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About erb1953
JOINED:  31 December 2007
TOTAL POSTS:  547
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Posts by erb1953
Posting date Subject
Posted: Sat Sep 27 4:16:34 2008 you have come to the right place for help, just ..
Posted: Sat Sep 27 4:15:40 2008 chex will have a file on you if you bounce a ..
Posted: Sat Sep 27 4:13:02 2008 Sounds like you girls need to set the hubbies ..
Posted: Sat Sep 27 4:07:28 2008 I would think that they would almost have to give ..
Posted: Sat Sep 27 4:03:18 2008 yep, great job ..
Posted: Sat Sep 27 4:02:40 2008 can you give some more details on what is going ..
Posted: Sat Sep 27 4:00:38 2008 I think that they use settlement offers as a ..
Posted: Sat Sep 27 3:41:27 2008 I bet that is the way they hope it will go that ..
Posted: Sat Sep 27 3:35:18 2008 All four forums are pretty decent, they really ..
Posted: Sat Sep 27 3:32:52 2008 I am glad to hear that the little boy is okay too ..
Posted: Sat Sep 27 3:28:48 2008 good suggestion 10025543, may I also suggest ..
Posted: Thu Sep 18 10:56:19 2008 omg, this is good and bad, can you imagine how ..
Posted: Thu Sep 18 10:52:59 2008 you guys picking on goodnatured, ..
Posted: Thu Sep 18 10:51:10 2008 you should go to the mortgage forum and post your ..
Posted: Sat Sep 13 5:10:30 2008 Well on those months don't you have an extra ..
Posted: Sat Sep 13 4:52:13 2008 if they did not validate by then they are not ..
Posted: Sat Sep 13 4:45:56 2008 I think they should alert you when they feel you ..
Posted: Sat Sep 13 4:40:46 2008 bill collectors don't care, they just want thier ..
Posted: Sat Sep 13 4:36:11 2008 I agree with fireyone, you have a good score, ..
Posted: Sat Sep 13 4:27:32 2008 A judgement letter is a letter telling you that ..
Posted: Sat Sep 13 4:25:34 2008 True they have to validate before they can sue ..
Posted: Sat Sep 13 4:18:16 2008 YOu guys have some really good heart warming ..
Posted: Sat Sep 13 4:16:52 2008 I agree with you fireyone and when do you have ..
Posted: Sat Sep 13 4:13:59 2008 I agree, that is the most important thing to pass ..
Posted: Sat Sep 13 4:06:47 2008 there you have ..
Posted: Sat Sep 13 4:04:37 2008 just hope you get an answer ..
Posted: Sat Sep 13 4:01:03 2008 you guys need to stop, ..
Posted: Sat Sep 13 3:59:33 2008 It will make a difference if it is a collection ..
Posted: Sat Sep 13 3:26:01 2008 Great advice ..
Posted: Sat Sep 13 3:18:43 2008 That would be the smart thing to do, but ..
Posted: Fri Sep 12 8:55:01 2008 I have to agree, I am not real good at staying up ..
Posted: Fri Sep 12 8:43:50 2008 Hopefully you have not made any payments to the ..
Posted: Fri Sep 12 8:18:13 2008 Well if I get to the point where I have any ..
Posted: Fri Sep 12 7:15:46 2008 I agree with fireyone, go to or call the social ..
Posted: Sun Sep 7 7:15:03 2008 fireyone, Are you addicted to shopping or was ..
Posted: Sun Sep 7 6:55:52 2008 Hi peacockrancher, welcome to the forum, I hope ..
Posted: Sun Sep 7 6:48:14 2008 I would think if you bank there they would, they ..
Posted: Sun Sep 7 6:41:33 2008 I would not care if it upset the judge or not, ..
Posted: Sun Sep 7 6:38:01 2008 Wow, welcome, we embrace someone who is working ..
Posted: Sun Sep 7 6:15:55 2008 It would make sense for a finance company that is ..
Posted: Sun Sep 7 6:02:16 2008 Lol, she must be taking a break or something, ..
Posted: Sun Sep 7 7:48:40 2008 Now I just read one of her posts that stated that ..
Posted: Sun Sep 7 7:46:38 2008 I just bounce around till I find the ones that ..
Posted: Sun Sep 7 7:43:21 2008 I might add that if you file any disputes online ..
Posted: Sun Sep 7 7:37:18 2008 yeah, what flavor would you like there ..
Posted: Sun Sep 7 7:24:27 2008 I get a little busy every now and then, today I ..
Posted: Sun Sep 7 6:56:19 2008 it is really a good program for all ages to learn ..
Posted: Sun Sep 7 6:53:46 2008 you got that ..
Posted: Sun Sep 7 6:52:06 2008 How do you get it to clean up your whole network, ..
Posted: Sun Sep 7 6:50:42 2008 Sometimes you just got to do what you have to do, ..
Posted: Sun Sep 7 6:47:23 2008 If goodnatured is right, then he should be okay ..
Posted: Sun Sep 7 6:38:20 2008 I would like to go on that show to and win about ..
Posted: Sun Sep 7 6:32:23 2008 Prices never seem to fall down to the original ..
Posted: Sun Sep 7 6:24:13 2008 That would be nice to finally see a break from ..
Posted: Sun Sep 7 6:17:57 2008 I would not do it any other way goodnatured, then ..
Posted: Sun Sep 7 6:15:03 2008 The banks should be more on their customer's side ..
Posted: Sun Sep 7 6:11:41 2008 I think with any store if you keep your eye open ..
Posted: Sun Sep 7 6:07:17 2008 It would be nice to know I suppose, then you ..
Posted: Sun Sep 7 6:00:23 2008 I think I read on that she was from florida, not ..
Posted: Sun Sep 7 5:03:37 2008 That is nice that they sent you a coupon, wasn't ..
Posted: Sun Sep 7 5:01:50 2008 I want to know more about this bumping your ..
Posted: Sun Sep 7 4:55:57 2008 I don't see how this is fair, especially when ..
Posted: Sat Sep 6 5:49:10 2008 heck, I would be happy to see it gone off my ..
Posted: Sat Sep 6 5:47:45 2008 The debt forum seems to be much further ahead of ..
Posted: Sat Sep 6 5:44:52 2008 Goodluck goodnatured if you are trying to get ..
Posted: Sat Sep 6 5:42:20 2008 I have never heard of it either, is it ..
Posted: Sat Sep 6 5:37:05 2008 It seems to be the most ..
Posted: Sat Sep 6 5:34:21 2008 Florida Statutes of Limitation Contract or ..
