I got a letter from a collection agency saying that they are going to file a suit against me in 90 days, but they already deleted the account from my report when I disputed it, what should I do?
Does anyone have any dispute letters on how to take off your name that was used fraudulently? My name was spelled in different ways 8 times on my credit report?
What is a letter of deletion and can it be used to remove a negative item from your credit report?
I am stuck in the Payday Loan cycle and don’t know how to get out of this trap. I live in California and have 9 payday loans. I know that all my payday lenders are licensed here. Recently I have lost my job. So I can’t afford to pay back the full debts. I have tried to settle the debts with the lenders but they are not ready to settle. All wants the full payments. In this situation what can I do? I can’t sleep at night properly. Please give me some advice.
I have some hard inquiries on my credit report. I know that it will hurt my credit score. Can you tell me by how much point it will hurt my credit score?
I have several credit card debts which I’m unable to pay because of my unemployment. That’s why I have decided to file Chapter-7 bankruptcy. Can you tell me after filing bankruptcy shall I still be responsible to repay the debts in full?
I want to consolidate my credit card debts. Can you tell me whether or not it will affect my credit score?
I need a letter to remove medical collections from my credit. I have several collection agencies calling me for medical bills that are not mine. I need them removed, but don't know how.