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About debranewell2008
JOINED:  10 October 2009
TOTAL POSTS:  591
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Posts by debranewell2008
Posting date Subject
Posted: Fri Feb 19 8:43:01 2010 Dispute it with the credit agencies. They will ..
Posted: Fri Feb 19 8:38:38 2010 I am pretty sure you have to be at least 30 days ..
Posted: Fri Feb 12 9:52:39 2010 yes this is legal and the amount that is charged ..
Posted: Fri Feb 12 9:43:03 2010 I'm not exactly sure but if the original debtor ..
Posted: Fri Feb 12 9:31:29 2010 Not saying you can not but I haven't heard of ..
Posted: Sat Jan 30 4:54:48 2010 Usually when you rent you are renting from an ..
Posted: Fri Jan 29 11:31:38 2010 I don't save a lot of money each month but I do ..
Posted: Fri Jan 29 11:01:08 2010 If your credit report is showing incorrect ..
Posted: Fri Jan 29 8:18:27 2010 Hi nance, Not sure you realize it but this is ..
Posted: Fri Jan 29 5:20:54 2010 I did the landlord letter when I bought my home 5 ..
Posted: Fri Jan 29 5:00:05 2010 No it's not they could have made that up. I would ..
Posted: Fri Jan 29 2:15:59 2010 I guess you can do it either way. If you do it ..
Posted: Fri Jan 29 2:00:59 2010 I am assuming when they repossessed your truck is ..
Posted: Thu Jan 28 4:16:44 2010 I have never heard of the site you are referring ..
Posted: Thu Jan 28 3:25:40 2010 Hi Cynthia, If you look on the side of this ..
Posted: Thu Jan 28 3:06:32 2010 There are a lot of car lots that will lend you ..
Posted: Thu Jan 28 2:52:55 2010 I should definitely have a positive impact on ..
Posted: Wed Jan 27 2:13:25 2010 You need to check the SOL for your state. Now if ..
Posted: Tue Jan 26 8:50:52 2010 Hi and welcome to the forum, I'm glad you have ..
Posted: Tue Jan 26 8:46:30 2010 Since the account wasn't paid by you it is a ..
Posted: Tue Jan 26 8:21:32 2010 I am pretty sure after you get your discharge ..
Posted: Mon Jan 25 7:47:58 2010 Contact Northland and ask that they report it ..
Posted: Mon Jan 25 7:42:32 2010 If you know the debt is yours you can send a pay ..
Posted: Mon Jan 25 6:15:04 2010 Thanks Aaron I had no idea you could get your ..
Posted: Mon Jan 25 4:15:28 2010 Not sure but could you be referring to fico ..
Posted: Sat Jan 23 6:33:04 2010 Hi Douglas, Welcome to the forum. We discuss ..
Posted: Sat Jan 23 7:00:45 2010 Have you made the credit agencies aware of this. ..
Posted: Fri Jan 22 8:40:49 2010 First you need a copy of your credit report. Then ..
Posted: Fri Jan 22 8:33:19 2010 Have you tried to Google them I would try this ..
Posted: Fri Jan 22 7:41:06 2010 I know I wasn't I always thought if you filed ..
Posted: Fri Jan 22 7:36:29 2010 Not sure about them being able to take your car ..
Posted: Fri Jan 22 7:27:06 2010 I believe everyone's is different. It also goes ..
Posted: Thu Jan 21 4:39:15 2010 Check to see what the SOL is in your state it ..
Posted: Wed Jan 20 9:52:36 2010 Not sure how much you owe on the old debt you had ..
Posted: Wed Jan 20 4:09:08 2010 I have done this a few times. But my question is ..
Posted: Wed Jan 20 3:55:30 2010 If they put the money in by mistake why can't ..
Posted: Tue Jan 19 8:31:05 2010 I really don't know of anything you can do now ..
Posted: Tue Jan 19 10:18:49 2010 they can put a lien against ..
Posted: Tue Jan 19 10:15:08 2010 I believe the credit report you want is ..
Posted: Mon Jan 18 2:48:49 2010 That still seams like an awful lot even if you ..
Posted: Mon Jan 18 1:27:24 2010 If you got the ticket in aug. and didn't pay it ..
Posted: Mon Jan 18 1:17:35 2010 I also have a question if collection agencies are ..
Posted: Mon Jan 18 9:49:34 2010 I believe I would go ahead and contact an ..
Posted: Mon Jan 18 3:33:44 2010 The first thing you need to do is get a copy of ..
Posted: Sun Jan 17 3:29:56 2010 Ok not sure if you understood what I was saying. ..
Posted: Sat Jan 16 9:08:08 2010 They have received their money now so they have ..
Posted: Fri Jan 15 8:03:37 2010 After you get your credit report check to see if ..
Posted: Fri Jan 15 7:49:48 2010 Thanks for the information I'm sure it will come ..
Posted: Fri Jan 15 7:46:34 2010 I'm not to sure there is anything you can do ..
Posted: Fri Jan 15 2:48:00 2010 I believe you have posted in the wrong place. ..
Posted: Fri Jan 15 2:44:37 2010 Since the SOL hasn't been met they are entitled ..
Posted: Thu Jan 14 5:38:39 2010 I know when I filed my bankruptcy a couple years ..
Posted: Thu Jan 14 5:25:32 2010 As far as I know as long as his name is on the ..
Posted: Tue Jan 12 5:45:29 2010 If you can give more information maybe someone ..
Posted: Tue Jan 12 5:42:36 2010 Ok I need you to give more detail as to why you ..
Posted: Tue Jan 12 5:31:07 2010 I would still send debt validation. Because it is ..
Posted: Tue Jan 12 5:26:35 2010 Yes since it's been more than two years. You can ..
Posted: Mon Jan 11 3:12:26 2010 Not sure about student loans because I have never ..
Posted: Mon Jan 11 3:05:04 2010 other than the advice above not sure if this is ..
Posted: Mon Jan 11 2:49:47 2010 Thank you for posting that was so sweet hope this ..
Posted: Sun Jan 10 8:26:19 2010 It won't be removed being past the SOL means they ..
Posted: Sun Jan 10 8:19:14 2010 Any one that gets a judgment against you. Unless ..
Posted: Sun Jan 10 8:14:19 2010 As far as I know they do every ones like that I ..
Posted: Sat Jan 9 10:56:03 2010 Filing bankruptcy isn't cheep and it must depend ..
Posted: Sat Jan 9 10:23:29 2010 I would dispute it with equifax and see if they ..
Posted: Fri Jan 8 12:33:20 2010 I was at the point you are at now when I ..
Posted: Fri Jan 8 7:07:54 2010 Me or my x neither one of us have a lawyer when ..
Posted: Fri Jan 8 6:57:39 2010 you should contact the bank that foreclosed on ..
Posted: Thu Jan 7 5:38:27 2010 Hi spoiniorlow, Welcome to the forum. Glad to ..
Posted: Thu Jan 7 5:35:33 2010 I believe you are referring to a pay for delete. ..
Posted: Thu Jan 7 5:31:50 2010 Not sure but why would you need to hire them ..
Posted: Thu Jan 7 5:27:36 2010 Well first your credit report goes by your ss ..
Posted: Thu Jan 7 5:15:19 2010 If you applied for a loan through all of them ..
Posted: Thu Jan 7 5:10:55 2010 Yes you ask them to validate the debt before you ..