Posted: Sat Sep 6 5:19:57 2008 I don't know if there is any difference at all, ..
Posted: Sat Sep 6 5:18:06 2008 Yes they can, they all work the field daily and ..
Posted: Sat Sep 6 5:16:12 2008 I think everyone is talking about a free credit ..
Posted: Sat Sep 6 5:11:51 2008 That is good advice, the mortgage forum is full ..
Posted: Sat Sep 6 7:55:48 2008 having it on or off the report has nothing to do ..
Posted: Sat Sep 6 7:50:31 2008 what state are you from, I can look up the ..
Posted: Fri Sep 5 7:26:18 2008 I hope you intend to share with all of us LOL, ..
Posted: Fri Sep 5 7:25:07 2008 They pay the credit reporting agencies to get ..
Posted: Fri Sep 5 7:20:30 2008 congrats fireyone one for getting past the sol on ..
Posted: Mon Aug 25 5:13:58 2008 How long has it been fireyone Have they even ..
Posted: Mon Aug 25 5:11:57 2008 and you have contributed alot as well fireyone, ..
Posted: Mon Aug 25 5:11:10 2008 OP, OP are you out there ..
Posted: Mon Aug 25 5:08:09 2008 Nope ..
Posted: Mon Aug 25 5:07:18 2008 Should be some good help seeing that they work in ..
Posted: Mon Aug 25 5:05:55 2008 I know what you mean fireyone, sometimes I will ..
Posted: Mon Aug 25 5:04:17 2008 I hear ya! ..
Posted: Mon Aug 25 5:03:12 2008 That is just it, they really have no ambition if ..
Posted: Mon Aug 25 4:59:49 2008 Do you have any idea where they are as far as ..
Posted: Mon Aug 25 4:55:04 2008 what do they do ..
Posted: Mon Aug 25 4:53:20 2008 I agree hummingbird, in the fine print is where ..
Posted: Mon Aug 25 4:51:36 2008 if it is a payday lender, you may end up right ..
Posted: Mon Aug 25 4:50:20 2008 I don't think you ..
Posted: Mon Aug 25 4:48:56 2008 The funny thing is that they feel they are ..
Posted: Mon Aug 25 4:46:41 2008 You could start up a collection agency, buy up ..
Posted: Mon Aug 25 4:42:37 2008 Will they be able to take it off so that you will ..
Posted: Mon Aug 25 4:40:48 2008 That stinks, they did not have any light duty for ..
Posted: Mon Aug 25 4:38:14 2008 Don't you just want to pick up the phone and turn ..
Posted: Mon Aug 25 4:37:04 2008 got to pull in the bucks some ..
Posted: Mon Aug 25 4:36:22 2008 that is almost looking up the name john smith, ..
Posted: Mon Aug 25 4:35:28 2008 Times are tight, I think alot of people in my ..
Posted: Mon Aug 25 4:33:38 2008 I agree with you, but it does affect so much in a ..
Posted: Mon Aug 25 4:32:29 2008 They will probably give you a payment arrangement ..
Posted: Mon Aug 25 4:30:53 2008 LOL, that would be a good idea! ..
Posted: Mon Aug 25 4:29:16 2008 I was confused to see all the different times ..
Posted: Mon Aug 25 4:11:03 2008 Sounds like a lot of people are being careless ..
Posted: Mon Aug 25 4:08:06 2008 are you double clicking when you hit the reply ..
Posted: Mon Aug 25 4:07:05 2008 Sometimes they just assume that when they are ..
Posted: Mon Aug 25 4:05:03 2008 He would tell you to pay them without validating ..
Posted: Mon Aug 25 4:03:47 2008 If you have any delinquent or past due accounts ..
Posted: Sat Aug 23 7:30:45 2008 that is good ..
Posted: Sat Aug 23 7:29:42 2008 should be ..
Posted: Sat Aug 23 7:28:37 2008 I did the opt out, it works, I quit getting junk ..
Posted: Sat Aug 23 7:27:15 2008 wow, they are in a lot of different places, ..
Posted: Sat Aug 23 7:26:00 2008 No not indefinately, they will have to renew them ..
Posted: Sat Aug 23 7:24:35 2008 definately ..
Posted: Sat Aug 23 7:23:37 2008 I have never heard of them ..
Posted: Sat Aug 23 7:17:35 2008 I could use some ..
Posted: Sat Aug 23 7:16:10 2008 The cards will fall under the statute of ..
Posted: Sat Aug 23 7:13:53 2008 I think that some people at least out my way feel ..
Posted: Sat Aug 23 6:51:07 2008 Should be that ..
Posted: Sat Aug 23 6:47:21 2008 Sometimes hearing someone elses oppinion gives ..
Posted: Sat Aug 23 6:13:14 2008 Wow, what a mess right, it amazes me what these ..
Posted: Sat Aug 23 6:04:59 2008 creditmd, welcome to the forum, maybe you will ..
Posted: Sat Aug 23 5:57:41 2008 Send a debt validation letter, you can find some ..
Posted: Sat Aug 23 5:56:18 2008 That will be up to you Shane Mac, did you file a ..
Posted: Wed Aug 20 7:31:30 2008 good debt is making your payments on time, it is ..
Posted: Wed Aug 20 7:22:07 2008 If it was not a joint account I don't see how ..
Posted: Tue Aug 12 7:52:20 2008 I hear some older people say that you never own ..
Posted: Tue Aug 12 7:42:56 2008 I have a freind at work who went out to eat and ..
Posted: Tue Aug 12 7:37:50 2008 Do you answer every single one fireyone how do ..
Posted: Tue Aug 12 7:35:56 2008 I have seen a lot more spam on here lately, what ..
Posted: Tue Aug 12 7:32:26 2008 Collection can be a real pain in the butt, I have ..
Posted: Tue Aug 12 7:29:31 2008 That is an excellent idea, do employers take the ..
Posted: Tue Aug 12 7:27:27 2008 I would not feel comfortable leaving that amount ..
Posted: Tue Aug 12 7:22:26 2008 If it is unknown or somebody that I don't know I ..
Posted: Tue Aug 12 7:20:32 2008 It actually could be anyone of us tommorro, ..
Posted: Tue Aug 12 7:17:12 2008 How long does it take someone to do a complete ..
Posted: Tue Aug 12 7:15:17 2008 I just commented on this, that really stinks, ..
Posted: Tue Aug 12 7:11:34 2008 You feel more confident when you know that you ..
Posted: Tue Aug 12 7:00:53 2008 I hear you fireyone, I have had one credit card ..
