I entered Credit Solutions to negotiate my debt with BofA and Citibank. BofA went well and I have paid the debt in full. Nothing happened with Citibank. They just hired a lawyer and are sueing me. I brought all of this to Credit Solutions who I am paying to negotiate my debt and I have no idea what they are doing as I am being sued. My court date is Dec. 2 and I have been trying to get settlement. Today, Nov. 29th apparently Citibank lawyer agrreed to $160/mo for 32 months or until I can settle before. This total amount is far greater than my debt. I enrolled in Credit Solutions to avoid this and now it is a bigger mess than before. I could have gotten myself in this type of mess on my own. I had and have every intention to pay my debt to Citibank and proof of that is entering a debt consolidation group. I feel that Credit Solutions harmed me, greatly, by their inept handling of my Citibank account. I have a notarized power of attorney even. I will bring all this to the judge's attention as I was never not going to pay and I enrolled in this program to settle. With a loan shark interest rate it was unsustainable. I am scared about what the judge will do if I have to go to court. I feel that I have tried to reach a settlement but all these games by Citibank and Credit Solutions have put me in serious harm.
Forums
FOA, you should've agreed to pay an amount that seemed feasible. Probably you enrolled with a promise bigger than that. It's one of the things that you first need to ascertain is your financial strength to pay back consistently. I don't think the CS people are going to represent you in the court of law.