Posted: Thu Jan 7 5:06:01 2010 I have heard of this happening if you don't pay ..
Posted: Tue Jan 5 7:03:58 2010 not sure what you are asking if you can go into ..
Posted: Tue Jan 5 6:59:51 2010 you could try selling it. Some car dealerships ..
Posted: Mon Jan 4 9:41:34 2010 Wow see how rude they can be of course you have a ..
Posted: Mon Jan 4 8:38:01 2010 It is pretty high after that it is like 18.9% but ..
Posted: Mon Jan 4 8:28:55 2010 Ya there isn't much you can do except wait until ..
Posted: Mon Jan 4 8:22:24 2010 I would also recommend pulling your credit ..
Posted: Mon Jan 4 8:15:16 2010 If she converts the chapter 13 into a chapter 7 ..
Posted: Sun Jan 3 9:44:33 2010 Not sure if you will get any of these removed. ..
Posted: Sun Jan 3 9:17:25 2010 They did not send you proper validation they need ..
Posted: Sun Jan 3 9:00:37 2010 I got a capitol one credit card a couple months ..
Posted: Sun Jan 3 8:41:35 2010 Unless they are trying to collect from you. I ..
Posted: Sun Jan 3 8:34:49 2010 I just bought my son a laptop from dell for ..
Posted: Sun Jan 3 8:26:31 2010 I went though the same thing and sent my legal ..
Posted: Sun Jan 3 8:06:54 2010 I believe you should be fine as long as it has ..
Posted: Sun Jan 3 7:59:44 2010 Hi and welcome to the forum. As you have seen by ..
Posted: Fri Jan 1 9:08:50 2010 I believe the amount of money you make on any of ..
Posted: Wed Dec 30 10:45:05 2009 I could tell you a few things about chase. But I ..
Posted: Wed Dec 30 10:37:20 2009 I would think so. Since the person you are ..
Posted: Tue Dec 29 7:53:59 2009 Wow I had no idea thanks for the info. I guess if ..
Posted: Tue Dec 29 7:47:00 2009 I know that would make since. I have never been ..
Posted: Tue Dec 29 5:41:31 2009 Not sure how they will go about handling it. But ..
Posted: Mon Dec 28 9:03:01 2009 If your bankruptcy attorney is the one giving you ..
Posted: Sun Dec 27 4:50:00 2009 Ya I was shocked as well but when I got my credit ..
Posted: Sun Dec 27 4:28:07 2009 I got the transcript the other day and was ..
Posted: Sun Dec 27 4:16:04 2009 I had the same problem with one refusing to ..
Posted: Sun Dec 27 10:37:33 2009 not yet but I am a member of surveyhead already ..
Posted: Sun Dec 27 12:42:00 2009 Hi Kep, First you need to answer the summons ..
Posted: Sat Dec 26 9:20:38 2009 Hi goodnatured, I did this a couple years ago ..
Posted: Fri Dec 25 7:37:20 2009 Thanks for the info. I got the transcript ..
Posted: Wed Dec 23 9:54:40 2009 Hi arrghmatie, Do you have it in writing ..
Posted: Wed Dec 23 9:47:26 2009 Yes I have experienced one of them almost ..
Posted: Wed Dec 23 9:36:28 2009 Hi and welcome to the forum if you need help in ..
Posted: Wed Dec 23 9:33:25 2009 I was told buy the manager at fico.com that ..
Posted: Mon Dec 21 8:57:19 2009 You know fireyone I never thought about that. I ..
Posted: Mon Dec 21 8:45:16 2009 I really don't think accounts in good standing ..
Posted: Mon Dec 21 8:29:48 2009 I know when I called in to dispute mine and yes I ..
Posted: Fri Dec 18 3:27:39 2009 I've never heard of being served twice either. I ..
Posted: Thu Dec 17 8:09:25 2009 Oh yes I had plenty of warning but I had gotten ..
Posted: Thu Dec 17 7:25:41 2009 Hi everyone the IRS told me to begin with it ..
Posted: Thu Dec 17 7:10:19 2009 My house was getting ready to be taken from me as ..
Posted: Mon Dec 14 9:47:44 2009 yes they will repo the truck. you may be able to ..
Posted: Sun Dec 13 8:41:12 2009 wow great score!!! Don't know if mine will ever ..
Posted: Sun Dec 13 8:14:40 2009 Hi and welcome to the ..
Posted: Sun Dec 13 8:12:17 2009 Those are inquiries of a company that is looking ..
Posted: Sun Dec 13 5:29:01 2009 Is it a soft inquiry or they checking to see if ..
Posted: Sat Dec 12 7:22:32 2009 I actually had no idea where mine were so I got a ..
Posted: Sat Dec 12 6:30:35 2009 I't was an account that was in good standing. I ..
Posted: Sat Dec 12 10:23:10 2009 If it hadn't of been for me having to give them ..
Posted: Fri Dec 11 8:49:52 2009 Since the SOL is up they can no longer collect ..
Posted: Fri Dec 11 7:04:24 2009 Hi Dean, Welcome to the forum. You have come to ..
Posted: Fri Dec 11 6:56:32 2009 Nothing surprises me anymore when it comes to a ..
Posted: Fri Dec 11 6:52:35 2009 Hi, and welcome to the forum. This is a great ..
Posted: Fri Dec 11 6:44:06 2009 Update the money I paid the IRS for taxes I was ..
Posted: Tue Dec 8 8:42:02 2009 if you keep the car then you have to continue ..
Posted: Mon Dec 7 12:43:41 2009 It really depends on your situation as to how ..
Posted: Sun Dec 6 10:37:59 2009 If you have rental property how can you get the ..
Posted: Sat Dec 5 11:29:18 2009 I got a capital one credit card about a month ago ..
Posted: Fri Dec 4 10:04:51 2009 I filed in 2007 and it was discharged a couple ..
Posted: Fri Dec 4 9:55:05 2009 if your weekly pay is different from your SS than ..
Posted: Fri Dec 4 9:45:18 2009 You can contact the federal trades commission and ..
Posted: Fri Dec 4 9:27:15 2009 Check the SOL for you state and see if it has ..
Posted: Fri Dec 4 9:16:09 2009 Ya there really nothing you can do except wait ..
Posted: Wed Dec 2 6:48:24 2009 I looked at my credit report all of mine has 0 ..
Posted: Wed Dec 2 6:42:30 2009 That is kind of strange them not taking the money ..
Posted: Wed Dec 2 6:31:27 2009 Most likely they will garnish your wages or ..
Posted: Wed Dec 2 6:27:07 2009 I just went through this with a second mortgage I ..
Posted: Tue Dec 1 9:41:22 2009 Hi sherrip, If it has been more than 7 years ..
Posted: Tue Dec 1 9:35:59 2009 Hi sharen, Sorry to hear you are planning on ..
Posted: Tue Dec 1 8:12:14 2009 If you know you will be approved I would because ..
Posted: Mon Nov 30 4:53:21 2009 Ok I don't claim to be an expert on this because ..
Posted: Mon Nov 30 4:15:29 2009 If you are filing chapter 7 I am pretty sure the ..
Posted: Sun Nov 29 12:12:28 2009 I believe when you convince them that you are ..
Posted: Sat Nov 28 6:22:30 2009 Hi shadriscol, I believe I would contact the ..
Posted: Sat Nov 28 6:13:30 2009 Hi dpant00, Do not pay on the debt because ..
