Credit repair

I know there is a lot of talk on here about re-aging. I apologize, but I could not find an answer during my reading that addresses my specific problem.

I have received summons from a creditor. I know that the creditor will get judgment against me. Will the creditor take away any money received from inheritance?

I have 6 charge-offs on my credit report. All the 6 accounts have been charged-off in the year 2009. I want to repair my credit. What should I do to repair my credit gradually? Should I start repairing my credit by paying off the charged-off accounts? Please help

I have 3 credit cards. The credit card company has already sued me. I was unable to make payments on credit cards for 3 months. What are the steps to avoid wage garnishment?

My wife got a call from a collection agency a few days back. My wife doesn’t know anything about this debt. She has absolutely no clue about it. I checked her credit report and found that the debt has not been mentioned there. The debt collector was very rude. He claimed that the debt was listed on her credit report. The alleged debt amount is $7000. What should my wife do? The collector is threatening to go to police.

I got a collection letter on a debt in 2009. I didn’t pay anything on the debt. Now I’m getting calls for the same debt from a law firm. Can I negotiate with the OC now?

a collection agency started garnishing my wages, and they claim its my ex girlfriends account. last year they attempted to garnish but my employer did not grant it because the social did not match. Then I think my employer released my info, and they used what is called skip tracing. someone told me that you can get anybodys info with just the name. now how can I stop that bogus judgement, and sue for my stress and

I have 2 payday loans. One with Mobiloans for 750 and one with Silver Star financial for 675. I asked these companies to stop drafting ACH payments from my account and they refuse to. Are these companies licensed in Mississippi? What should I do?

I live in New York state and I was wondering which company would be the better of the lot. I am in need of some short term cash and North Star Financial and LGS Holding do not seem to mind the tanked credit score I am dealing with.

My question involves collection proceedings in California. I have credit card debt with various banks and I haven't been able to pay them in 6-7 months. Most debts are still held in house, some have been charged off and assigned to other law groups and collection agencies. Do I have any time without making payments before they actually do asset searches and take legal action?