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VISDSNB is listed in my credit report. What is it?

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Karazzy

Joined: 09 Feb 2007
Karazzy's page
Posts: 8
Location: State of MASS confusion

609 Magic Points

Subject: VISDSNB is listed in my credit report. What is it?

Sat Feb 10, 2007 5:03 am

VISDSNB

This is listed on my credit report but I cannot figure out what credit card it is at all?

It gives an address with no phone number and only some of the cc numbers and I cannot figure out what card this is at all??

Rolling Eyes

ANYONE????

Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 417

10874 Magic Points

Mon Feb 12, 2007 11:46 pm

Hi Karazzy,

It may be set up through a store credit line for Federated department stores like Macey's and other similar stores. This can also be a visa type credit card and might be linked to your store card. Check out if it is a combined card or 2 separate cards.

Justin

Rebecca
Guest

Subject: VISDSNB & FIA CSNA

Mon Feb 19, 2007 6:27 pm

I received the VISDSNB and after much reading, I know it was when I signed up for my Macy's card ... both of which I'm going to cancel.

My first question is what is FIA CSNA?

My second question is are you penalized (credit score) for canceling credit cards that have a zero balance and you no longer use?

Thanks!

Stevie
Guest

Subject: VISDSNB

Tue Mar 06, 2007 7:00 pm

This account is attached to your Macy's charge. Evidently when you apply for a Macy's charge card you automatically get a Macy's VISA too. Surprise Surprise. To close just the VISA account, call Macy's credit department and give them your Macy's charge account number and they can find the VISA account from there and just close it. Here is the number: 1-866-282-8697 (they will trasfer you). Hope this is helpful. Thanks to those who wrote and said this was connected with the Macy's account. It put me on the right track.

John
Guest

Subject: VISDSNB

Thu Apr 05, 2007 3:03 am

Same thing here. I was so glad this came up when I did a search tonight. My boyfriend and I are going thru his credit report and finding that his ex wife from 2 years ago opened an account after the divorce and it is on his credit. well it was showing up as Macy's being a 0 balance, but then had this VISDSNB under it with a large balance. I'm so glad we found this b/c we are searching everywhere trying to figure out what it could be. Thanks so much for posting this info. that's crazy that this company can just list themselves w/initials, no name or contact information. that's absurd. Thanks for all the advice though.

Jenny
Guest

Subject: FIA Card Services

Tue Aug 07, 2007 5:14 pm

FIACS used to be MBNA. MBNA used to handle a lot of accounts for banks and credit unions. After MBNA merged with Bank Of America, accounts having to do with another financial institution that belongs to Bank Of America would go under FIACS so the bank may keep their business with the other financial institutes.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34540 Magic Points

Wed Aug 08, 2007 5:41 am

Thanks a lot for the information Jenny.
_________________
Regards,
Laura.

Barbara masone
Guest

Subject: VISDSNB

Sat Sep 08, 2007 8:14 pm

what does VISDSNB stand for
please let me know??

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34540 Magic Points

Mon Sep 10, 2007 5:21 am

This is a VISA thrown in with MACY's express application. Check with your card issuer.
_________________
Regards,
Laura.

Boone
Guest

Subject: VISDSNB

Tue Nov 20, 2007 7:42 pm

Thanks so much for the information! I greatly appreciate it!

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34540 Magic Points

Wed Nov 21, 2007 7:26 am

Hi Boone,

Its great to hear that you found the information useful.
_________________
Regards,
Laura.

Ena23
Guest

Subject: VISDSNB

Thu Dec 13, 2007 10:35 pm

VISDSNB stands for Visa Departmental Store National Bank. If it appears in your credit report, it means that you must has a debt on a credit card applied through VISDSNB.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34540 Magic Points

Fri Dec 14, 2007 7:37 am

Hi Ena,

it will be great to see you on the forum Smile

_________________
Regards,
Laura.

lisa
Guest

Subject: stevie

Fri Jan 11, 2008 2:21 am

thanks for the phone # macy's visdsnb
would you happen to have the billing address or is the same as the reg macy's billing?

Credit Guru
Guest

Subject: Do Not close these credit cards

Tue Feb 05, 2008 7:56 pm

Your credit scores will drop when you close the credit cards. Closed cards are worth nothing. Good accounts are worth anywhere from 20-60 points. Closing a good credit card is like credit suicide. It would be like pulling spark plus from your cards engine and wondering why you aren't driving as fast. Get educated. Don't listen to your peers, listen to somebody who actually know what they are talking about.

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