Welcome to the forums!!!
Both the lenders are illegal in your state. You owe only the principal balance. No interest, no fees. Just close down your old bank account and open a new one. Don’t worry, illegal lenders can’t do anything.
NO NO NO NO.. DON'T DO IT!Ok, I'm a financial adiovsr.. so here goes.Your credit card company wont tell you this, but if you are late.. even a day over, they can punch your rate up to 30% or whatever they want. Also, say you pay it on time and they simply don't get it hello 30%. No excuses. You pay.Now you don't want to get stuck with a 30-100k bill at 30%. Now that this horrrible administration has taken out the personal joe's ability to declare bankruptcy and that credit cards are changing minimum payment laws so that minimum payments will be much higher.. I advise you to stear clear of this. Hope that when you get done you can get into a program (they are out there) that will allow you to drop your interest rate by 1% after 24 months of ontime payments and another .25% if you make it auto pay Look, some of the lowest rates you'll see should be on student loan rates. When I went rates were at 8%. That's not so bad..The only reason I'd say to pay it off is if you can secure it to a lower secured credit line like a home equity loan (if rates dump again). But since student loans are federally guaranteed, you should be able to defer or forbear most if you decide to go back to school later, or get that degree you thought you wouldn't need. If you switch this principle amount out of a guarenteed student' loan, that money is no longer eligible for a forbearance or deferance.Good question Hey here's a thought though if you ever plan on having a home of your own.. get a credit card, but KEEP YOUR PRINCIPLE DOWN BELOW 30%.. in other words, if your limit is 1000 bucks, never use more than $330. Why? Because the credit agencies will see you as being desperate for money and will drop your score if you use more than that. Keep in mind that you want to build up your score now so that when you want a good credit card, or low mortgage rate on a home.Good luck!!Jason
Ideal gelt and Golden valley are legal
Welcome to the forums!!!
Both the lenders are illegal in your state. You owe only the principal balance. No interest, no fees. Just close down your old bank account and open a new one. Don’t worry, illegal lenders can’t do anything.
ZYXIPntfIgNvTjh
NO NO NO NO.. DON'T DO IT!Ok, I'm a financial adiovsr.. so here goes.Your credit card company wont tell you this, but if you are late.. even a day over, they can punch your rate up to 30% or whatever they want. Also, say you pay it on time and they simply don't get it hello 30%. No excuses. You pay.Now you don't want to get stuck with a 30-100k bill at 30%. Now that this horrrible administration has taken out the personal joe's ability to declare bankruptcy and that credit cards are changing minimum payment laws so that minimum payments will be much higher.. I advise you to stear clear of this. Hope that when you get done you can get into a program (they are out there) that will allow you to drop your interest rate by 1% after 24 months of ontime payments and another .25% if you make it auto pay Look, some of the lowest rates you'll see should be on student loan rates. When I went rates were at 8%. That's not so bad..The only reason I'd say to pay it off is if you can secure it to a lower secured credit line like a home equity loan (if rates dump again). But since student loans are federally guaranteed, you should be able to defer or forbear most if you decide to go back to school later, or get that degree you thought you wouldn't need. If you switch this principle amount out of a guarenteed student' loan, that money is no longer eligible for a forbearance or deferance.Good question Hey here's a thought though if you ever plan on having a home of your own.. get a credit card, but KEEP YOUR PRINCIPLE DOWN BELOW 30%.. in other words, if your limit is 1000 bucks, never use more than $330. Why? Because the credit agencies will see you as being desperate for money and will drop your score if you use more than that. Keep in mind that you want to build up your score now so that when you want a good credit card, or low mortgage rate on a home.Good luck!!Jason
roXcoNWZaMsL
Pc9EmE I truly appreciate this article post.Really thank you! Really Cool.