Posted: Sat Nov 28 6:05:30 2009 Hi marcusandila, I believe I would send them a ..
Posted: Fri Nov 27 3:10:13 2009 hi star, not sure what other forums you are ..
Posted: Fri Nov 27 3:01:39 2009 yes check under your private messages you should ..
Posted: Fri Nov 27 2:58:23 2009 hi john, welcome to the forum. I agree this is ..
Posted: Thu Nov 26 1:20:51 2009 I believe I would let them know that you have ..
Posted: Thu Nov 26 1:10:38 2009 I agree with Justin send the validation letter ..
Posted: Thu Nov 26 1:03:25 2009 I believe it is suppose to say included in ..
Posted: Tue Nov 24 8:48:47 2009 So was this debt from 1995 or 2001 either way ..
Posted: Tue Nov 24 8:05:33 2009 Hi Merry, There was a company by the name of ..
Posted: Tue Nov 24 7:57:56 2009 Hi forex, Welcome to the forum. I agree I ..
Posted: Mon Nov 23 12:55:23 2009 If it was me I would contact an attorney. Because ..
Posted: Mon Nov 23 12:42:39 2009 Thanks goodnatured for the information. I believe ..
Posted: Mon Nov 23 10:39:26 2009 I would say the only way to handle it would be to ..
Posted: Mon Nov 23 10:31:16 2009 Hi Merry, I have heard three months. But when ..
Posted: Mon Nov 23 10:23:14 2009 Hi Rich, Welcome to the forum. And yes you ..
Posted: Mon Nov 23 10:19:37 2009 I had trans union credit monitoring up until last ..
Posted: Mon Nov 23 4:53:11 2009 I've never had to deal with credit solutions ..
Posted: Sun Nov 22 7:32:05 2009 No not really it all depends on you credit ..
Posted: Sun Nov 22 7:27:27 2009 If at all possible I would see if the ..
Posted: Sun Nov 22 7:15:56 2009 Did you check the SOL in the state the debt had ..
Posted: Sun Nov 22 11:20:14 2009 I know they can check your credit before they ..
Posted: Sun Nov 22 11:16:35 2009 Hi Monica, Since you have made a payment on ..
Posted: Sun Nov 22 11:09:42 2009 Hi Archie, When I got behind on my second ..
Posted: Sun Nov 22 5:43:59 2009 Have you checked with the hospital to see if they ..
Posted: Sun Nov 22 5:36:55 2009 I have never had any dealings with the leasing a ..
Posted: Sun Nov 22 5:29:44 2009 First I would check the SOL in your state to see ..
Posted: Sun Nov 22 5:17:37 2009 Hi tony, as long as there is any kind of money ..
Posted: Sat Nov 21 7:20:12 2009 If you are filing bankruptcy on them than no they ..
Posted: Sat Nov 21 7:06:47 2009 If they have took you to court to get a judgment ..
Posted: Sat Nov 21 7:04:33 2009 If it was included in you bankruptcy then it is ..
Posted: Sat Nov 21 6:52:49 2009 As soon as you paid on the debt the SOL started ..
Posted: Fri Nov 20 5:37:39 2009 When you dispute it with the credit agencies you ..
Posted: Fri Nov 20 5:32:25 2009 I wouldn't think so since it was showing 90 days ..
Posted: Fri Nov 20 6:30:27 2009 Something is not right you need to call equifax ..
Posted: Fri Nov 20 5:42:03 2009 My dad did the same thing but he became disabled ..
Posted: Fri Nov 20 5:27:45 2009 I believe they consider retirement money as a ..
Posted: Fri Nov 20 5:21:54 2009 Ok my first and most important question is where ..
Posted: Thu Nov 19 2:01:26 2009 As far as the debts you paid off they will remain ..
Posted: Thu Nov 19 1:51:27 2009 They have actually drove 4 hrs. to take me to ..
Posted: Thu Nov 19 6:43:41 2009 If the IRS says I owe back taxes on a debt that ..
Posted: Thu Nov 19 6:24:55 2009 I always heard it was 30 days. But when I called ..
Posted: Thu Nov 19 6:21:22 2009 yes doc is correct it is always best to dispute ..
Posted: Thu Nov 19 5:08:59 2009 Try and google their name. This is how I find out ..
Posted: Thu Nov 19 5:03:46 2009 Not really sure but I believe I read some where ..
Posted: Thu Nov 19 4:57:03 2009 Hi wallermm, If you put the business up as ..
Posted: Thu Nov 19 4:41:18 2009 Hi Sound John Welcome to the forum. If you are ..
Posted: Thu Nov 19 4:38:25 2009 Hi marcusandila, I'm happy to hear about your ..
Posted: Wed Nov 18 6:54:24 2009 You need to pull your credit report and see if ..
Posted: Wed Nov 18 6:45:35 2009 I really believe you need to dispute this with ..
Posted: Wed Nov 18 6:31:43 2009 Yes firefly the original creditor reported it and ..
Posted: Wed Nov 18 6:17:26 2009 Hi marcusandila, I was just wondering about ..
Posted: Wed Nov 18 1:46:33 2009 You need to check the SOL for your state. If you ..
Posted: Wed Nov 18 5:05:26 2009 As far as your wages are concerned that is ..
Posted: Wed Nov 18 4:56:06 2009 As long as it is put into an account with your ..
Posted: Wed Nov 18 4:49:45 2009 I have heard of this before. It does make you ..
Posted: Wed Nov 18 4:42:32 2009 Usually if they see your name on it. They will ..
Posted: Tue Nov 17 6:58:06 2009 If you put that money into a bank account and ..
Posted: Tue Nov 17 5:04:49 2009 Hi rachCreaple, This is a credit repair forum. ..
Posted: Mon Nov 16 7:07:52 2009 Hi jareexpagiape, Welcome to the forum. As you ..
Posted: Mon Nov 16 5:19:48 2009 Hi Brick Wall, I have no idea how things work ..
Posted: Mon Nov 16 5:11:31 2009 Hi Margaret, Usually when things seem to good ..
Posted: Mon Nov 16 5:07:01 2009 I would still think it should be listed. How old ..
Posted: Mon Nov 16 4:59:36 2009 Hi Margaret, Yes anytime you make your ..
Posted: Mon Nov 16 4:51:41 2009 From what I have read debt consolidation is ..
Posted: Mon Nov 16 9:34:12 2009 Yes Margaret once you paid on the debt it started ..
Posted: Mon Nov 16 9:16:58 2009 Not really sure if you can since they were the ..
Posted: Sun Nov 15 9:07:49 2009 I always thought they had to take you to court. ..
Posted: Sun Nov 15 9:01:18 2009 Wow where I'm from they will take their drivers ..
Posted: Sun Nov 15 3:15:09 2009 Hi weemogrowHep, Welcome to the forum. If you ..
Posted: Sun Nov 15 12:33:31 2009 Hi Margaret, Yes any time you pay your debt on ..
Posted: Sun Nov 15 12:28:54 2009 Hi Margaret, I have heard that creditors don't ..
Posted: Sun Nov 15 12:23:40 2009 Hi Margaret, I really don't think there is ..
Posted: Sun Nov 15 9:35:03 2009 Hi Ruthie, Since you have disputed this with ..
Posted: Sat Nov 14 6:05:30 2009 How old is the debt Did you check the SOL in your ..
