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Magic points can only be encashed after you have earned 1000 magic points. For every 100 magic points, you earn $1. The moment you earn 1000 magic points, you need to send an email to email@example.com. You have to send us your paypal account details where we will be transferring the amount. However, if you do not have a paypal account, you should send us your name and address in full. We will be sending a check to that address. _________________ The more you learn the more you earn. Join our community and enhance your knowledge.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.