalink
manny burgos (not verified)

unfortunately you cannot record their calls without consent. However we currently have 11 people that have joined our lawsuit and there is enough evidence to charge them with FDCPA violations, deceptive business act violations and possibly RICO ACT. They currrently have 5 lawsuits pending and 3 settled lawsuits. This is a big company and they all belong to Broadmore. They are deffinately banned from the state of California in doing any business in this field.
-Advice I give to everyone, find out if payday loans are legal in your state.
-send westbury ventures certified letter stating that you want validation of the debt and that you only wish to be contacted by postal mail.
-tell westbury ventures that the phone call is being recorded and that if they do not agree and consent to the recording that you will hang up and that the law protects you from being contacted via phone, email or any other sort of communication that is not postal mail

If you would like to participate in our suit please visit

we are holding a nation wide class action suit and are also currently involving the press

Westbury Ventures is in wilmington delaware and their address is
Westbury Ventures
2207 concord pike
suite 505
wilmington, DE

any correspondents should only be by certified mail.

LINDA please save any evidence that they have of the threats because they DO NOT take legal action against anyone and till this day none have been filed. They are violating the FDCPA by threatning and knowingly not taking action against you. I would like more information about your case Linda please email me at email deleted for your safety- Richard or check out my site at to get more information or to contact me directly from there. The same goes for anyone else that has problems with these scums

Thu, 02/21/2008 - 22:29 Permalink
manny burgos (not verified)

diem a resonse to your comment, this is a very serious case and it will possibly be 1% of the companies worth. They will also have to pay for our attorney fees and any other legal fees. and on top of that possibly rico

Thu, 02/21/2008 - 22:37 Permalink

Does anyone have an update on this subject?I would love to know how it turned out.After reading all this I will be sure not I nor anyone I know will ever deal with these company's.

Tue, 02/26/2008 - 17:51 Permalink

Great job going on here. Manny just a small request. Please do not provide your mail ID in public. It will be deleted by the mods. If someone is interested send a private message. If you dont find that option you can register with this forum for which you do not have to pay. Members of the forum must have befitted from this lawsuit. Great going.

Wed, 02/27/2008 - 11:54 Permalink

I just found a pen my hubby brought home form a loan place we do business with. It had Cash Express on it and under that was payday loans.So I am assuming that cash Express is just another name for payday loans? I guess to be safe you must never deal with any of those. It says borrow 200 and pay back 200 .Thats for new customers only.What i don't under stand is how they get into your bank account to take out money unless you give them permission or at least your info.Don't they need your routing no . to do that or not? What does a place need in order to debit your acct. If it is only the bank acct no then a lot of us are in trouble.

Wed, 02/27/2008 - 16:25 Permalink

Any check you write has all the info anyone needs - your routing number, your account number, name as is on the account, etc.

BUT they still need authorization to pull funds from it. The trick is in all that paperwork that gets signed in the beginning - who knows what authorization we are giving in all those documents.

Wed, 02/27/2008 - 16:30 Permalink

Thats true and you know I never thought about all that information being on our checks.That is a scary thought too.

Wed, 02/27/2008 - 16:32 Permalink
AbelMichael (not verified)

Say guys do you not find this amusing look on top[ of this site and look who is advertising Payday Advance and so forth what a joke.

Wed, 02/27/2008 - 23:23 Permalink
Shawn (not verified)

I too have had the same problem...I got in over my heard with payday loans in mid 2006, and now its 2008 and they are being ruthless in their attempts to collect...2 years later. They have gone so far as automatically debiting my checking account. I have contacted my bank to block them from debiting, so we will see if it continues...I get on average of 3-5 emails a week threatening legal action and debit date, they have debited over $400 from my account...I have asked my bank to stop payment to them altogether, so we will see what happens...