Posted: Tue Aug 12 6:54:43 2008 Well now that you have figured out that you can ..
Posted: Tue Aug 12 6:43:32 2008 I am not sure there is one after the summons is ..
Posted: Tue Aug 12 6:39:30 2008 okay, if I like a site, I put it under favorites, ..
Posted: Tue Aug 12 6:37:42 2008 This attitude is still very prevelant in the ..
Posted: Tue Aug 12 6:36:09 2008 That is how they make their money, prey on the ..
Posted: Tue Aug 12 6:34:39 2008 The only things that they can garnish for in the ..
Posted: Tue Aug 12 6:32:02 2008 If you are asking if it will remove the ..
Posted: Tue Aug 12 6:29:36 2008 good move, now these places will be contacting ..
Posted: Tue Aug 12 6:25:16 2008 yes, you are probably right, if they get one ..
Posted: Tue Aug 12 6:22:27 2008 It will be great for everyone that has been taken ..
Posted: Thu Aug 7 8:14:06 2008 probably, sometimes I think it is just a ..
Posted: Thu Aug 7 8:07:02 2008 awwwwwwwwww, imagine the parking, ..
Posted: Thu Aug 7 8:05:34 2008 I just think that they need to help someone out ..
Posted: Thu Aug 7 7:59:26 2008 I would write them a letter that states your ..
Posted: Thu Aug 7 7:55:58 2008 Now that is not even reasonable thinking, you ..
Posted: Thu Aug 7 7:53:45 2008 Well that is the way it's go, your gain right, so ..
Posted: Thu Aug 7 7:51:04 2008 You would have gotten a 1099 in the mail by now, ..
Posted: Thu Aug 7 7:45:30 2008 well the little guy has a lot more to lose, this ..
Posted: Thu Aug 7 7:43:26 2008 Yeah it is almost like fireyone chases me around ..
Posted: Thu Aug 7 7:42:15 2008 I would think that you could call them up and ..
Posted: Thu Aug 7 7:40:12 2008 I am thinking they don't know what they are ..
Posted: Thu Aug 7 7:38:29 2008 It is bad enough getting your own collection ..
Posted: Thu Aug 7 7:36:51 2008 yes, they list all the laws and rules ..
Posted: Thu Aug 7 7:35:27 2008 I know, I am going to read up on this a little ..
Posted: Thu Aug 7 7:30:59 2008 Right, these take seven years to fall off your ..
Posted: Thu Aug 7 6:44:46 2008 Is it posible to validate after you have paid ..
Posted: Thu Aug 7 4:21:53 2008 The collection agencies are aware of all these ..
Posted: Thu Aug 7 4:17:04 2008 I think they just run the credit report, if they ..
Posted: Thu Aug 7 4:15:24 2008 I use my grocery store to get fuel perks, through ..
Posted: Wed Aug 6 8:34:01 2008 you got that ..
Posted: Wed Aug 6 8:33:01 2008 Doesn't read like they validated yet. Just keep ..
Posted: Wed Aug 6 8:31:32 2008 I can look that information up for you too, leave ..
Posted: Wed Aug 6 8:30:37 2008 I love a success story, great ..
Posted: Wed Aug 6 8:29:47 2008 I agree Lorri, we can work out our issues right ..
Posted: Wed Aug 6 8:28:18 2008 LOL, goodnatured, I think they ..
Posted: Wed Aug 6 8:27:30 2008 you will need to go into the first email that you ..
Posted: Wed Aug 6 8:25:41 2008 I am obsessed and possessed!! ..
Posted: Wed Aug 6 8:24:17 2008 The landlord from helllllllllllllllllllllllllll, ..
Posted: Wed Aug 6 8:22:00 2008 I never heard of it before either, I am waiting ..
Posted: Wed Aug 6 8:20:17 2008 got me, I am as clueless as ..
Posted: Wed Aug 6 8:19:28 2008 good, maybe it will wake a few of them up and let ..
Posted: Wed Aug 6 8:05:37 2008 you sound like a good parent goodnatured, hope ..
Posted: Wed Aug 6 7:54:52 2008 soon but not soon enough huh Is there anyway you ..
Posted: Wed Aug 6 7:53:09 2008 It was a pretty good show they did on this jerk, ..
Posted: Wed Aug 6 7:46:56 2008 pound, pound, put the dirt on ..
Posted: Wed Aug 6 7:44:06 2008 I am glad there are sites like this that put it ..
Posted: Wed Aug 6 7:41:17 2008 I see your point, why should hr block get a way ..
Posted: Wed Aug 6 7:33:42 2008 LOL, never heard that before ..
Posted: Wed Aug 6 7:29:21 2008 Seems like you caught a hell of a break this, I ..
Posted: Wed Aug 6 7:13:08 2008 This is all new to me, I had a few accounts in ..
Posted: Wed Aug 6 7:04:07 2008 I will agree with that, get the pay for delete in ..
Posted: Wed Aug 6 6:55:55 2008 That is what happens when people take help as a ..
Posted: Wed Aug 6 6:54:40 2008 good catch here sdchargers, now would be a good ..
Posted: Wed Aug 6 6:48:41 2008 Please keep us updated on your progress on this ..
Posted: Tue Aug 5 10:49:10 2008 Now you see that would just aggravate me, just a ..
Posted: Tue Aug 5 10:45:00 2008 We have the dollar stores, but things are a lot ..
Posted: Tue Aug 5 10:42:40 2008 It is about time there is some backbone in it for ..
Posted: Tue Aug 5 10:40:37 2008 There are many reporting entities out there that ..
Posted: Tue Aug 5 10:36:33 2008 Sometimes you can not avoid them if they are your ..
Posted: Tue Aug 5 10:33:39 2008 I don't think that he would be because the ..
Posted: Tue Aug 5 10:31:57 2008 Good point mary, getting rid of and staying away ..
Posted: Tue Aug 5 10:30:00 2008 Fireyone, If a creditor charges off a debt for ..
Posted: Tue Aug 5 10:26:05 2008 Did you have an agreement with them to report ..
Posted: Tue Aug 5 10:24:30 2008 I never heard of them, but new collection ..
Posted: Tue Aug 5 10:23:07 2008 That is more than what the industry standard used ..
Posted: Tue Aug 5 10:20:27 2008 Awesome information in the original post, thank ..
Posted: Tue Aug 5 10:15:49 2008 You are taking all the right steps to ensure that ..
Posted: Tue Aug 5 9:53:06 2008 The debt should not increase by the collection ..
Posted: Tue Aug 5 9:51:04 2008 your hard work will pay off in the long run ..