Posted: Sat Nov 14 2:43:47 2009 I don't blame you for not believing her. So I ..
Posted: Sat Nov 14 10:44:33 2009 Hi jareexpagiape, Welcome to the forum. As you ..
Posted: Sat Nov 14 10:30:09 2009 I would just call and tell them you have papers ..
Posted: Sat Nov 14 8:45:24 2009 No honey that's not what I meant after the SOL ..
Posted: Fri Nov 13 10:51:28 2009 I agree with interstudy on this it is hard to say ..
Posted: Fri Nov 13 10:48:27 2009 It should improve your credit but by how much it ..
Posted: Fri Nov 13 10:39:28 2009 Not sure about your state but in Va. if you file ..
Posted: Fri Nov 13 10:26:16 2009 No I don't think you have to list the ones that ..
Posted: Fri Nov 13 10:21:53 2009 You can send them a pay for delete letter and ask ..
Posted: Fri Nov 13 5:54:16 2009 As long as he hasn't went to court yet and the ..
Posted: Fri Nov 13 5:46:54 2009 I talked to the federal trade commission ..
Posted: Fri Nov 13 5:24:18 2009 They have to take you to court to get a judgment ..
Posted: Fri Nov 13 5:18:01 2009 Hi arya, This forum is for advice on repairing ..
Posted: Fri Nov 13 5:10:09 2009 I would leave them open because they show your ..
Posted: Fri Nov 13 5:04:56 2009 You need to take the letter the original creditor ..
Posted: Fri Nov 13 4:55:39 2009 The negative listings will stay on your report ..
Posted: Fri Nov 13 4:43:11 2009 If you know who got the lien on you. You can send ..
Posted: Fri Nov 13 4:36:17 2009 You can call and see if they have a program ..
Posted: Fri Nov 13 4:26:06 2009 The judgment will be fore the state in which you ..
Posted: Fri Nov 13 4:16:41 2009 Hi Archie, Can you give more information on ..
Posted: Fri Nov 13 4:11:51 2009 Sorry but I'm like your attorney once they start ..
Posted: Fri Nov 13 4:03:08 2009 I'm not sure but I believe once that payment was ..
Posted: Fri Nov 13 3:55:25 2009 It is money you borrow from yourself and pay it ..
Posted: Fri Nov 13 3:53:04 2009 Hi margaret, Welcome to the forum. I'm also ..
Posted: Fri Nov 13 3:49:04 2009 If you are planning on selling the house I ..
Posted: Fri Nov 13 3:34:12 2009 You can call the credit card company's and ..
Posted: Fri Nov 13 3:27:57 2009 You sure can a credit card can be used for just ..
Posted: Fri Nov 13 3:26:07 2009 I had to have a mri done a few months ago and I ..
Posted: Fri Nov 13 3:20:20 2009 There a different kinds of contracts not only ..
Posted: Fri Nov 13 3:14:47 2009 Hi Archie, You may also consider a debt ..
Posted: Fri Nov 13 3:10:17 2009 Hi Ric, No it can not be garnished. As the ..
Posted: Fri Nov 13 3:00:28 2009 I believe I would pay the fee to have the case ..
Posted: Fri Nov 13 2:50:25 2009 I believe they can still garnish your wages until ..
Posted: Fri Nov 13 5:04:26 2009 Hi Ruthie, Just an idea but you might want to ..
Posted: Fri Nov 13 4:41:48 2009 Congrats fireyone, And thanks for all the help ..
Posted: Thu Nov 12 6:00:45 2009 Ruthie, I would just type in what you are ..
Posted: Thu Nov 12 5:46:53 2009 Yes most likely it will stay on your report ..
Posted: Thu Nov 12 12:55:39 2009 Hi faedo, Check on the side of your screen ..
Posted: Thu Nov 12 10:32:24 2009 Hi atb242, I am reporting an update. I ..
Posted: Thu Nov 12 10:02:16 2009 Hi Ruthie, I am glad to here that you husband ..
Posted: Thu Nov 12 6:44:18 2009 Hi jareexpagiape, Welcome to the forum. It is ..
Posted: Wed Nov 11 9:51:33 2009 I have never heard of them wanting you to pay ..
Posted: Wed Nov 11 4:27:55 2009 The way it sounds to me they are not willing to ..
Posted: Wed Nov 11 4:05:19 2009 Hi abigorbot, I know you are still waiting on ..
Posted: Wed Nov 11 3:36:02 2009 I thought I read on here some where that ..
Posted: Wed Nov 11 12:25:21 2009 I believe I would wait and get you equifax score ..
Posted: Wed Nov 11 12:10:23 2009 I know what you are going through. I tried to ..
Posted: Wed Nov 11 10:33:13 2009 Hi nita, If you go to page one of this post. ..
Posted: Wed Nov 11 10:25:12 2009 I haven't had any experience with them. If the ..
Posted: Wed Nov 11 4:14:43 2009 Hi guest, No you don't have to worry about a ..
Posted: Wed Nov 11 4:06:46 2009 Hi shann, Thanks for the ..
Posted: Wed Nov 11 4:04:49 2009 Ok probably what happened with the truck when it ..
Posted: Wed Nov 11 2:52:27 2009 I'm not sure but you can ask them to renegotiate ..
Posted: Wed Nov 11 2:42:16 2009 I'm not real sure what to tell you about them ..
Posted: Tue Nov 10 5:46:08 2009 Yes the score is the same one lenders see. If I ..
Posted: Tue Nov 10 3:42:51 2009 Not sure how the whole car lease thing works. But ..
Posted: Tue Nov 10 3:40:27 2009 Hi guest, Can you me more spcefic on what you ..
Posted: Tue Nov 10 3:36:15 2009 I'm not sure have you tried to google them. This ..
Posted: Tue Nov 10 3:33:18 2009 Hi shellzangels, Yes I'm sure they would. ..
Posted: Tue Nov 10 3:17:02 2009 I believe the SOL for New York is 6 years and it ..
Posted: Tue Nov 10 2:57:48 2009 I believe since the debt is with them. I would ..
Posted: Tue Nov 10 1:39:48 2009 This is called debt settlement and yes it can be ..
Posted: Tue Nov 10 1:04:11 2009 If you close any I would close the newest ones. ..
Posted: Tue Nov 10 10:03:57 2009 Hi ruthie, It may be valid for them to report ..
Posted: Tue Nov 10 9:55:02 2009 Not sure how they will handle this. They may ..
Posted: Tue Nov 10 9:40:58 2009 Hi Farol, I did a search and I'm not sure if ..
Posted: Tue Nov 10 9:15:18 2009 Hi Paula, I search this and came up with two ..
Posted: Tue Nov 10 6:31:43 2009 Hi yes we can, First things first unemployment ..
Posted: Tue Nov 10 6:08:40 2009 Hi corymia, You will probably have to send ..
Posted: Tue Nov 10 4:49:49 2009 Hi Allen, Welcome to the forum. As you know ..
Posted: Tue Nov 10 4:45:06 2009 Hi krzyvern, Yes just dispute it with the ..
Posted: Tue Nov 10 4:41:16 2009 Hi Mikey, I am a summing that the master card ..
Posted: Mon Nov 9 5:39:20 2009 You can try to consolidate them. I have read on ..
Posted: Mon Nov 9 5:18:07 2009 I believe I would talk to who ever is handling ..
