Credit repair

I had a payday loan with Vince enterprises for 300. I have paid them $360. Well I sent them the letter stating that they are not licensed in my state of MS, etc.. I sent this numerous times, by email & fax & never received a response from them. Well today I received a call from NCA collection agency stating that I had a balance of $510 that is owed to Vince & if I didn't pay this now they are going to report this on my credit. What can I do to make sure this doesn't go on my credit & I have already paid Vince 360.

Hello, I have 2 Internet payday loans and 1 pay day loan that transferred over to an installment loan. How can I consolidate these loans with poor credit? And are they legally binding? How can I just pay interest?

Which one is better – Clearing debts before retirement or after it?

Is pay day support center a valid company? This company told me they can consolidate my pay day loans...but I am not sure if they are legitimate.

I want to know if the Herman Law Group is legit and trustworthy for a foreclosure case. If anyone knows anything please let me know.

Does anyone know if Oasis1 Marketing Group, Inc. is legal in California?

Hello, in 2006 credit lawyer sued me in IL for a debt in AZ. I didn't know I was sued until I received a summons to garnish. I received the summons to garnish in 2008: I was stupid, scared and didn't go to the court. Three (2011) years later, I received a letter from the same attorney stating "please be advised, the account on the above referenced defendant has been RECALLED. At this time stop with-holding for our wage garnishment and refund any wages currently being withheld back to the defendant.

I am filing for Bankruptcy for credit card debt and in the meantime I am being sued by the credit card companies. What should I do? Can I still count them in the Bankruptcy?

I'm a defendent in a foreclosure lawsuit to reform the legal description on a warranty deed I gave 10 years ago. Can this affect my credit even though I am not mentioned in the loan portion of the lawsuit? I understand the bank has to sue anyone who could have an interest in the property and to reform the legal description on the warranty deed.

I am trying to find out if National Cash Lenders is legal/illegal in the state of TX. I took out a loan of 400 dollars, and I have already paid back 400 dollars....they are now saying that I have a balance of over 400 dollars. I thought that I read that they were illegal in the state of TX...how do I go about finding this out. Again it was an internet loan, I live in the state of TX, and the company is National Cash Lenders.