Credit repair

Description

Auto Loan

Submitted by Anonymous (not verified) on Tue, 08/14/2012 - 19:11
Forums

I am getting divorce and the Bank send me a Power of Attorney under my name and my wife name, to put the car title under both names. I am really concern, because when we purchase the car both of us were agree to put the car under my name. All dealers car paperwork are under my name, now the Bank wants to make sign The Power of Attorney. My question is: Do we have the right to put the car title and registration under my name?

judgement and siezing money

Submitted by Anonymous (not verified) on Fri, 08/10/2012 - 20:22
Forums

My daughter (has no checking account of her own from overdrawing to many) has her paychecks direct deposited into my (her mothers) checking account. Only the mothers name is on the account. Can the daughters and the mothers money be seized from this account if their is any judgement against the daughter. Just trying to avoid any issue in case something comes up that I (the mother) have not been informed about.

Please help with an answer. Just trying to protect myself so I do not get put into a financial spot with my mortgage.

Debt lein removal

Submitted by Anonymous (not verified) on Wed, 08/08/2012 - 02:43
Forums

I am cleaning up our credit issues. In doing so I have disputed to all three bureau's (transUnion, Experian,Equafax) the removal of a lein with our local municipal court . Two of the three (TransUnion, Equafax) have deleted it from my credit report, but the remaining one just shows that it is paid. The judgement was paid in full prior going to court between my lawyer and the creditor's lawyer. Why did Experian not remove it and the other two did?? It was filed in 2005 and paid the same month.

Car Issue

Submitted by Anonymous (not verified) on Mon, 08/06/2012 - 22:46
Forums

I financed a vehicle through capital one auto, i got laid off several times so I was late making payments a few times but I still maintained the car note payments. I finallally paid the car off in 2011 and just went to purchase another vechile when i found out that capital one had listed the car as a repo on my credit report with a 14,000 dollar balance. I contacted them and the nasty recovery dept agent Markus explained in a mean way that because I ran almost 4 mths late in 2007 that they charged off my car.

Disputing 30 day auto loan

Submitted by Anonymous (not verified) on Sun, 08/05/2012 - 20:36
Forums

i had a 30 day late on an auto loan back on Jan 2009. just paid off the loan in june 2012 and experian shows it as paid/closed. ive tried disputing it online thru experian with no luck about 2 years ago because the lender responded stating that the report was accurate.

whats the best way of trying to get this removed? this is the only negative item on my credit report.

Want annoying calls to 256 859-1727 to stop immediately

Submitted by Anonymous (not verified) on Tue, 07/31/2012 - 15:18
Forums

I have been getting 2 to 3 calls from this number for months now and I am asking that they stop immediately. I am not the person that you are trying to get in touch with so the calls are useless. I will not answer them. Continuosly calling is annoying and I consider this a form of harrassment.

Lack of collection agency information

Submitted by Anonymous (not verified) on Fri, 07/27/2012 - 04:45
Forums

My x wife wrote some bad checks to CVS and now they are on my credit report. I'd like to take care of them however the credit report i printed from Myfico.com only has a number (455YC01291) as the collection agency. Any advise on how I figure out who to contact so I can clean this up?

Thanks,

health club bill

Submitted by Anonymous (not verified) on Fri, 07/27/2012 - 02:58
Forums

I had a call tonight for a health club bill that is 18 years old. I am sure I paid this off years ago, but at this time I do not have receipts from way back then.

Is this still valid? I did not ever see a judgement, or anything else on this debt.

Please help.