Credit repair

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Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Sample letter to remove credit inquiry and fix credit score

Submitted by Richard on Sat, 07/22/2006 - 06:02
Forums

Hi,

We often notice unauthorized hard inquiries made by creditors listed in our credit report. These inquiries hamper our credit profile and cause problems in acquiring credit benefits. I have prepared a sample letter that you may use to ask the creditor to remove the inquiry and it will also help you to know how to get credit inquiries removed. Please make sure that you use fax or certified mail instead of ordinary mail in order to get a prompt response.

Medical Bill

Submitted by leetrayce on Fri, 06/17/2016 - 02:20
Forums

I am in the process of purchasing a home and need to get a 2 yr old medical bill in the amt of $1900 removed from my credit. It was removed and added back on by a collection agency. I can pay monthly pmts, but not all at once. What is the fastest way to get it removed.

Car Loan with a repo past

Submitted by dscottashley on Mon, 06/06/2016 - 13:50
Forums

Hi Group.... in 2012, I had my car repossessed for lack of payments. Within a few days I made the past payments and got the car back. Within months, I had some additional financial trouble and Capital One basically charged off the account. It is on my credit report as a charge off. Here we are 4 years later and the car is basically dead and I need to get a new (used) car. The car dealership does their banking through a credit agency bank and my credit is on the higher end of the "poor" category. I just paid off 3 collections debts which will make my score go up quite a bit. My question...

Forgot to pay car loan...

Submitted by Anonymous (not verified) on Mon, 05/30/2016 - 20:00
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I forgot to pay my car loan for 5 months (just spaced) and realized it today and am freaking out. The bank is closed today but I looked up my account online and it said charge off (payment due Jan 15) and had loan amount. It's almost paid off and I can pay off the balance tomorrow. My question is is the bank going to reposes my truck even if I pay it off tomorrow? And is there anyway to see if they can remove the charge off if I explain I simply forgot? Thanks in advance for any insight

old creddit card number needed

Submitted by rhode_pielcanela on Sat, 05/21/2016 - 21:31
Forums

I need full account number on an old credit card i closed in 2007, i called them and gave them my ssn but they said its been so long ago that it is purged and they cant find with my ssn that i need the full account number, the credit reports only give me the first few #s though :-( how can i find the number. i shredded all that info long time ago, its been almost 10 yrs now... please help, they need to reimburse me some money and they wont do it unless I have the account number :(

Verizon baddie should I PFD?

Submitted by luvcredit23 on Thu, 05/19/2016 - 01:15
Forums

I have a Verizon baddie on my credit reports. I'm assuming its for the boxes I returned that they never recieved after I moved I don't know and they can't explain what its for either when I call them??? Everytime I conact Verizon or dispute it, they report me as late and my score drops. I've left them alone and they haven't reported me late since Jan 2016

When I applied for credit cards I was denied because of this derogatory account.