Welcome to the forums!!!
Since you have little to no income, so it’s very difficult for you to get a secured/ unsecured CC. You should immediately try to get a secured job with high salary.
I got a strange email from an ex roommate who owes me money asking for my address so she could "wire" the money to me. She recently had a judgement filed against her by our former landlord for past rent due him. I suspect she is going to try to file against me, hoping I won't show up for court and get an automatic judgement against me. I have moved out of state and did not give her my forwarding home address, just a P.O. Box. btw, I do not owe her any money, so it would be a frivolous lawsuit.
I've been trying to remove late pays I have on an old account that I settled out. What is the best strategy to go about this?
So long story but like many others I am a single mother who ended a relationship with my credit in despair. Now after a year I have stabilized financially and able to start building myself back up. I started by pulling my credit report after now the work begins. I am embarrassed to admit my score dropped from the 600s to now 498! It appears that I have approximately 98,000 in debt...3500 in hospital bills turned over to debt collectors, 1,500 in other random debt collection bills. The remaining in many student loans. I am successfully employed and simply became so overwhelmed.
Overwhelmed with the debt, I don't know where to begin. Most of it is 2years and older. Including credit cards from when I first turned 18, tmobile bill, and hospital bill. Please help!
My car loan has been paid. Made 72 pymts. Now they want $2500 more, stating this is interest. I made all my pymts and dont understand why they want more money. I even paid all late fees and they are placing interest on top of late fees. They are threatening to charge off my account. What should I do. They hang up on me all the time and nobody ever explains why I still owe all this money. HELP!!!!
I am paying down some debt to better my debt to income ratio. How important is it to pay down the overdraft credit line I have with my checking acct? Or should I focus on credit cards.thanks
Brian
BOA acquired my mortgage from Wilshire Credit (out of biz) since the aquisition, both items for the same loan are listed on my report? How do I get Wilshire off?
Here is the situation. About four years ago, I moved to Europe. I had three credit cards in American with two different companies..only because two of my credit cards were sold to another company from my original company....while they were current.
I signed for an RV with my ex. We broke up 5 years ago but remain friends. My ex has solely made all payments, on time for the last 5 years. Is ther anyway to remove me from that loan? It is negative in equity so a re-fi is not possible.