I was laid off 2 years ago and I am still struggling to find something FT and perm. I am worried that the unfortunate events of my past are now haunting me on my report. Is there a way to legally have these removed, so I can somehow get a job again? I am so distraught right now, I can't see straight!
Can a charge off be removed from my credit report?
Welcome to the forums!!!
Usually negative items remain on your credit report for 7 years from the date of your first default. So it’s not possible to remove this item from your credit report before that time period. You will have to wait till next 5 years.