Hi everone, I am writing in regards to credit checks. I had recently recieved a credit check that shows things I didn't know about it. Checking your credit apparently damages your credit. I have found applying for things at stores to get discounts are also damaging. What more should I know about this topic as a young adult starting out into the great big world? I hope these thing do not effect my credit greatly, I mean I do want to own a home someday and therefore would need good credit.