Posted: Tue Aug 5 9:49:20 2008 I just seen a case on A&E about an identity ..
Posted: Tue Aug 5 9:41:59 2008 I think that we can officially write this one ..
Posted: Tue Aug 5 9:40:27 2008 I could not have said it better, one thing for ..
Posted: Tue Aug 5 9:38:28 2008 That anticipated loan is a rip off, to me it is ..
Posted: Tue Aug 5 9:35:11 2008 This would be a great place for someone who has ..
Posted: Tue Aug 5 9:29:33 2008 Hopefully she will stick around and participate ..
Posted: Tue Aug 5 9:27:59 2008 I find these forums open up a whole new network ..
Posted: Mon Aug 4 8:05:55 2008 That is great, maybe things will start looking up ..
Posted: Mon Aug 4 8:03:49 2008 you got it, so instead of trying to pull people ..
Posted: Mon Aug 4 7:59:07 2008 junk, crap, crapola, there is a million ways to ..
Posted: Mon Aug 4 7:56:48 2008 It should bring up your score if you build a good ..
Posted: Mon Aug 4 7:44:42 2008 I think that most of them are in it for the buck, ..
Posted: Mon Aug 4 7:40:52 2008 Bling, like a light bulb comes ..
Posted: Mon Aug 4 7:37:28 2008 I think that is why people need not freak out but ..
Posted: Mon Aug 4 7:34:59 2008 Always good to hear that someone has won out. ..
Posted: Mon Aug 4 7:31:48 2008 Yeah, I do believe that you have to be served, ..
Posted: Mon Aug 4 7:28:35 2008 yeah, like they say wish in one hand and ..
Posted: Mon Aug 4 7:24:53 2008 I would think that you should have gotten served ..
Posted: Mon Aug 4 7:21:21 2008 oh yeah right, like that is gonna happen, ..
Posted: Mon Aug 4 7:20:23 2008 Sometimes that is not a bad thing ..
Posted: Mon Aug 4 7:19:23 2008 True, I agree with both of you and goodnatured, ..
Posted: Mon Aug 4 7:16:18 2008 True there is so many out there, alot of them are ..
Posted: Mon Aug 4 7:11:27 2008 A lot of senior citizens really got the shaft in ..
Posted: Mon Aug 4 7:05:33 2008 You got it fireyone, uncheck the box and quit ..
Posted: Mon Aug 4 7:02:23 2008 I almost always go there and check out the ..
Posted: Mon Aug 4 5:35:29 2008 As goodnatured said you can visit the better ..
Posted: Sun Aug 3 7:58:11 2008 I am almost positive that it starts 30 days after ..
Posted: Sun Aug 3 7:50:29 2008 I have not gotten my score is a long, larg tiem. ..
Posted: Sun Aug 3 7:46:27 2008 Oh yeah, know what you ..
Posted: Sun Aug 3 7:44:39 2008 I am not real sure how spam works but it is ..
Posted: Sun Aug 3 7:43:10 2008 I have since paid them off, after the collection ..
Posted: Sun Aug 3 7:16:22 2008 Yeah, sad part is taht just about evryone here is ..
Posted: Sun Aug 3 7:05:38 2008 I like it when the post replies get more in ..
Posted: Sun Aug 3 7:02:53 2008 Then I guess I will have to wait on them to fall ..
Posted: Sun Aug 3 7:01:05 2008 bankruptcy stays on for ten years, regular credit ..
Posted: Sun Aug 3 6:58:55 2008 The debt forum is really good for situations like ..
Posted: Sun Aug 3 6:50:37 2008 Okay, so you know all types of porn, now tell me ..
Posted: Sat Aug 2 1:22:50 2008 You just never know what you will run into here, ..
Posted: Sat Aug 2 1:21:05 2008 Welcome aboard, hope you find it ..
Posted: Sat Aug 2 1:20:07 2008 I would not assume that it is dropped, did you ..
Posted: Sat Aug 2 1:16:12 2008 If I were you I would click the mortgage link at ..
Posted: Sat Aug 2 12:53:28 2008 Oh, that stinks, so after seven long years they ..
Posted: Sat Aug 2 12:51:30 2008 That is a very strange request, we don't get that ..
Posted: Sat Aug 2 12:50:26 2008 If you have recently been turned down for credit ..
Posted: Sat Aug 2 12:48:15 2008 anthony, I don't think it varies on how long it ..
Posted: Sat Aug 2 12:45:50 2008 What a shame that a parent would do this to one ..
Posted: Sat Aug 2 12:28:03 2008 Mary and anthony have pointed out some really ..
Posted: Sat Aug 2 12:23:27 2008 But does it raise it any I would think that it ..
Posted: Thu Jul 31 8:07:09 2008 Jerry, Welcome to the forums, I am afraid ..
Posted: Thu Jul 31 8:04:29 2008 Don't the collection agency listing fall off when ..
Posted: Thu Jul 31 8:01:29 2008 Thing with credit cards is there is so much fine ..
Posted: Thu Jul 31 7:50:50 2008 Is that $2000 an apartment My god, that guy is ..
Posted: Thu Jul 31 7:42:02 2008 I see through the posts that transunion and ..
Posted: Thu Jul 31 7:33:55 2008 It is pretty cool, you could let it build up ..
Posted: Thu Jul 31 7:28:58 2008 Oh, well, guess we will never know, huh. I tried ..
Posted: Thu Jul 31 7:23:49 2008 If you think about it, it all starts with a young ..
Posted: Thu Jul 31 6:58:12 2008 I would like to know ..
Posted: Thu Jul 31 4:18:26 2008 Fireyone is getting a little fired up, I think it ..
Posted: Thu Jul 31 4:17:21 2008 Yeah the original debt plus all the crazy fees on ..
Posted: Thu Jul 31 3:16:37 2008 I agree, just take the best ones and keep them. ..
Posted: Thu Jul 31 3:14:48 2008 You website is awesome CMB, thank you for putting ..
Posted: Thu Jul 31 3:12:34 2008 oh, it is amazing what credit affects these days, ..
Posted: Thu Jul 31 3:11:03 2008 and to think, most of this started as someone ..
Posted: Thu Jul 31 3:08:27 2008 Renting is like any other business if you get ..
Posted: Thu Jul 31 3:03:43 2008 i have not recieved a pm yet with any ..
Posted: Thu Jul 31 3:02:35 2008 I use the drug store rebates a lot, especially at ..
Posted: Thu Jul 31 2:59:42 2008 oh god the most uncooperative one when it comes ..
Posted: Thu Jul 31 2:56:52 2008 I can't even imagine what the taxes are on beach ..
