Credit repair

Several months ago, I got a payday loan through Advance America for $600. I had to re-finance seven times (which I was told was the maximum amount), paying over $800 in interest and fees alone. I asked several times for an extended payment plan (EPP), but was told they don't have to give me one until after I default. I defaulted last month, but have not arranged the EPP. After doing some research, I am finding several articles that say refinancing is not allowed in the state of Texas. In addition, granting an EPP is required. If that be the case, then her acts were illegal.

I have 3 pdls which I can’t pay-off. How to get out from under it?

Where is a good place to get a payday loan consolidation loan in Ohio? Please keep in mind have poor credit.

I am in Texas and have some questions in regard to three payday loans that I have. Two are local and I have already paid back what I borrowed plus several hundred dollars extra. The third is an internet loan that I want to pay back...but the first payment was already attempted to be debited from my account today but there were no funds available, as I opened a new account and changed my direct deposit to ensure that I could pay my rent. I want to pay back the internet loan people on payments that I can afford...I just need to know how to proceed from here.

I have 5 internet payday loans out. I wanted to know if these companies are illegal in Ohio: cash net USA, payday one, idealgelt, cash jar, and American web loan. If they are or are not how long do I have to pay them back if I do not have the money for the due date?

I have four Payday Loans with Cash jar: loan amount 950; paid 1050, Everest: loan amount 900; paid 270, Pepper cash: loan amount 1000; paid 250 and Great Plains: loan amount 1000; paid 300. I was contacted by a PDL consolidation company and was debating on whether to go through them or not. Thank you!

Does SSM Group located in Kansas have a legal license for PDL? I live in the state of TN

I have a few payday loans out and could really use help. I have one with check n go I got 800 paid them over 200 and currently owe them 1006 I have one with ace cash express I owe them 911 I have already paid them over 800 on a 1000 loan I have one with loan point USA I borrowed 600 paid them 180 and they say I owe them 960 I also have one with gateways. I borrowed 300 and they will not even tell me how much I owe them because they said it is now in collections. Please help me

I am trying to find out if National Cash Lenders is legal/illegal in the state of TX. I took out a loan of 400 dollars, and I have already paid back 400 dollars....they are now saying that I have a balance of over 400 dollars. I thought that I read that they were illegal in the state of TX...how do I go about finding this out. Again it was an internet loan, I live in the state of TX, and the company is National Cash Lenders. You’re help is greatly appreciated

I have four payday loans out, in various stages of repayment. However, the amount coming out of my check each pay period is a little more than half of my check which doesn't leave me enough money to pay the other bills. I live in New York State and just found out that Payday loans are prohibited in New York.