Credit repair

Hello,

Welcome to the forums!!!
I don’t have any idea about this matter. Let’s see what the other forum experts say.

Where do I go to file a motion on a bank garnishment to get a judgement reversed ,vacated or void , because I never recieved a summons?

You may make a written request to Asset Acceptance to remove the negative items from your credit report after repaying the debts. But it entirely depends on their discretion whether or not to accept your request. You may also request them to update your account status as “Paid-in-full” or “Paid-as-settled” as per your terms.

I received few collection agencies bills, and also rported in my credit report but i already got cherities from Hospital and i sent this charities paper to all of my other place, like some doctors and lab but still my bills goes to collection agency , and i am unable to pay, so please anyone let me know what should i do

I have a big credit card debt spread over several companies. Haven't paid anything to them in three years. They have about run me crazy calling but I never answer the phone. Hoping they will give up. The debts have gone thru several different collection/lawyers, don't the collectors have to provide original debt papers?I have no job and my husband is retired and on social security. We own our house but have nothing else. what can they do?

Hi, I'm new here! About a year ago a private student loan from Bank A was sent to a collection CA, Company B. I made a balloon payment with them and set up a payment plan that I've paid on time for a year. Now I've gotten a letter from a different collection agency, Company C, trying to collect the remainder of the debt. The original lender is still listed as the the creditor and I'm instructed to make payments to them.

My questions:

I am a Florida resident and I sent a letter to the collection agency requesting validation of the debt. They responded 42 days later with a letter stating:
- The name of the original creditor.
- Account number.
- Balance.
- My name and last 4 of SSN.
- A statement that they've purchased the debt, but no proof.

HI,

Hi,

What is the difference between a motion for discovery and a debt validation letter? I'm a bit confused...is one better then other?