Posted: Thu Jul 31 2:54:44 2008 You will get a tax credit for contributing to ..
Posted: Mon Jul 28 8:02:28 2008 Now once you are out of this mess, try not to get ..
Posted: Mon Jul 28 7:44:14 2008 I am amazed at the power that collection agencies ..
Posted: Mon Jul 28 7:32:45 2008 Why would you bother if it is so close to the ..
Posted: Mon Jul 28 7:20:37 2008 This is nuts, especially since the bill was paid ..
Posted: Mon Jul 28 7:10:45 2008 D E B T is a four letter ..
Posted: Mon Jul 28 6:59:53 2008 right on fireyone, we have the tools right at our ..
Posted: Mon Jul 28 6:41:47 2008 Does this only happen with the original creditor ..
Posted: Mon Jul 28 6:30:45 2008 so how does one make a soft inquiry happen Do you ..
Posted: Mon Jul 28 6:09:54 2008 So with the hard inquiries dropping your score ..
Posted: Mon Jul 28 5:47:07 2008 I think it is a shame that you have paid them all ..
Posted: Mon Jul 28 5:43:18 2008 It is hard when you fall short a few bucks ..
Posted: Mon Jul 28 5:32:39 2008 I would say that if they were going to repo it ..
Posted: Mon Jul 28 5:18:39 2008 laurauspsga, first off, welcome to the ..
Posted: Mon Jul 28 5:05:05 2008 Justin has said it the best way that I could ..
Posted: Sun Jul 27 7:59:49 2008 How do you know there is already a judgement ..
Posted: Thu Jul 24 8:10:40 2008 What do you need guest please expand on your ..
Posted: Thu Jul 24 8:08:43 2008 They will ..
Posted: Thu Jul 24 8:04:17 2008 No ladies, your husbands work hard, LOL, I see ..
Posted: Thu Jul 24 8:02:01 2008 It is always good to have an outsider monitoring ..
Posted: Thu Jul 24 8:00:36 2008 sounds good to me, I am not sure that I have ever ..
Posted: Thu Jul 24 7:59:09 2008 yes, definately get it in ..
Posted: Thu Jul 24 7:57:39 2008 seems like a dangerous thing to have, who would ..
Posted: Thu Jul 24 7:56:08 2008 That would be a nice break and surely as you say, ..
Posted: Thu Jul 24 7:54:27 2008 I would definately make them validate before I ..
Posted: Wed Jul 23 8:00:32 2008 You will usually get spammers about any where you ..
Posted: Wed Jul 23 7:56:32 2008 Seems like you like the experience was good for ..
Posted: Wed Jul 23 7:53:21 2008 I am not sure but maybe there is a letter in the ..
Posted: Wed Jul 23 7:44:34 2008 Oh my god, I never would have thought that, LMAO, ..
Posted: Sun Jul 20 11:04:59 2008 I would like to know also, I have been trying to ..
Posted: Sun Jul 20 10:59:44 2008 yes, welcome to the forum, hope you enjoy ..
Posted: Sun Jul 20 10:55:16 2008 Yep, and they usually use one law firm that they ..
Posted: Sun Jul 20 10:51:27 2008 That is a good way to put it goodnatured, when ..
Posted: Sun Jul 20 10:42:16 2008 Sounds like a touch of identity theft, even if ..
Posted: Sat Jul 19 8:12:11 2008 don't promise anthing that you can not deliver. ..
Posted: Sat Jul 19 7:32:45 2008 yes, it is a better explaination for sure, I got ..
Posted: Sat Jul 19 7:30:32 2008 Many people in the united states don't have good ..
Posted: Sat Jul 19 7:05:49 2008 I probably would have passed up on the first one ..
Posted: Sat Jul 19 6:57:26 2008 This is good information to have, I have never ..
Posted: Sat Jul 19 6:52:07 2008 I hope so. ..
Posted: Sat Jul 19 6:47:25 2008 If it were me I would have my number ..
Posted: Sat Jul 19 6:37:46 2008 Just be patient, you have waited this long, you ..
Posted: Sat Jul 19 6:29:25 2008 That is a pretty good idea, getting rid of any ..
Posted: Sat Jul 19 6:18:57 2008 This makes perfect sense, the longer you have the ..
Posted: Sat Jul 19 5:39:41 2008 It sounds like a pay day advance but a little ..
Posted: Sat Jul 19 5:47:55 2008 If you can get a settlement you should just pay ..
Posted: Sat Jul 19 4:59:10 2008 You have to start somewhere, so writing down your ..
Posted: Sat Jul 19 4:35:03 2008 what is ..
Posted: Sat Jul 19 4:23:07 2008 I got a letter in the mail stating that I won the ..
Posted: Sat Jul 19 4:20:55 2008 At what point do you get this agreement though Is ..
Posted: Sat Jul 19 4:18:39 2008 True, you would want to keep the ones with the ..
Posted: Sat Jul 19 4:17:29 2008 You may want to go to the mortgage forum and ask ..
Posted: Thu Jul 17 6:33:21 2008 I like the few months between when they are not ..
Posted: Thu Jul 17 6:27:49 2008 You must give more information. This is not a ..
Posted: Thu Jul 17 6:17:23 2008 That would suit them well wouldn't it, A ..
Posted: Thu Jul 17 6:06:49 2008 searched a few different places than you ..
Posted: Thu Jul 17 3:58:17 2008 Thanks ..
Posted: Thu Jul 17 3:43:18 2008 I can not see where you are saying it is, I hope ..
Posted: Thu Jul 17 3:34:46 2008 I don't see anything in your signature and would ..
Posted: Wed Jul 16 8:16:59 2008 I don't like running into it on this site or the ..
Posted: Wed Jul 16 8:14:06 2008 What has happened with this, fireyone are you ..
Posted: Wed Jul 16 8:11:30 2008 great ideas ..
Posted: Wed Jul 16 8:10:35 2008 Powerful letter, I would definately consider ..
Posted: Wed Jul 16 8:09:17 2008 Thats a good idea, we should do one just on them, ..
Posted: Wed Jul 16 8:07:00 2008 yes she does, I would use this ..
Posted: Wed Jul 16 8:03:35 2008 wow, what a letter, giving it right back to them ..
Posted: Wed Jul 16 7:56:54 2008 Yes, and I think the sample letter at the ..
Posted: Wed Jul 16 7:54:25 2008 Hopefully you can get an answer from someone, ..
Posted: Wed Jul 16 7:44:13 2008 I would not do jack until the you get a summons, ..