Posted: Mon Nov 9 4:52:15 2009 I wouldn't think so. But I could be wrong. I ..
Posted: Mon Nov 9 3:18:14 2009 Hi Jenny, That is a good thing. With all those ..
Posted: Mon Nov 9 12:27:10 2009 Good glad things are working out for you. Just ..
Posted: Mon Nov 9 12:23:29 2009 If it in good standing why would you want to And ..
Posted: Mon Nov 9 12:11:54 2009 I filed back in 2007 and they didn't make me. I ..
Posted: Mon Nov 9 12:03:55 2009 If it was me I would get rid of the 5 small ..
Posted: Mon Nov 9 10:45:20 2009 Ok I'm confused did her father file bankruptcy on ..
Posted: Mon Nov 9 10:36:15 2009 Not sure how much it affects your score that's ..
Posted: Mon Nov 9 10:15:01 2009 Hi archie, Welcome to the forum. I believe you ..
Posted: Mon Nov 9 9:38:29 2009 Since both of you signed the lease I don't think ..
Posted: Mon Nov 9 5:33:11 2009 Hi jareexpagiape, Welcome to the forum,Glad to ..
Posted: Mon Nov 9 4:19:52 2009 I have never heard of a collector putting ..
Posted: Mon Nov 9 4:05:54 2009 No do not pay them anything. Check to see what ..
Posted: Mon Nov 9 3:27:59 2009 I think I understood what that said. But from ..
Posted: Mon Nov 9 3:09:01 2009 That is one reason it should not be allowed for a ..
Posted: Mon Nov 9 2:41:36 2009 Thanks Ruthie it sure is great to have someone to ..
Posted: Mon Nov 9 2:21:08 2009 Yes I'm like goodnatured on this you need to hair ..
Posted: Mon Nov 9 1:48:32 2009 I know it has really helped me out when me or my ..
Posted: Mon Nov 9 1:33:08 2009 Hi Ruthie, Has it been 8 years since the last ..
Posted: Sun Nov 8 7:53:15 2009 A secured credit card would help in building your ..
Posted: Sun Nov 8 7:40:32 2009 Yes fireyone I forgot about that we have that ..
Posted: Sun Nov 8 7:29:19 2009 You could try a debt consolidation or a debt ..
Posted: Sun Nov 8 5:35:36 2009 Did you get them to put in writing that they ..
Posted: Sun Nov 8 5:26:58 2009 If the money she gets from employer is deposited ..
Posted: Sun Nov 8 2:51:02 2009 You know goodnatured I don't just any of them ..
Posted: Sun Nov 8 12:59:55 2009 If your wife's name is on the bank account with ..
Posted: Sun Nov 8 12:50:03 2009 Thank you goodnatured that was sweet of ..
Posted: Sun Nov 8 6:16:11 2009 Hi Paul, Welcome to the forum. I am fairly new ..
Posted: Sat Nov 7 9:07:25 2009 No it cannot be garnished for medical bills. But ..
Posted: Sat Nov 7 8:59:05 2009 Wow that is very helpful information. I have ..
Posted: Sat Nov 7 6:56:18 2009 Hi sheila, Welcome to the forum. There are a ..
Posted: Sat Nov 7 6:52:32 2009 I believe I would call and let the court know you ..
Posted: Sat Nov 7 6:39:10 2009 duplicate ..
Posted: Sat Nov 7 6:37:43 2009 Hi Matt, It is anything past 30 days and the ..
Posted: Sat Nov 7 6:22:39 2009 Hi Nora, I believe you can just go in and take ..
Posted: Sat Nov 7 11:42:14 2009 I think anymore they are all crooked. I borrowed ..
Posted: Sat Nov 7 9:54:51 2009 Thanks for the information. This is getting old. ..
Posted: Sat Nov 7 6:55:13 2009 I have disputed a couple different things on my ..
Posted: Sat Nov 7 6:08:24 2009 Hi aprilrain, These medical bills should be ..
Posted: Sat Nov 7 5:58:49 2009 Yes you sure can. Me myself I tried doing it that ..
Posted: Sat Nov 7 5:48:28 2009 I agree they have helped me a lot when it came to ..
Posted: Sat Nov 7 5:43:14 2009 Hi andyth, I'm sure people do it everyday. Now ..
Posted: Sat Nov 7 5:33:17 2009 Hi andyth, Glad to see you are doing your ..
Posted: Sat Nov 7 5:29:16 2009 I'm not familiar with payday loans at all other ..
Posted: Sat Nov 7 5:18:16 2009 Hi andyth, I'm thinking more on the lines of a ..
Posted: Fri Nov 6 11:33:17 2009 I am paying taxes on a credit card right now that ..
Posted: Fri Nov 6 11:16:32 2009 Hi atb242, I am going through getting things ..
Posted: Fri Nov 6 10:41:30 2009 I had to do a title loan once and they are no ..
Posted: Fri Nov 6 10:25:15 2009 Yes fireone is correct about doing survey's I do ..
Posted: Fri Nov 6 10:12:53 2009 goodnatured this world needs more people like you ..
Posted: Fri Nov 6 10:01:56 2009 You know I had my feel of credit card company's ..
Posted: Fri Nov 6 9:49:14 2009 I'm just wondering do you think the finance good ..
Posted: Fri Nov 6 9:31:48 2009 I have heard of everything now. I sure am glad I ..
Posted: Fri Nov 6 8:19:44 2009 Hi carol, So what would happen if you had ..
Posted: Fri Nov 6 6:43:39 2009 Hi Charles, I with the others. I've never ..
Posted: Fri Nov 6 6:35:31 2009 Hi sara, welcome to the forum. I'm prettying ..
Posted: Fri Nov 6 6:29:26 2009 as far as the hard inquiries go they remain for ..
Posted: Fri Nov 6 6:22:48 2009 Hi sashalenor, Welcome to the forum. There are ..
Posted: Fri Nov 6 6:17:42 2009 Hi goodnatured, Great question. There was ..
Posted: Fri Nov 6 6:02:49 2009 Yes I would do as the others have said close your ..
Posted: Fri Nov 6 5:55:32 2009 Hi noligun, Yes Carol is right let your bank ..
Posted: Thu Nov 5 3:52:35 2009 Wow ya I didn't understand what you were asking. ..
Posted: Thu Nov 5 2:43:51 2009 Hi BlackDragon, No they are only suppose to ..
Posted: Thu Nov 5 2:37:31 2009 Hi autobuff, Welcome to the forum. We discuss ..
Posted: Thu Nov 5 12:56:53 2009 Hi Nick, Are you referring to a secured credit ..
Posted: Thu Nov 5 12:50:21 2009 yes jammer please specify what you are referring ..
Posted: Thu Nov 5 12:46:55 2009 I know fireyone I have noticed that as well. Are ..
Posted: Thu Nov 5 12:38:23 2009 Well unfortunately your ssdi can be garnished for ..
Posted: Thu Nov 5 12:23:41 2009 Hi Jannes, This forum is actually for ..
Posted: Thu Nov 5 7:17:36 2009 You are quite welcome. If you have any other ..
Posted: Thu Nov 5 5:33:05 2009 I know there are a lot of great ideas on the ..
Posted: Thu Nov 5 5:22:14 2009 Oh ya they do come in handy for a lot of things. ..
Posted: Thu Nov 5 4:59:37 2009 Yes unfortunately you will have to have that ..