Mon, 03/03/2008 - 15:07 Permalink
Shawn (not verified)

One more thing I love...Caller thing is, I never answer any calls from phone numbers I don't recognize...they call, and never leave messages...maybe leave one message for every 10 calls. I don't know where the calls originate from , but often times, I get calls from CA, and other places, but if I don't know the number, 9 times out of 10, I don't answer. My thinking is that if its THAT important, they will leave messages. I also keep all emails in a folder...they are often the same emails day after day trying to collect. In a one month period, I have 14 emails...they are persistent, and will stop at nothing to get what they THINK is theirs...

Mon, 03/03/2008 - 15:17 Permalink

Shawn just make sure if you communicate at all it should be papers and posts. No phone calls. Refrain from PDL's. They are there to squeeze out money.

Fri, 03/07/2008 - 06:53 Permalink
Addie (not verified)

I am trying to take legal action against westbury but can not get a good mailing address. Can anyone help?

Tue, 06/03/2008 - 19:54 Permalink

I found this information for you

Westbury Ventures d/b/a PD6 Ventures/The Loan Shop
2756 N. Green Valley Pkwy
Henderson, NV 89014
Tel.: 800-853-7221

Thu, 06/19/2008 - 01:25 Permalink
Former Westbur… (not verified)

They are not in DE and they are not owned by Broadmore. They are owned by LTS Management and located in downtown Kansas City. Google LTS MANAGEMENT and go to their website.

Thu, 08/14/2008 - 06:08 Permalink

When I googled them I seen a lot of court cases that were filed against these people and alot of the same complaints we are seeing around here. Seems as if they are getting sued A lot. I did not see a address except for one in CA. Maybe someone else would have this info.

Thu, 08/14/2008 - 12:34 Permalink
Tawnya (not verified)

My husband and I got into a real fiancial bind when one of our children was put into the hospital several times in a year. At any rate, we took out several payday loan over the internet to try and make ends meet...taking out these loans only made matters worse. We have had to contact an attorney who told us that internet payday loans in the state of virginia are illegal. He has won one case against our lenders where our loan was forgiven, all our bank fees paid, all attorney fees paid, and we walked away with 1000.00 in our pocket. If you are victium of internet payday loans in the state of Virgina you should look him up. His name is Dale W. Pittman. he is the only reason my husband and I have not lost everyting.

Sun, 03/22/2009 - 18:55 Permalink

Hi, Can you collect answer for this question 1. what is the name of every Pay Day Laon company? 2. How much you paid to them so far? 3. How much you borrowed ? & please specify you state so we can help you better.

Thanks & Regadrs.
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Mon, 09/07/2009 - 04:29 Permalink
Evelyn Gill (not verified)

I have been called by this 1-888-265-5074 several times my bank at the time of the loan stated that this was paid and I closed my account months later I get a call from Carol Harris and she states my bank did not tell me the truth there was only a deduction of 90.00 but I know this is not correct because this is the reason my account closed. Then about 1 year later calls came in to my Human Resources dept at work and to me I had my dad call and leave his information for them to be paid the 380.00 and now they tell me the message was deleted. Today 10-29-09 a Mr. Rothrock at the same number different ext#4513 called and I explained to him I was at the hospital with my sister who just had a brain biopsy and is really sick and tried to explain about the earlier situation and that I needed to make sure these funds were not being taken from my dad's account he told me he did not care about my sister being sick and that had nothing to do with my finances which it does because I have been out of work but anyway like I told him God works and my sister is lending me the funds until I get the money order from my Father if they did not keep his info to use later. He also said he had banking information on me which I do not have an account are they allowed to research your life like that even if they know they have been paid prior but my sister said to just pay them and pray and God will work it all out.

Thu, 10/29/2009 - 15:41 Permalink
????????????? (not verified)

why would anyone take out a loan online? who gives there checking account info over the phone? all this frustration has been caused only by you-the debtor.

Mon, 04/26/2010 - 13:40 Permalink


No, payday loan companies DO NOT report to the credit agencies....unless you don't pay them back.

So, not only to pay very high rates (over 400%) does not have the opportunity to build your credit score and you have a good chance of damaging your credit score even more.

In principle, there is not enough time between when you borrow money and pay it back when the credit rating agencies to calculate the credit for the story, so do not remove them, even if the reconstruction of your mind .


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