Posted: Tue Jul 15 7:21:07 2008 You may want to spread them out over a years time ..
Posted: Tue Jul 15 7:18:57 2008 I would like the link also, please pm it to me ..
Posted: Tue Jul 15 7:17:40 2008 I would deal with the collection agency directly, ..
Posted: Tue Jul 15 7:08:51 2008 You have to be patient, it takes a while to get ..
Posted: Tue Jul 15 7:00:37 2008 I am glad to see that you got good ..
Posted: Tue Jul 15 6:55:54 2008 All of these forums are pretty descent, they all ..
Posted: Tue Jul 15 3:45:54 2008 Have you had a bad experience Some people use ..
Posted: Tue Jul 15 3:43:57 2008 No unfortunately you have to pay for you score, ..
Posted: Tue Jul 15 3:42:38 2008 But if you are found guilty then you get the ..
Posted: Fri Jul 11 8:25:03 2008 I am not real sure that this post is legit, it ..
Posted: Fri Jul 11 8:14:11 2008 There is a lot of help in your community as ..
Posted: Fri Jul 11 8:11:25 2008 I have gotten reports back from the credit ..
Posted: Fri Jul 11 8:05:44 2008 You should pay it over a period of time, not all ..
Posted: Fri Jul 11 8:01:56 2008 Statute of limitations are different from each ..
Posted: Fri Jul 11 7:53:33 2008 There are also different types of credit, the ..
Posted: Fri Jul 11 7:29:13 2008 I have to applaud you for taking a different ..
Posted: Fri Jul 11 7:26:47 2008 The payday loan companies are making a killing ..
Posted: Fri Jul 11 7:21:58 2008 oh boy, another victim of the payday loan ..
Posted: Fri Jul 11 7:13:22 2008 I think this is a good advice, sending the ..
Posted: Fri Jul 11 7:08:56 2008 Is there a time limit or a statute of limitation ..
Posted: Fri Jul 11 6:57:09 2008 I guess I could see where a possible lender may ..
Posted: Fri Jul 11 6:21:22 2008 They are mandated by law to cease all collection ..
Posted: Fri Jul 11 5:59:08 2008 Are they not the same score or very similiar I ..
Posted: Fri Jul 11 5:52:17 2008 I agree with goodnatured, that seems like an ..
Posted: Wed May 28 10:53:14 2008 congrats to ..
Posted: Mon Apr 14 8:24:56 2008 I can just copy and paste to use this letter ..
Posted: Mon Apr 14 8:23:05 2008 great job to all of you, keep up the good ..
Posted: Mon Apr 14 8:21:25 2008 You are better off paying off these companies and ..
Posted: Sun Apr 6 7:02:02 2008 would be nice to ..
Posted: Sun Apr 6 7:01:26 2008 Credit affects too much these days to just ignore ..
Posted: Sat Mar 15 7:22:57 2008 taking out only what you need will stop ..
Posted: Fri Mar 7 7:12:32 2008 will points be centralized too That would be ..
Posted: Tue Mar 4 4:56:32 2008 Good, are you all caught up now hope all is ..
Posted: Mon Mar 3 5:45:24 2008 If it were me I would take the deal and get it ..
Posted: Mon Mar 3 4:59:00 2008 Have you tried to disputing the claim on your ..
Posted: Mon Mar 3 4:38:11 2008 You need to file a dispute with the credit ..
Posted: Mon Mar 3 12:06:17 2008 If you don't make a payment, the statute of ..
Posted: Sat Mar 1 8:04:09 2008 I have read on the debt forum that cashcall is ..
Posted: Sat Mar 1 7:09:06 2008 Glad to see that you have found your way here and ..
Posted: Sat Mar 1 6:54:25 2008 Welcome aboard fireyone, good to see you here as ..
Posted: Sat Mar 1 6:38:10 2008 Hi fireyone, you are absolutely right about the ..
Posted: Sat Mar 1 6:34:18 2008 I think that consolidation would be a great idea ..
Posted: Sat Mar 1 6:28:46 2008 Applying for any type of aid will not affect your ..
Posted: Sat Mar 1 5:54:11 2008 First of all, welcome to the forum, good to have ..
Posted: Sat Mar 1 5:46:48 2008 Real good post here Laura, thank you for putting ..
Posted: Sun Feb 24 6:11:51 2008 I believe the income limit is $54,000, so it is ..
Posted: Tue Feb 19 7:08:37 2008 You could open a credit union account or a bank ..
Posted: Mon Feb 18 9:48:28 2008 great observation ISM, and I totally agree if we ..
Posted: Mon Feb 18 9:45:20 2008 Went to the link and read it, sounds like this ..
Posted: Mon Feb 18 9:42:55 2008 wow, what a long post lunchtime, but a lot of ..
Posted: Mon Feb 18 9:33:07 2008 How long does it take to see this difference in ..
Posted: Mon Feb 18 9:27:45 2008 If we could get our points set back to zero when ..
Posted: Mon Feb 18 9:26:02 2008 I am not sure how you track this, on the debt ..
Posted: Mon Feb 18 9:23:28 2008 Has anyone tried this yet I just did my mothers ..
Posted: Mon Feb 18 9:22:03 2008 Looks like there is a variety of opinion here, ..
Posted: Sun Feb 17 5:03:47 2008 so many you guys have decided to go ahead with ..
Posted: Sun Feb 17 4:59:56 2008 It is more than likely because you have not used ..
Posted: Sun Feb 17 4:53:22 2008 God I hate spam email, what do you do to take ..
Posted: Sat Feb 16 7:20:29 2008 For the young people starting out, this is a ..
Posted: Sat Feb 16 7:16:33 2008 What does credit affect ..
Posted: Sat Feb 16 7:10:19 2008 Have you tried filing a dispute on the debt Do ..
Posted: Sat Feb 16 7:04:09 2008 You will want to make sure that you respond to ..
Posted: Sat Feb 16 9:24:04 2008 Did you know that if you are under a certain ..
Posted: Sat Feb 16 7:47:26 2008 When I do a search for fico, credit score comes ..
Posted: Wed Feb 6 7:01:09 2008 I think anything that establishes a payment ..
Posted: Wed Feb 6 6:57:14 2008 Laura, have you had any success with finding an ..
Posted: Wed Feb 6 6:55:12 2008 Thank you soooooooooo much fasfeed, you just ..
Posted: Wed Jan 23 5:56:50 2008 I would, tell them this is just a freindly ..
Posted: Wed Jan 23 5:55:12 2008 It jumps up and down like this, they are all ..
Posted: Wed Jan 23 5:52:08 2008 Looking them up will not start the SOL over ..
