Credit repair

Description

Charge off after bankruptcy filed

Submitted by unearthed on Sat, 03/09/2013 - 16:40
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Back in Oct of 2008 we filed chapter 13 bankruptcy. We completed chapter 13 in 2011.

Recently I took a look at our credit record (late, I know) and discovered that one of the creditors included in the bankruptcy continued to report us as late until Jan of 2009 then listed it as charged off until 12/09.

I've already disputed this, but the credit bureau apparently views it as justified. Am I missing something?

Strict laws

Submitted by Anonymous (not verified) on Tue, 03/05/2013 - 12:35
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Does anyone know if 247 Green Street is legal in Ohio? Also, I know Ohio has strict laws on interest rates charged on pdls. If I borrowed $800 and my pay back about is $1,050, is that the correct interest?

Giving refund

Submitted by Anonymous (not verified) on Tue, 03/05/2013 - 12:34
Forums

I have 3 legal payday loans and 4 illegal payday loans. I’m lagging behind my payments on the legal payday loans. I have paid more than the principal amount to the illegal payday loan lenders. The illegal payday loan lenders are not giving any refund. What can I do in this situation?