I just went to court today to answer a summons where a collections company is trying to collect on a debt that does not belong to me. They did not show up and the Judge dismissed the case. Can they come back with their nonsense?
I live in Ohio. I have a cash call loan and so does my husband. I need to know if you know of anyone who's gotten there late pays off their credit from cash call?
My nephew is going through severe debt problems. I have agreed to pay off his credit card debt. The original creditor says that he has assigned the account to a debt collection agency. However, the debt collection agency is saying that they have assigned/sold the account to a law firm. Now, I’m utterly confused. Whom should I pay and how much?
I have a credit card that has been paid off but they are not taking it off my credit report. I can’t buy a house because of this. Please tell me how can I get this took off my credit report?
So, you get charge offs and finally have a collection agency that has been assigned by the original creditor that will settle the debt for pennies on the dollar. But to settle the debt you want to get the original creditor to remove the charge-off in exchange for payment.
Problem is getting to the correct person who has such authority in a large institution, they usually will put you over in customer service where they tell you that they cannot remove the charge off because it is a requirement of the credit bureaus that they report the charge off.
I fought a debt with Trans union and had a collection agency reporting removed from my report but now the same debt is showing up under another collection agency on Trans union. Is there anything I can do?
I have not made payments on a credit card for last 3 months. What can happen in this situation? What are my options?
Verizon is constantly asking to make a partial payment on the debt. This is completely BS. I don't owe this debt. I have made several requests to validate the debt. I had even contacted their National recovery Department. I think this is only the tactic to reset the reporting date. Some of my friends have asked me to settle the debt. Is this a wise option?
I already have a suit against me in my county by the law firm that purchased my debt from a clinic. The original debt was for $5000. The law firm filed suit against me for $5400. The original debt was created in 2008, the suit was filed in 2011. The law firm never garnished my wages however they did levy my accounts and I have not banked since the suit because of the threat of loosing money with no notice. They have levied a total of $1300. I have not been contacted in over a year and there have been no attempts to garnish or levy in that time either.