Posted: Wed Jan 23 5:38:29 2008 I know what you mean, it is catchy, I try to ..
Posted: Wed Jan 23 5:34:22 2008 People will do anything for drugs, ..
Posted: Wed Jan 23 5:27:13 2008 Well there you go Laura, I imagine that all ..
Posted: Wed Jan 23 12:10:26 2008 I am sure it won't happen again, sometimes we ..
Posted: Wed Jan 23 12:02:03 2008 I think the growth hormones that they put in ..
Posted: Wed Jan 23 11:57:35 2008 Do you think it went a way because you were ..
Posted: Wed Jan 23 8:57:23 2008 very corrupt, I agree that he should be in jail ..
Posted: Wed Jan 23 5:15:21 2008 True Laura and dadummy writes a lot, so why not ..
Posted: Wed Jan 23 5:13:37 2008 I am a member there also, I did join the debt ..
Posted: Wed Jan 23 5:11:46 2008 I think it would be good and then we could track ..
Posted: Wed Jan 23 5:10:02 2008 Ok morning star, meat in a petri dish, that would ..
Posted: Wed Jan 23 5:06:36 2008 You would have to contact your local banks and ..
Posted: Wed Jan 23 5:03:30 2008 That is great that they removed it for you, hard ..
Posted: Wed Jan 23 1:45:13 2008 I hear it is a pretty nice one, not a crappy one, ..
Posted: Wed Jan 23 1:44:03 2008 thanks to all of ..
Posted: Wed Jan 23 1:43:12 2008 You need to do this more than once dadummy, it ..
Posted: Wed Jan 23 1:38:47 2008 I don't mine, you never know what to expect when ..
Posted: Wed Jan 23 1:37:18 2008 what did it look like morning star what was the ..
Posted: Wed Jan 23 1:34:51 2008 That would be a lot easier to work with, I would ..
Posted: Tue Jan 22 5:31:21 2008 You have to be careful taking it out on people ..
Posted: Tue Jan 22 5:29:04 2008 Go for it Richard, make sure that you make it as ..
Posted: Tue Jan 22 5:25:26 2008 I am not sure what happened, I am getting the new ..
Posted: Tue Jan 22 5:23:31 2008 You can also order them online if you have the ..
Posted: Tue Jan 22 5:19:38 2008 That is what I have always heard ..
Posted: Tue Jan 22 5:18:20 2008 That is great dadummy, maybe you can give some ..
Posted: Tue Jan 22 5:12:01 2008 Oh, hummingbird you know that tail would just get ..
Posted: Tue Jan 22 4:59:34 2008 I think that is a great idea Laura, you could ..
Posted: Tue Jan 22 4:56:31 2008 You can find some really good examples on the ..
Posted: Tue Jan 22 4:52:26 2008 I think he should be in jail for those murders, I ..
Posted: Tue Jan 22 4:48:39 2008 This one is not like the insurance forum they ..
Posted: Tue Jan 22 4:44:48 2008 Does any one use online tax preparing software If ..
Posted: Mon Jan 21 6:55:29 2008 Hey morningstar, great post, I just reread it ..
Posted: Mon Jan 21 6:53:44 2008 You got it Laura, anyone who ends up in office is ..
Posted: Mon Jan 21 4:29:45 2008 People in power have to fear not being popular, ..
Posted: Thu Jan 17 5:07:13 2008 hummingbird, If you look at your credit ..
Posted: Thu Jan 17 5:04:43 2008 I too am undecided, I have not really paid much ..
Posted: Thu Jan 17 5:01:54 2008 abrase, you are definately not alone here, ..
Posted: Thu Jan 17 4:57:22 2008 They don't have much mercy on their customers, ..
Posted: Thu Jan 17 4:51:37 2008 You just need to pay more attention to your ..
Posted: Wed Jan 16 4:21:43 2008 I have the day off think I will sit and relax or ..
Posted: Wed Jan 16 4:18:49 2008 As Laura said you can get a copy of your credit ..
Posted: Wed Jan 16 4:16:19 2008 Knowing your credit score is very important, it ..
Posted: Wed Jan 16 4:12:35 2008 I don't like this practice at all, I feel for ..
Posted: Wed Jan 16 4:09:12 2008 I think it is awesome too Laura, I wish some of ..
Posted: Wed Jan 16 4:07:32 2008 When will I see other names up ..
Posted: Wed Jan 16 4:06:10 2008 This would work for a young person starting out. ..
Posted: Wed Jan 16 4:01:38 2008 What a plan hummingbird, this is a good way to ..
Posted: Wed Jan 16 3:58:57 2008 I would not answer those questions, they will be ..
Posted: Wed Jan 16 10:27:52 2008 I think that peoples faces show their experiences ..
Posted: Wed Jan 16 10:26:04 2008 I think that peoples faces show their experiences ..
Posted: Wed Jan 16 10:20:04 2008 You should not give if you are anemic, and Laura ..
Posted: Wed Jan 16 10:16:40 2008 Sounds like a lazy day to me coffee bean, LOL, ..
Posted: Wed Jan 16 10:10:57 2008 Should we consider setting up a goal plan for our ..
Posted: Wed Jan 16 10:08:03 2008 I see the wisdom in the story, I think it is ..
Posted: Wed Jan 16 10:07:14 2008 The Beastly weather is back, it is freezing here ..
Posted: Tue Jan 15 10:49:51 2008 I think some of the work is simply amazing, I am ..
Posted: Tue Jan 15 10:46:14 2008 I don't think by what you wrote good natured that ..
Posted: Tue Jan 15 10:42:36 2008 Some times, I think that is true, the store owner ..
Posted: Tue Jan 15 10:39:28 2008 I know Laura, it is amazing how much growth we ..
Posted: Tue Jan 15 10:37:57 2008 I do buy bulk paper and other goods that I can ..
Posted: Mon Jan 14 6:17:37 2008 Yes, used to give all the time but have not for a ..
Posted: Mon Jan 14 6:15:13 2008 Your words are calming my friend and your ..
Posted: Mon Jan 14 6:05:15 2008 Wow, again, it seems like it is taking me ..
Posted: Mon Jan 14 6:03:28 2008 Personal choice, but I don't think it will ever ..
Posted: Mon Jan 14 6:02:24 2008 Sounds like a good project for wintertime, ..
Posted: Mon Jan 14 6:00:24 2008 What a good story, these two were just made for ..
Posted: Mon Jan 14 5:56:09 2008 No I didn't see that, that is a shame that people ..