Posted: Thu Nov 5 4:47:04 2009 I really do think they is anything else you can ..
Posted: Wed Nov 4 8:49:43 2009 I got my credit score in the mail and where they ..
Posted: Wed Nov 4 6:27:22 2009 You Know fireyone I glad you brought up the ..
Posted: Wed Nov 4 6:15:48 2009 Yes that is true I had a friend that did the same ..
Posted: Wed Nov 4 6:08:43 2009 Very helpful information as always. Thanks for ..
Posted: Wed Nov 4 6:03:40 2009 Hey fireyone that is a good point my cell phones ..
Posted: Wed Nov 4 5:56:38 2009 I pulled my credit report when I was shopping for ..
Posted: Wed Nov 4 5:29:17 2009 Wow Freedom Thanks for the information. For me I ..
Posted: Wed Nov 4 5:20:09 2009 Just like scott you cannot remove a judgment from ..
Posted: Wed Nov 4 5:13:37 2009 I believe you should send the debt validation ..
Posted: Wed Nov 4 4:49:13 2009 HI defcon, No you shouldn't remove them. That ..
Posted: Wed Nov 4 5:10:37 2009 I checked their site out yesterday and it does ..
Posted: Wed Nov 4 5:00:28 2009 yes I know what you mean. I join not even a month ..
Posted: Wed Nov 4 4:53:38 2009 Hi Kim, If they are negative accounts they ..
Posted: Tue Nov 3 7:16:14 2009 They might not be able to garnish your account ..
Posted: Tue Nov 3 7:09:46 2009 Hi Jamie, If you knew what your credit score ..
Posted: Tue Nov 3 7:04:24 2009 And your credit history must be 35% and if you ..
Posted: Tue Nov 3 6:55:03 2009 I know fireyone is correct that is taking a huge ..
Posted: Tue Nov 3 6:44:18 2009 Amen but I think the law is on there side for ..
Posted: Tue Nov 3 6:39:19 2009 I always thought a cop was suppose to deliver it ..
Posted: Tue Nov 3 2:50:28 2009 I just went to their website and briefly went ..
Posted: Tue Nov 3 2:24:13 2009 And a lot at that. I filed in 2007 almost 3 years ..
Posted: Tue Nov 3 2:19:10 2009 It was better for me to put mine in a 401k ..
Posted: Tue Nov 3 2:05:18 2009 goodnatured have you heard of this before I know ..
Posted: Tue Nov 3 2:01:13 2009 Your welcome. Ya that's how I found out I had a D ..
Posted: Tue Nov 3 1:45:57 2009 I have also see those adds on tv and wondered if ..
Posted: Tue Nov 3 1:33:48 2009 Hi Tina, Welcome to the forum. There are a lot ..
Posted: Tue Nov 3 1:22:02 2009 I know with the economy in the shape it's in. ..
Posted: Tue Nov 3 7:14:48 2009 Wow never heard of that happening before. It ..
Posted: Tue Nov 3 7:10:39 2009 I know there are others on here that know more ..
Posted: Tue Nov 3 7:03:59 2009 I know it should be. And them knowing how bad the ..
Posted: Tue Nov 3 6:50:46 2009 When checking my credit score I found that ..
Posted: Tue Nov 3 6:28:39 2009 It is really strange the lengths that they take ..
Posted: Tue Nov 3 6:09:05 2009 And vurella check with the goodwill also. You ..
Posted: Tue Nov 3 5:54:36 2009 You could also contact they attorney that ..
Posted: Mon Nov 2 6:28:58 2009 No problem I don't mind spreading the word for ..
Posted: Mon Nov 2 6:11:35 2009 I don't guess they pulled my report but I know ..
Posted: Mon Nov 2 5:47:16 2009 There was someone on here earlier asking if she ..
Posted: Mon Nov 2 2:16:48 2009 Hi Fellis, When you sent the debt validation ..
Posted: Mon Nov 2 2:07:36 2009 I would say know would probably be a good time ..
Posted: Mon Nov 2 1:57:49 2009 You may want to call an ..
Posted: Mon Nov 2 8:04:30 2009 Do you have relatives you can borrow money from ..
Posted: Mon Nov 2 7:58:15 2009 WoW fireyone that is a great idea because I know ..
Posted: Mon Nov 2 7:50:32 2009 After you get it listed on your website. You will ..
Posted: Mon Nov 2 7:43:30 2009 Yes you definitely do need to go to court. ..
Posted: Mon Nov 2 4:03:52 2009 Yes I know what you mean. But if you could I ..
Posted: Mon Nov 2 3:45:08 2009 No I haven't dealt with the collection company. ..
Posted: Sun Nov 1 8:18:50 2009 I am with fireyone if they is any way you could ..
Posted: Sun Nov 1 8:02:44 2009 Wow that Is nuts if they are allowed to charge ..
Posted: Sun Nov 1 7:32:51 2009 I vurella, Sounds like you are very smart when ..
Posted: Sun Nov 1 10:48:13 2009 Did you check the SOL for your state to see if it ..
Posted: Sun Nov 1 10:16:17 2009 Hi niceleroy, First I would get a copy of your ..
Posted: Sun Nov 1 10:04:34 2009 Have you checked the SOL for Georgia if it has ..
Posted: Sun Nov 1 9:44:23 2009 Hi corebeth, If you have a lawsuit then I ..
Posted: Sun Nov 1 9:31:52 2009 Hi vivian, Since you say the debt isn't yours ..
Posted: Sun Nov 1 7:21:17 2009 It is really nice of you to offer you assistance. ..
Posted: Sat Oct 31 5:26:55 2009 Hi alexpills, Welcome to the forum. Yes I ..
Posted: Sat Oct 31 3:20:20 2009 Hi goodnatured, You were right when you said ..
Posted: Sat Oct 31 2:18:45 2009 I really don't know if they even know the law. I ..
Posted: Fri Oct 30 3:41:16 2009 Yes I believe the economy being in the shape it's ..
Posted: Fri Oct 30 3:21:30 2009 I think all you have to do is inform your bank ..
Posted: Fri Oct 30 3:05:09 2009 I guess it all depends on what size place you buy ..
Posted: Fri Oct 30 2:32:10 2009 Yes you hear a lot about that happening on Black ..
Posted: Fri Oct 30 2:18:48 2009 I believe I would send the debt validation letter ..
Posted: Fri Oct 30 2:07:18 2009 Hi marcusandila, Not sure how everything works ..
Posted: Fri Oct 30 8:06:01 2009 I believe since you admit to owing the debt. I ..
Posted: Fri Oct 30 7:42:08 2009 I believe it goes by the date of first ..
Posted: Fri Oct 30 6:45:11 2009 I really don't think it affects it at all. Those ..
Posted: Fri Oct 30 4:53:44 2009 I believe every one is going to be looking for ..
Posted: Fri Oct 30 4:41:53 2009 Hi marcusanddila, I know what you mean about ..
Posted: Thu Oct 29 5:31:19 2009 Hi marcusandila, It' hard to believe Christmas ..
Posted: Thu Oct 29 3:42:59 2009 Hi Marcusandila, Thanks for the information. I ..
Posted: Thu Oct 29 3:35:30 2009 That's cute I know If it wouldn't be for the ..
Posted: Thu Oct 29 1:38:01 2009 Not for sure but I believe they were commenting ..
Posted: Thu Oct 29 1:31:07 2009 It is hard to say it depends on the collection ..
