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imjustwondering
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Subject: bank account
 
Posted on Mon Sep 21, 2009 6:01 pm  

I have a seperate bank account which i put money aside each pay to pay my federal and state taxes as i am considered and independent contractor...if a creditor sues me in court is this money exempt or can they seize it also
carol

carol

Joined: 27 Jun 2006
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Posts: 1299
Location: Los Angeles, California


30065 Magic Points

 
Posted on Tue Sep 22, 2009 4:29 am  

Hi imjustwondering,

If this is a checking account it isn't exempt and the creditor can garnish your account if he succeeds in getting a judgment against you. Moreover, the creditor also needs to have knowledge of the existence of this bank account to be able to garnish it.
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sunnyca



Joined: 10 Sep 2009
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Posts: 148



955 Magic Points

 
Posted on Wed Sep 23, 2009 5:31 am  

Thats correct

If thee is money int eh bank then probably they can get the money

But if you go to the court judge will for sure want to knwo what accoutns and how much money you have to pay that guy incase
sara



Joined: 13 Sep 2009
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Posts: 31



532 Magic Points

 
Posted on Mon Oct 05, 2009 5:41 pm  

take care of your accounts.creditor can sue you.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1883



1916 Magic Points

Subject: debts
 
Posted on Tue Oct 06, 2009 10:29 am  

So........if someone IS going to sue you, they need to know about every account you may have? What about IRA's, 401(K)'s, Military savings account, etc? You don't have some kind of protection from any OTHER accounts you may have?
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