Debt management

Description

Possible ways to get a loan with bad credit history

Submitted by alexandria_1 on Fri, 11/16/2007 - 17:56

I am looking to buy a new house but for my bad credit history I am hesitant to ask anyone about it. Is there any chance of cleaning credit history so that I can get another loan and meet the requirement of owning a house?What do you mean by debt repair? Any suggestions? Thanks!

Westbury Ventures

Submitted by Anonymous (not verified) on Sun, 11/11/2007 - 00:19

Hi ecclectic...ok got a couple of questions. you say you haven't heard of them...they have several pay day loans under their name and love to collect from folks, way more than the original loan amount...what state do you live in? we first have to figure out if pdls are even legal in your state. additionally, westbury loves to pull this. From what company did you originally take out your loan with? how much was that for? I would think the first thing is to talk to your bank and tell them what happened. dispute the debit and maybe do a reversal.

college savings for your kids

Submitted by goodnatured on Sat, 11/10/2007 - 21:54

With the rising cost of education I thought this would be a good topic to kick around. I seen a post on consolidating student loans. With all the options available with grants and loans, should one start saving when a child is pre teen for college? I know it is always good to be prepared, but is it necessary? Especially if you are on a tight budget. I started doing the Upromise campaign about three years ago, it is pretty cool, you shop, you save, it has been accumulating on my groceries mainly. You can also put friends on it, so when they shop you save for your kid for college too.

Mortgage Payments

Submitted by goodnatured on Sun, 11/04/2007 - 13:38

I have gotten a month behind and am finally getting caught up this month, yeah. How long will it take a current payment and staying current to raise my score, I know this has been a big issue in lowering it because I have lagged behind for quite some time. Just now getting enough together with my escrow surplus to make the payment that brings me current.

When will I see the positive effect on my credit score? The mortgage company said they report at the end of each month. Will it take a few months?

loan

Submitted by Anonymous (not verified) on Thu, 10/25/2007 - 16:25

i am really in need of loan, i have bad credit, but long term job. the only thing i have seen so far, is to apply at prosper, but my credit is under 520, they donot accept that type of credit. i am such a loser, at 43. if you know of any place, please let me know!

ANOTHER Cash Call type loan..BEWARE!!

Submitted by sdchargers_63 on Mon, 09/03/2007 - 04:29

Wanted to warn ya'll!!........there are commercials, on a place called, 'Quick Money Loan'. They have recently been advertising in the state I live in. I live in PA. They sound VERY SIMILIAR to the 'cash Call ads. According to this add, " even if you have bad credit, you can barrow up to $10,000. " The commercial wasn't very long, but, I DID notice the % rate(s). 70%-90%!! OMG!!! How horrible!! Anyway..wanted to let people know about this.