Credit repair

Description

PROPBLEM WITH ONE OF THE COMPANYS REPORT

Submitted by Anonymous (not verified) on Fri, 12/16/2011 - 02:42
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I HAVE BEEN TRYING TO LOG ON FOR ABOUT 2 HRS. AND HAVEN'T BEEN ABLE TO. WHEN I PUT IN MY S/S NUMBER IT COMES BACK THAT IT IS WRONG. WHEN I PUT IN MY BIRTH DATE IT TELLS ME THAT IT IS WRONG. I TRIED TO REREGISTER THAN IT STATES THAT I HAVE ALL READY SIGNED UP.

I AM TRYING TO REPORT THAT I THINK BANK OF AMERICA SCREWED UP; THEY ARE TRYING TO SAY THAT I HAVE HAD 22 LATE PAYMENTS
THERE IS NO WAY IN HELL THAT I EVER MADE A LATE APPT. AND EVEN IF I DID IT WOULD NO MORE THAN 1 OR 2 AND I DON'T THINK THAT I EVER MADE A LATE PAYMENT.

Collection

Submitted by Anonymous (not verified) on Tue, 12/13/2011 - 02:39
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A CA just reported to my credit report on a account from 2008. Now I have called the CA to ask about it since I had no clue about the account. After speaking to the lady for a couple of minutes and getting some facts about the matter. She informs me that she can not send me anything or do anything because they are not able to collect in my state. She said the only thing she can do is take a payment from me and mark the account paid in full. What do I do now? Dispute it, send a DV or DFP? The amount is so little $100 max, and I just want it off my credit report.

Served a summons from a creditor with different addresses

Submitted by Anonymous (not verified) on Mon, 12/12/2011 - 13:48
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Hello All,

I was served a summons from a creditor, however the address listed on the complaint for this plaintiff is different from the address on the summons. One address is in FL an the other in DE though plaintiff name is the same. Can this be disputed?

Thanks

Midland Credit Management -- how to stop them from posting t

Submitted by Anonymous (not verified) on Thu, 12/08/2011 - 09:23
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Midland Credit Management -- how to stop them from sending my debt to credit bureau?

Midland Credit Management has purchased my debt from another collection agency. It does not show up in their system yet. I am trying to find out how to stop them from sending it to the credit bureau.

Here are a few facts --

car title

Submitted by Anonymous (not verified) on Wed, 12/07/2011 - 10:34
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Need to know what happens to car title when written off? Car was left to me in will, but loan place said balance to even though insurance was supposed to pay of upon death. Now company has charged off the car, but refuses to give title to me. But says it is mine. What can I do to get the title in my name, if anything?

auto loan charge off

Submitted by Anonymous (not verified) on Tue, 12/06/2011 - 14:05
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i currently have my car and been paying on my auto all year long. i have been recently going to the website and paying my loan. this september 2011 was my mature date but i have been paying a balance still and was going to the website and paying but this time i went and logged on and my account says charge off and call customer service. can u help me on what to do before i call them or suggestions?

Paying off all debt.. credit score increase

Submitted by Anonymous (not verified) on Sun, 12/04/2011 - 21:34
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Hi, my husband and I have raked up roughy $33,000 in credit card debt due to him being unemployed for almost 3 years. :( He's back to work now, so we are chipping away at the debt. Our credit scores are roughly 600 (give or take a few points).

We are coming into inheritance money from my grandfather, and it will be enough to pay off all of our credit card debt in one payment, and put away enough for a downpayment on a house (we currently rent).

Bankrupcty

Submitted by Anonymous (not verified) on Sun, 12/04/2011 - 00:03
Forums

After I file, can I use the paper I file to sent to the employer to stop the garnishment of wages against me or do I need to get another form. I am filing bankrupcty on my own.