I have gotten a month behind and am finally getting caught up this month, yeah. How long will it take a current payment and staying current to raise my score, I know this has been a big issue in lowering it because I have lagged behind for quite some time. Just now getting enough together with my escrow surplus to make the payment that brings me current.
When will I see the positive effect on my credit score? The mortgage company said they report at the end of each month. Will it take a few months?
One more: Does any lender have any greater affect than the other one your score?