Posted: Mon Jan 14 5:54:03 2008 I have no idea yet, they are all still full of bs ..
Posted: Mon Jan 14 5:45:16 2008 23 degrees and snowing, looks like we are in for ..
Posted: Mon Jan 14 5:33:14 2008 LOL, that is true lunchtime, imagine how many ..
Posted: Mon Jan 14 5:31:49 2008 That is a lost art Lunchtime, don't see many ..
Posted: Mon Jan 14 5:28:34 2008 It is good to see you here hummingbird, hope you ..
Posted: Mon Jan 14 5:27:27 2008 The whole system is screwed up, it was supposed ..
Posted: Mon Jan 14 5:20:41 2008 Our grandmother used to do this too and then load ..
Posted: Sat Jan 12 5:35:03 2008 great advice laura and dadummy, I would just like ..
Posted: Sat Jan 12 5:30:41 2008 great advice dadummy, this is an older post, ..
Posted: Sat Jan 12 5:27:16 2008 This is a really old posting dadummy. bet you did ..
Posted: Sat Jan 12 5:23:48 2008 I would be calling hess, kennedy and company and ..
Posted: Sat Jan 12 5:19:50 2008 You should call them and ask them for a break ..
Posted: Sat Jan 12 5:18:09 2008 Do they live there or is it just a place for them ..
Posted: Sat Jan 12 5:13:45 2008 Good one, that is about right, ..
Posted: Sat Jan 12 5:07:36 2008 I only like to keep meat for the most like 3 ..
Posted: Sat Jan 12 5:02:51 2008 Yes I seen that, about fell on the floor, I could ..
Posted: Sat Jan 12 4:56:55 2008 Welcome aboard bossy, glad to have you here on ..
Posted: Sat Jan 12 4:54:24 2008 Apparently life is musical, LOL, you really get ..
Posted: Sat Jan 12 4:44:41 2008 That is a great attitude to take on dadummy, even ..
Posted: Sat Jan 12 4:41:08 2008 I am defineately not a computer guru, but I think ..
Posted: Fri Jan 11 6:46:51 2008 It may seem that way coffee bean but you should ..
Posted: Fri Jan 11 6:45:31 2008 I am glad the big holidays are over, Christmas ..
Posted: Fri Jan 11 6:43:58 2008 I do buy bulk, especially if I see an item on ..
Posted: Fri Jan 11 6:43:08 2008 What do I do for valentines day, I will probably ..
Posted: Fri Jan 11 5:04:08 2008 Organ donation Are you an organ donor, I see ..
Posted: Fri Jan 11 5:02:51 2008 Dadummy, You must have the greatest job in the ..
Posted: Fri Jan 11 4:54:31 2008 Goodnatured, So you went for an oil change and ..
Posted: Fri Jan 11 4:53:06 2008 Goodnatured, What a good post, I am going to ..
Posted: Fri Jan 11 4:51:45 2008 August, Welcome to the forum, when I first came ..
Posted: Tue Jan 8 12:20:51 2008 The recent tight labor market is forcing ..
Posted: Tue Jan 8 12:15:26 2008 True, True I would not care what kind of cup it ..
Posted: Tue Jan 8 12:01:27 2008 I see them flying down the road everyday, does ..
Posted: Sun Jan 6 7:52:20 2008 I think these are a personal choice and they have ..
Posted: Sun Jan 6 7:07:00 2008 It could be a great project for the community ..
Posted: Sun Jan 6 7:01:57 2008 Does anyone know if there is a way to stop all ..
Posted: Sun Jan 6 6:56:24 2008 I have started posting more, I did find some ..
Posted: Sun Jan 6 6:46:57 2008 Why did we not think of that, that is a great ..
Posted: Sun Jan 6 6:33:29 2008 I don't have any cards but I feel for those who ..
Posted: Sun Jan 6 6:21:27 2008 Once you donate to one it seems like your name ..
Posted: Sun Jan 6 6:09:25 2008 Hi sdchargers, I am glad you are back and hope ..
Posted: Sun Jan 6 5:47:35 2008 Thank you for the reply lunchtime, you said ..
Posted: Sun Jan 6 5:29:30 2008 Charged off is charged off and it will never ..
Posted: Sat Jan 5 6:48:19 2008 crackerjack, as good mentioned there are some ..
Posted: Sat Jan 5 6:44:36 2008 My daughter is about to consolidate all her debt, ..
Posted: Sat Jan 5 6:39:36 2008 I work with a lady that does not buy gifts for ..
Posted: Sat Jan 5 6:35:52 2008 I just have my mac card, feel a little left out ..
Posted: Sat Jan 5 6:33:05 2008 You can be debt free if you plan and save, you ..
Posted: Sat Jan 5 6:26:22 2008 I have been told that I have come along way, I ..
Posted: Sat Jan 5 5:47:34 2008 You bring out some real good points there good, ..
Posted: Sat Jan 5 5:41:33 2008 It is good that you had a neighbor that was ..
Posted: Sat Jan 5 5:39:26 2008 Where I work, I see why the families have put ..
Posted: Sat Jan 5 5:26:50 2008 First thing you need to do is calm down about it, ..
Posted: Sat Jan 5 5:20:56 2008 Thank you debtstinker for the compliment, it is ..
Posted: Sat Jan 5 6:29:17 2008 This sounds like you have been through alot with ..
Posted: Sat Jan 5 6:13:56 2008 great response carol, you sound like a good ..
Posted: Sat Jan 5 5:56:03 2008 Laura I am glad that you have joined us on this ..
Posted: Thu Jan 3 8:11:34 2008 They are right Laura, you do seem so sincere ..
Posted: Thu Jan 3 8:08:10 2008 My mother was hard headed and stubborn, she ended ..
Posted: Thu Jan 3 8:03:31 2008 I think that girls do mature faster than boys, ..
Posted: Thu Jan 3 8:00:19 2008 This is very interesting, I see how this could ..
Posted: Thu Jan 3 7:08:04 2008 I think these are good for people who don't want ..
Posted: Wed Jan 2 11:56:35 2008 Laura, I agree with you, it is really hard to ..
Posted: Mon Dec 31 7:07:38 2007 Rainy day fund, that is a good one, I would like ..
Posted: Mon Dec 31 7:05:03 2007 I will say frugal, but it depends on the time of ..
Posted: Mon Dec 31 6:52:59 2007 I am fairly new, I have been a ghost here on the ..
Posted: Mon Dec 31 6:50:08 2007 Lunchtime, I have been reading through the forum, ..
Posted: Mon Dec 31 6:46:12 2007 I did not have credit for years, I was married ..



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