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Letter to send to CA who fails to respond to DV letters

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CMBV22

CMBV22

Joined: 08 May 2008
CMBV22's page
Posts: 373



3898 Magic Points
Subject: Letter to send to CA who fails to respond to DV letters
 
 Posted on Mon Jun 02, 2008 9:04 am  
sample-letter
_________________
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Free sample letters,
info on paying off payday loans,
and quick credit repair tips.
Pesonalized credit repair advice in the forum:

www.homecreditrepair.net

http://homecreditrepair.hqforums.net/
 
scott

scott

Joined: 28 Jun 2006
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Posts: 163



4471 Magic Points
 
 Posted on Mon Jun 02, 2008 9:24 am  
Hi CMBV22
Thanks for posting this wonderful letter. It is a very good contribution and I hope this will be of great help for others in the forum.
_________________
SCOTT

Social security, bank account, and credit card numbers aren't just data. In the wrong hands they can wipe out someone's life savings, wreck their credit and cause financial ruin.
 
August



Joined: 09 Jan 2008
August's page
Posts: 144



10 Magic Points
 
 Posted on Tue Jun 03, 2008 1:43 am  
I need a letter like this right now, I have found a few good examples in the debt forum also, I will customize it to my own information and send it out, thanks for putting an easy to follow example here. appreciate it.
 
fireyone



Joined: 26 Feb 2008
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Posts: 1857



8785 Magic Points
 
 Posted on Wed Jun 04, 2008 12:18 am  
With some research, editing and sample letters from the forum you should be sure to find one that fits your needs. Good luck,
 
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 714



75 Magic Points
Subject: letters
 
 Posted on Sun Jun 15, 2008 1:47 pm  
I JUST got a chance to look at this letter. WOW!! Really 'to the point' and I know it will help me.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 2476



2725 Magic Points
 
 Posted on Mon Jun 16, 2008 3:13 am  
There are some really good examples on here and the other forums as well.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 381



9616 Magic Points
 
 Posted on Mon Jun 16, 2008 7:02 am  
Hi CMBV
This is really a wonderful posting. Hope that somebody would make the letter sticky, so that it always appear at the top.
_________________
Anthony..

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
 
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 714



75 Magic Points
Subject: credit
 
 Posted on Mon Jun 16, 2008 9:38 am  
If a CA doesn't respond to a Validation letter, with in a certain amount of time, can you gt the account deleted from your CR? Of course..sending a letter to the CB's, stating this fact?
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2476



2725 Magic Points
 
 Posted on Tue Jun 17, 2008 10:45 am  
Have you done this before and has it been successful?
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
CMBV22

CMBV22

Joined: 08 May 2008
CMBV22's page
Posts: 373



3898 Magic Points
 
 Posted on Thu Jun 19, 2008 1:10 am  
sdchargers_63

I am having quite a bit of fun with Experian over that very fact. I have sent this one credit solutions corp a letter every 30 days since march 8th. They havent responded once but, they have signed for each letter. I disputed the listsing w/ the CRAs since it was unvalidated. So, TUC & EQF remove it but experian says they verified it. So, I sent them a MOV letter and here I wait. If they dont respond to that I guess I will be calling the FTC and AG
_________________
****************************
Free sample letters,
info on paying off payday loans,
and quick credit repair tips.
Pesonalized credit repair advice in the forum:

www.homecreditrepair.net

http://homecreditrepair.hqforums.net/
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2476



2725 Magic Points
 
 Posted on Thu Jun 26, 2008 5:12 am  
Isn't it funny how one can say that they verified, while the other two did not and how much more will the two of them are to work with you, but equifax won't. crazy huh.

keep us updated. Have you posted a sample of what you sent them? I would be curious to see what actually works with them?
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 549



1003 Magic Points
 
 Posted on Thu Jul 17, 2008 3:10 am  
Powerful letter, I would definately consider using this one.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1857



8785 Magic Points
 
 Posted on Thu Jul 17, 2008 3:33 pm  
I think the whole thing is a crazy nightmare. How such companies can hold such a threat over someones head. I think they need to follow some rules and if something isn't validated in 30 days they should get it off the report instead of letting it linger there. If a company does validate can you have the proof sent to you so you can see for yourself or do you have to just take their word for it?
 
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 232



6571 Magic Points
 
 Posted on Fri Jul 18, 2008 9:31 am  
Yes, I too think so fireyone. If the collection agency do not reply to your debt validation request within 30 days from the receipt of the letter, there is no need of sending a letter to them again. This is time consuming. Instead we can directly dispute the listing with the credit bureaus and get it removed from the credit report.
_________________
Best Wishes
Justin
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1857



8785 Magic Points
 
 Posted on Fri Jul 18, 2008 12:38 pm  
I hear disputing with the credit bureaus is sometimes hard to do too. If they don't respond shouldn't the bureau have no problem removing them?
 
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