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My Chapter 7 bankruptcy was completed in November of 2011. All creditor accounts, except for one, last report date is November 2011. That one account continues to report every month, “Was In chapter 7 bankruptcy." I understand all the other accounts will stay on my report for many years however I do not believe that one account should still be reporting every month. Should the last report be in November 2011 like the rest of them? If so can you point me to the law that I can quote in my dispute?
I have called the creditor and they refuse to stop, I have disputed with Experian and they sided with the creditor. So now I am not sure if I am right or wrong.
Thanks
Can creditors continue to report monthly?
Welcome to the forums!!!
It would be better for you to dispute with the credit bureaus once again. I hope this time they will investigate this matter properly and take the initiative.