Do employers check credit report?

Submitted by Anonymous (not verified) on Tue, 07/25/2006 - 11:37

...can an employer reject me because of my poor credit score?

Employers do check credit score and try to analyze your creditworthiness. If credit score or report plays a part in making decisions like recruitment, demotion or firing as per TOS they can do that. But as per law they need to take prior written permission. It’s the same in the army too as I have heard.

Wed, 07/26/2006 - 11:40 Permalink

Hi Wright,

Welcome to creditmagic forums. I agree with Mary.

But as per law they need to take prior written permission.

In addition to that they also need to provide you a copy of your credit report and all the info regarding your rights to dispute in case of inaccuracy.

Hope to hear you soon.


Wed, 07/26/2006 - 11:57 Permalink
Wright (not verified)

Thanks for sharing your knowledge. I was not aware of this and I heard it from one of my friends. Thanks for the confirmation.

Are there any FAQ section in this site where I may find some answers to my queries?

Mon, 07/31/2006 - 13:33 Permalink

Hi Wright,

Welcome to the forums.

Yes we do have a FAQ section in our site and you can find it over here:

We are planning to convert the existing knowledge bank into a complete wiki where anyone can contribute for the overall improvement. So very soon you will be participate and contribute for the overall development of the knowledge bank.

If you don’t find the answer to your question in the FAQ section please don’t hesitate to ask us.

Take care ..


Mon, 07/31/2006 - 16:52 Permalink