I have a car that I purchased at a lot that does not report to the credit bureaus . I have bee paying on the car about 17 months and Ive never been late. I have a balance of about 1200 dollars. There was some information i came upon that said it may be possible to have positive accounts added to your credit report. Has anyone ever heard of this and tried it with any success. If so how do you go about this process. I already have the payment history report that was mailed out to me by the dealer. I also saw stated that you could add utility accounts if they or current and piad on time.