Posted: Thu Oct 29 1:19:19 2009 Hi George, If you won the case because they ..
Posted: Thu Oct 29 4:21:43 2009 Hi Breardon, I have read on here if you are ..
Posted: Thu Oct 29 4:10:39 2009 Hi marcusandila, Thanks for the information. I ..
Posted: Thu Oct 29 3:54:55 2009 Hi Goodnatured, Congrets, and your knowledge ..
Posted: Thu Oct 29 3:47:29 2009 Hi marcusandila, I have used the paper method ..
Posted: Wed Oct 28 8:59:35 2009 USLegal.com is what I found but they are pricey. ..
Posted: Wed Oct 28 8:46:54 2009 Hi Cruzn, I found a site online it's called ..
Posted: Wed Oct 28 8:06:31 2009 Of course anything is better than bankruptcy but ..
Posted: Wed Oct 28 7:55:23 2009 Yes will I filed I had to go through ..
Posted: Wed Oct 28 3:47:49 2009 Hi Jayben' I have heard the saying don't worry ..
Posted: Wed Oct 28 3:35:18 2009 Hi avila.emillio, Sorry can not help you out ..
Posted: Wed Oct 28 1:27:29 2009 Hi Stephanie, It all depends on the bankruptcy ..
Posted: Wed Oct 28 10:23:30 2009 Since you didn't have the debt validated it's not ..
Posted: Wed Oct 28 10:01:29 2009 Hi andyth, If the credit card is in good ..
Posted: Wed Oct 28 4:19:00 2009 sorry wasn't logged in. You may be right. But ..
Posted: Tue Oct 27 8:10:37 2009 Wow I just checked out both sites and there is a ..
Posted: Tue Oct 27 7:41:19 2009 That's cute I have family near me as well. When I ..
Posted: Tue Oct 27 7:28:23 2009 Well believe it or not I have had some IRS issues ..
Posted: Tue Oct 27 6:26:53 2009 I know I was just shocked at them saying it took ..
Posted: Tue Oct 27 6:08:43 2009 Hi marcusandila, Is this resource for everyone ..
Posted: Tue Oct 27 5:57:36 2009 Hi Marcusandila, Welcome to the forum, Have ..
Posted: Tue Oct 27 2:44:38 2009 Hi deldtiple, Welcome to the forum I'm sure ..
Posted: Tue Oct 27 12:39:18 2009 Hi Tammy, Have you checked the SOL for your state ..
Posted: Tue Oct 27 12:18:30 2009 Hi Tina, I'm new at this to but I believe that ..
Posted: Tue Oct 27 6:09:25 2009 Yes congratulations on your accomplishment. I ..
Posted: Tue Oct 27 4:10:15 2009 Hi Dafer, That is very thoughtful of you. I'm ..
Posted: Mon Oct 26 1:19:47 2009 Hi Jack Sorry to hear you are having such a ..
Posted: Mon Oct 26 12:53:46 2009 Hi kim, I with goodnatured on this one I'm ..
Posted: Mon Oct 26 9:21:41 2009 Before paying them off check the SOL on the ..
Posted: Mon Oct 26 9:04:42 2009 Hi Kim When you paid on the debt the SOL ..
Posted: Mon Oct 26 8:56:08 2009 I know there's more people on here that can ..
Posted: Mon Oct 26 5:49:35 2009 I would say real estate because with so many ..
Posted: Mon Oct 26 4:05:21 2009 Hi Ethanawa' Thanks for the information,It ..
Posted: Mon Oct 26 3:37:57 2009 Hi Joslyn, It depends on how long ago it was ..
Posted: Sun Oct 25 6:15:59 2009 Hi Angela, I believe I would call and just get ..
Posted: Sun Oct 25 3:04:52 2009 That's going to be hard for anyone to answer. ..
Posted: Sun Oct 25 12:02:26 2009 I would say catching up the car payments would ..
Posted: Sun Oct 25 11:57:16 2009 Usually after you pay off the debt there isn't to ..
Posted: Sun Oct 25 9:43:32 2009 Sorry my mistake I misunderstood what they were ..
Posted: Sun Oct 25 6:30:44 2009 Hi Tee, First I would check to see what the ..
Posted: Sun Oct 25 6:20:16 2009 There may be someone else that can answer your ..
Posted: Sun Oct 25 6:14:55 2009 Hi Rowen, Welcome to the forum. It is always ..
Posted: Sun Oct 25 6:07:45 2009 In my opinion yes if you don't pay the second ..
Posted: Sat Oct 24 7:33:21 2009 Hi steffanmanor, Not 100% positive but I don't ..
Posted: Sat Oct 24 5:09:57 2009 Hi Ross, First I would check the SOL for ..
Posted: Sat Oct 24 4:55:16 2009 Hi Renee, If it was up to me I wouldn't do ..
Posted: Sat Oct 24 4:47:16 2009 Hi Kim, No not to my knowledge. I think the ..
Posted: Sat Oct 24 4:44:26 2009 Hi Ross, Yes a medical bill is just like any ..
Posted: Sat Oct 24 4:37:51 2009 Hi Robin, Sounds like a scam to me as well. I ..
Posted: Sat Oct 24 4:31:17 2009 Hi Ross, I'm with renee on this I have read ..
Posted: Sat Oct 24 4:22:05 2009 Hi Kim, I'm like renee I would keep the one ..
Posted: Sat Oct 24 3:53:53 2009 Hi JSDaniel, Welcome to the forum,There are a ..
Posted: Sat Oct 24 10:54:00 2009 Hi Kim, You could send them a pay for delete ..
Posted: Sat Oct 24 10:23:45 2009 Hi arya, I know you said you went through ..
Posted: Sat Oct 24 10:10:42 2009 Hi Kim, Unfortunately this is your debt and ..
Posted: Sat Oct 24 9:50:37 2009 Hi Debbie, Are you sure that it was a ..
Posted: Sat Oct 24 6:35:28 2009 Yes sure every state is different and if the SOL ..
Posted: Sat Oct 24 4:14:45 2009 I would send debt validation letters to each of ..
Posted: Fri Oct 23 10:12:45 2009 Sorry I have no clue. Just hang in the someone ..
Posted: Fri Oct 23 9:48:08 2009 I'm sure your son is not the first or the last ..
Posted: Fri Oct 23 9:39:38 2009 Yes you can send a dispute letter to the CA and ..
Posted: Fri Oct 23 9:34:31 2009 So how long ago did she file chapter 13 If it ..
Posted: Fri Oct 23 9:16:44 2009 Sure he can it is that you usually send the pay ..
Posted: Fri Oct 23 7:53:13 2009 Yes I have heard that as well. Just be careful ..
Posted: Fri Oct 23 7:46:44 2009 Hi fermatt, Unfortunately it is up to the ..
Posted: Fri Oct 23 7:34:13 2009 You may have to explain a little bit about your ..
Posted: Fri Oct 23 7:27:11 2009 It is the time frame in which a creditor can ..
Posted: Fri Oct 23 7:13:59 2009 As long as he hasn't paid on it. I would a pay ..
Posted: Fri Oct 23 7:07:25 2009 Yes first I would get a credit report and see ..
Posted: Fri Oct 23 9:25:26 2009 I know my capital one has a plan to were if you ..
Posted: Fri Oct 23 9:17:17 2009 Hi Gamz, I would definitely let them know that ..
