I have just been told by the hr department at work that they are going to garnish my salary for a judgment. I only received a piece of paper with the credit and attorney - This was paid, I believe almost 6 years ago but I cannot find the paperwork. The bank where the checks were drawn has changed names 3 times and is now closed. I did get a paper after it was paid marked paid in full but I cannot find. I called the law office and I believe the debt - ??_ is now with some one else because I got a call from Enchanced Recovery. Any ideas how I can prove that the debt was paid
Can you remember the company or colelction agency to whom you have made the payment? Didn't you check your credit report after the payment? If you had, and if the account status was then updated to "Paid", you can use that report to dispute this listing.
Moreover, as there is a judgment, you may go to the court, and check out the details from there. You will get to know from there whether or not the debt is valid at all.
If neither of this works, then you will have to get the 6 year old payment receipt, else I am afraid you may have to pay.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.