Credit repair

How does a person remove marks like levy. Late payment garments. Charge off and address

Hi all,

Quick question, I have a credit card from Citi that was charged off 2010 (I live in Florida). Nowhere have I seen the account being in "collections" when I recently ran my credit report with all 3 agencies. Fortunately I have regained employment and I am in position to pay for it.

Is it just a matter of time before a collection agency picks up the account and notifies the Credit Reporting Agencies or I still have time to settle with the Citi themselves?

my mortgage company has sent me a letter telling me they are going to reagge my account. I sent them 2000. but i still owe them 2000. Im not sure what this means

It’s a very complicated situation. Consult with a financial counselor and take advice from him/her.

The original collection that was sent to the credit company was $150 now they are trying to collect #$700. Is there any way to get it back to $150?

I've seen fragments of info on several sites about LVNV but I am hoping to get some help as to what actions I need to take. LVNV recently showed up on my credit report on a debt that was included in a bankruptcy from back in 2000. I'm pretty clueless about any of this stuff, which I'm sure makes LVNV happy but I have worked really hard to get my credit score up. It was 650 before this and now its 590.

What is my next step? Do I mail letters to the credit bureaus or mail DV letters to LVNV? Do I need to get a lawyer involved to help me out?

i was caught by revenue inspector at tube station and i am using 2-4 zone pass and travelling through 1 zone without paying charge it is for 2 months...so that they has issued me summons and appear to present in court...this is my mistake and i am ready to pay penalty.....what should i do...

I viewed my credit reports on today. I have 10 collections. I need to know which debt to pay and which to allow to fall off my credit report. They are as follows:

I foreclosed on a home in 2008 and had a 2nd loan which was charged off in 2009. Now, I have myself in a better place and want to purchase a new home. I know I am cleared as far as the foreclosed date, but since I still have the 2nd loan still on my credit report stating charged off. Will it hurt me in the long run if I try to get a home loan? Do I need to pay off the debt before I can get a new loan. They never placed a judgement against me just charged off the dept.

Bankruptcy was filed a couple of years ago. Garnishment came in the mail today.