so i don't have the greatest credit in the world.. i was told to make a credit karma account.. so i did, so that i could work on getting my credit in better shape so that maybe down the line that i could purchase a home or a car or something in the long of those lines.. so my credit score according to credit karma is 588 my vantage is 600 which i'm guessing is like a median of all three credit bureaus? (correct me if i'm wrong) well anyways it said that i could apply for a credit card or get a pre approval for one without my credit being affected and according to the credit card's denial my credit score is 178? how is that possible then afterwards i googled how i could get all of my credit scores(you have to pay for most of these) or "credit reports". so i couldn't see the credit scores for each one but none of my credit reports listed enough in my opinion where my credit score would be 178? do credit cards have their own credit thing? i'm so confused and lost. i'm trying to get an apartment..(which they do rent to people with not so great credit) but, i don't want to have to pay 3 months extra in security deposit because creditkarma is giving me false information about my credit.
Subject: False information about my credit.
Tue Sep 17, 2013 4:21 am
Contact with the credit bureaus immediately and inform them regarding this issue. I hope they will help you to clear your all doubts.
Tue Aug 05, 2014 3:27 pm
tgbebH Thank you for your blog.Thanks Again. Much obliged.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.