This site, credit magic, does not issue loans. What we offer here is advice on your credit. We can help you with ideas in how to raise your score, how to get your credit going in the right direction and also many other things. If you would like a loan I would suggest getting on from a bank in your area. Getting a loan on the internet can be very risky and dangerous. Let us know if we can help you any further.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.