How do I know if a collection company is legitimate? Had 3 calls this week telling me they had papers ready to serve me. These are all old PDL from 2-3 years ago, but have been laid off, could not pay, now they are threatening me with serving papers. I am finding one of them, a web page on line, but not very detailed, could be a cover?
Has anyone ever heard of Payday Solutions? I know they have to be a bottom feeding collector, but I am unable to locate any information to send them a Cease and Desist letter. They never tell you what account they have, only threaten to show up with a summons for court for fraud.
I received a call today from click into cash they told me my loan for 400.00 dollars is going into collections earlier I had been contacted by Lewis and McCarthy attorneys for click into cash I was told if I didn’t pay immediately I was going to be thrown in jail for bad checks I paid them now click into cash is calling me saying that I owe them 775 dollars. I am on a very limited income.
I need to consolidate payday loans. How can I consolidate these loans? Should I talk with the payday loan companies? Should I enroll into a payday loan consolidation program?
I have gotten myself in deep with these payday loans and don't know what to do. A few months ago I had surgery and needed money so I saw one of those commercials on TV, bad mistake. It's getting to the point where I can no longer afford to pay the payments every week. I sent out ACH revocations to each of the companies and that seems to be getting nowhere because they are now calling saying they are taking me to court. They're not just calling me but my family and my sister-in-law's family, which I have no clue how they got her family's information.
1. Seaside cash: took $400 loan, paid $75 so far. 2. Cash in a wink: took out loan for $400, have paid back $788. Sent them a letter about ACH and only communicate through email or mail. They keep saying I have to call. They also send texts about making a payment. Please advice on how to handle. I have successfully gotten two loans deemed paid in full thanks to advice on this site.
I have a charged off on my credit report (credit card) it is almost going to be more than 10 years in Dec. Is it a good idea to pay it off or can it be removed?
Welcome to the forums!!!
It would be better for you to consult with an attorney in this regard. I hope they will guide you in the right direction.
Does anyone know if 247 Green Street is legal in Ohio? Also, I know Ohio has strict laws on interest rates charged on Pulls. If I borrowed $800 and my pay back about is $1,050, is that the correct interest?
I have 3 legal payday loans and 4 illegal payday loans. I’m lagging behind my payments on the legal payday loans. I have paid more than the principal amount to the illegal payday loan lenders. The illegal payday loan lenders are not giving any refund. What can I do in this situation?