Posted: Fri Oct 23 9:03:14 2009 To name a few there are secured credit cards ..
Posted: Fri Oct 23 8:49:49 2009 Hi peggars, Do you know the SOL for you state ..
Posted: Fri Oct 23 8:44:34 2009 Hi wectaxz, Have you considered sending the ..
Posted: Fri Oct 23 8:33:54 2009 I would check with whoever you had to ship it ..
Posted: Fri Oct 23 8:07:46 2009 Hi spitfirecls, Just like Justin said it takes ..
Posted: Fri Oct 23 7:58:29 2009 Hi combo, Yes you sure can as long as they are ..
Posted: Fri Oct 23 7:40:33 2009 Not positive but if your wife's name is the only ..
Posted: Fri Oct 23 7:27:38 2009 Hi Fireyone, I agree with Justin you need to ..
Posted: Thu Oct 22 7:48:30 2009 How can you change your ..
Posted: Thu Oct 22 7:45:22 2009 Hi Charlinemcglee, Welcome to the forum,There ..
Posted: Wed Oct 21 9:09:22 2009 I would check with your bank. I read one post on ..
Posted: Wed Oct 21 9:02:53 2009 You have you sol listed the BOA is trying to ..
Posted: Wed Oct 21 6:00:45 2009 I guess it depends on what Bankruptcy you filed ..
Posted: Wed Oct 21 5:47:58 2009 If the statue of limitation is up you need to ..
Posted: Wed Oct 21 5:28:53 2009 I would just tell them the truth that you were ..
Posted: Wed Oct 21 5:13:34 2009 So are they trying to collect money from you now ..
Posted: Wed Oct 21 4:54:27 2009 Well unfortunately they are the only ones that ..
Posted: Wed Oct 21 4:22:03 2009 It should be. If you want you could send them a ..
Posted: Wed Oct 21 4:09:44 2009 I guess it's possible but be careful not to get ..
Posted: Wed Oct 21 3:56:57 2009 Usually you send a pay for delete letter before ..
Posted: Wed Oct 21 1:02:52 2009 I believe I would call and let them know what ..
Posted: Wed Oct 21 12:32:13 2009 Can a collection agency pull your credit report ..
Posted: Wed Oct 21 12:18:38 2009 Hi SIA, Sorry you are confused. So was I. You ..
Posted: Wed Oct 21 3:01:46 2009 Hi Justin, Is there anyway of proving that ..
Posted: Tue Oct 20 7:16:42 2009 ..
Posted: Tue Oct 20 7:08:35 2009 I guess your right I didn't use it anyway it was ..
Posted: Tue Oct 20 5:56:23 2009 I have a couple different credit cards that are ..
Posted: Tue Oct 20 5:44:46 2009 Yes I contacted them today and they said They ..
Posted: Tue Oct 20 5:36:46 2009 Yes I have read other post stating that they wait ..
Posted: Tue Oct 20 10:43:20 2009 Look at the helpful Resources section under ..
Posted: Tue Oct 20 4:55:45 2009 Yes they are correct When I thought I was going ..
Posted: Tue Oct 20 4:38:35 2009 I found it in the dispute section when they ..
Posted: Tue Oct 20 4:28:25 2009 You can also try VHDA I got my loan with them ..
Posted: Tue Oct 20 4:00:31 2009 I guess being new at this I didn't know what was ..
Posted: Tue Oct 20 3:56:23 2009 Ok Thinks I have some inquiry's coming off in the ..
Posted: Mon Oct 19 7:27:47 2009 I know I talked to a man named Jerry when I did ..
Posted: Mon Oct 19 7:12:17 2009 Most of the one's I have applied for have used ..
Posted: Mon Oct 19 7:00:20 2009 Yes I would send a pay for delete letter to them. ..
Posted: Mon Oct 19 4:32:52 2009 I was just checking out Experians web site. I ..
Posted: Mon Oct 19 4:00:59 2009 Wow thanks for info do you know who they use. ..
Posted: Mon Oct 19 10:29:00 2009 Hi Fireyone, If you look to the left of this ..
Posted: Mon Oct 19 10:24:46 2009 If I decide to do it I will purchase from the CPA ..
Posted: Mon Oct 19 10:12:07 2009 I got a capital one card with a score lower than ..
Posted: Mon Oct 19 5:56:12 2009 Is there a site that lets you buy all three of ..
Posted: Mon Oct 19 5:44:37 2009 I believe I would check to see what your score is ..
Posted: Mon Oct 19 5:25:06 2009 I don't know what happened but it logged me in as ..
Posted: Sun Oct 18 7:18:03 2009 Yes I would send them a debt verification letter ..
Posted: Sun Oct 18 6:16:31 2009 I probably will as well before its over with and ..
Posted: Sun Oct 18 6:07:30 2009 I would still send the debt validation letter it ..
Posted: Sun Oct 18 4:09:09 2009 Thanks I will keep my watching if it happens ..
Posted: Sun Oct 18 3:37:10 2009 I know what you mean I have a charge off listed ..
Posted: Sun Oct 18 1:03:03 2009 Maybe their questions were intended for me would ..
Posted: Sun Oct 18 12:58:09 2009 I'm just wondering where they got their ..
Posted: Sun Oct 18 12:31:48 2009 No I checked again there questions are listed ..
Posted: Sun Oct 18 8:40:10 2009 I don't know what is going on why are other ..
Posted: Sun Oct 18 5:14:26 2009 Hi Moose, I don't have a letter but I guess my ..
Posted: Sun Oct 18 4:30:22 2009 Hi Ruthie, I believe as long as you are ..
Posted: Sun Oct 18 3:36:32 2009 Hi Ruthie, I'm pretty new at cleaning up my ..
Posted: Sat Oct 17 9:20:36 2009 Equifax had me listed as filing Chapter 13 on ..
Posted: Fri Oct 16 7:13:34 2009 I filed Chapter 7 and on my equifax report they ..
Posted: Thu Oct 15 4:32:36 2009 Ok I guess I was confused on the up to part. ..
Posted: Thu Oct 15 3:36:07 2009 I know that bad accounts are surpose to stay on ..
Posted: Wed Oct 14 7:52:13 2009 I sent it over night mail it has a tracking ..
Posted: Wed Oct 14 6:19:54 2009 I wrote a personal check to pay off a mortage .I ..
Posted: Wed Oct 14 3:14:08 2009 I got the settlement agreement yesterday in it he ..
Posted: Tue Oct 13 6:23:54 2009 I thought they had to notify you before closeing ..
Posted: Tue Oct 13 6:14:29 2009 Can a collection agency pull your credit without ..
Posted: Tue Oct 13 6:12:34 2009 Thanks for reply I ask him if he would remove it ..
Posted: Tue Oct 13 4:58:36 2009 I have a foreclosure started on my credit ..
Posted: Tue Oct 13 2:29:21 2009 Thanks I really don't want to push the issue not ..
Posted: Mon Oct 12 8:30:55 2009 I ask him today he said it was against the law ..
Posted: Mon Oct 12 12:33:31 2009 I have a second mortgage that i got behind on and ..
Posted: Sat Oct 10 11:26:31 2009 I had credit cards that are listed on my credit ..
Posted: Sat Oct 10 11:05:14 2009 Thanks for your response trying to clean up ..
Posted: Sat Oct 10 10:17:48 2009 I had a contract for a cell phone I couldn't ..



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